Master Circulars


(50 kb)
Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled Persons

RBI/2007-2008/ 189
DBOD.No.Leg.BC. 51 /09.07.005/2007-08

November 19, 2007

All Scheduled Commercial Banks
(Excluding RRBs)

Dear Sir,

Legal Guardianship Certificate issued under the National Trust
Act, 1999 empowering the disabled persons with autism,
cerebral palsy, mental retardation and multiple disabilities

We have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a question has been raised as to whether the banks and the banking sector can accept the guardianship certificates in regard to persons with disabilities issued by the Local Level Committees set up under the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999.

2. The Trust has mentioned that the above Act was specifically passed by the Parliament in order to provide for appointment of legal guardians for persons with disability that is covered under the said Act. The above Act provides for appointment of legal guardians for persons with disability by the Local Level Committees set up under the Act. The Trust has opined that a legal guardian so appointed can open and operate the bank account as long as he remains the legal guardian.

3. The matter has been examined in consultation with the Indian Banks' Association. They have concurred with the above views expressed by the Trust. It may also be noted that the provisions of Mental Health Act, 1987 also allows appointment of Guardian by District Courts.

4. Banks are therefore advised to rely upon the Guardianship Certificate issued either by the District Court under Mental Health Act or by the Local Level Committees under the above Act for the purposes of opening / operating bank accounts. A list of Local Level Committees forwarded to us by the above Trust is enclosed.

5. Banks may also ensure that their branches give proper guidance so that the parents / relatives of the disabled persons do not face any difficulties in this regard.

Yours faithfully

(Prashant Saran)
Chief General Manager-in-Charge


SUMMARISED LIST OF LOCAL LEVEL COMMITTEES
FORMED TILL 26 FEBRUARY, 2007

At present LOCAL LEVEL COMMITTEES have been constituted in 499 districts out of the total of 591 districts in the country except J&K. State and UTS wise list are as follows: -

STATES - 27

Sr. No.

States

Districts

Total LLCs formed

1.

ANDHRA PRADESH

EAST GODAVARI, KRISHNA, NIZAMABAD, NELLORE, SRIKAKULAM, CHITTOOR, KURNOOL, ADILABAD, WARANGAL, NALGONDA, KARIMNAGAR, PRAKASAM, RANGAREDDY, VISAKHAPATNAM, ANANTHAPUR, MEDAK, CUDDAPAH, KHAMMAM, GUNTUR, MAHABOOBNAGAR, VIZIANAGRAM, HYDERABAD, WEST GODAVARI

23

2.

ASSAM

KAMRUP, NAGAON, NALBARI, JORHAT, DARRANG, CACHAR, DHUBRI, KARIMGANJ, SONITPUR, SIVASAGAR, TINSUKIA, DIBRUGARH, GOALPARA, HAILAKANDI, NC HILLS, GOLAGHAT, LAKHIMPUR

17

3.

BIHAR

NAWADA, KATIHAR, BHABUA, SHEIKHPURA, MUNGER, KISHANGANJ, LAKHISARAI, NALANDA, MADHEPURA, ROHTAS, SHEOHAR, MAHDUBANI, SUPAUL, BEGUSARAI, JAMUI, SIWAN, PATNA, BHOJPUR, GOPALGANJ, VAISHALI, SAMASTIPUR, PURNEA, BHAGALPUR, KHAGARIA

24

4.

CHATTISGARH

KOREA, JANJAGIR-CHAPA, BASTAR, DANTEWADA, RAIPUR, MAHASUMUND, JASHPUR, RAIGARH, KORBA, SURGUJA, DURG, BILASPUR, JAGDALPUR, KAWARDHA, DHAMTARI, KANKER

16

5.

DELHI

SOUTH, SOUTH-WEST, NORTH-EAST, CENTRAL, NEW DELHI, NORTH, WEST, NORTH WEST, EAST

9

6.

GOA

PANAJI

1

7.

GUJARAT

VALSAD, MEHSANA, JAMNAGAR, SABARKANTHA, DAHOD, BHAVNAGAR, JUNAGADH, SURENDRANAGAR, SURAT, AMARELI, KHEDA, VADODARA, GANDHINAGAR, AHMEDABAD, RAJKOT, NAVSARI, BHARUCH, KUTCH, ANAND, THE DANGS, PORBANDAR, NARMADA, PANCHMAHAL

23

8.

HARYANA

PANIPAT, JIND, KARNAL, HISSAR, PANCHKULA, YAMUNANAGAR, AMBALA, FARIDABAD, SIRSA, KAITHAL, ROHTAK, KURUKSHETRA, GURGAON, BHIWANI

14

9.

HIMACHAL PRADESH

SOLAN, UNA, KINNAUR, KANGRA, CHAMBA, MANDI, HAMIRPUR, SHIMLA, LAHAUL & SPITI, BILASPUR, KULLU, SIRMOUR

12

10.

JHARKAND

DUMKA, PAKAUR, RANCHI, SERAI KELA, CHATRA, DHANBAD, BOKARO, EAST SINGHBUM, SAHEBGANJ, HAZARIBAGH, DEOGHAR, GUMLA, PALAMU, WEST SINGHBHUM, LOHARDARGA, KODARMA, JAMTARA, LATEHAR

18

11

KARNATAKA

BIJAPUR, BAGALKOTE, UTTAR KANNADA, CHICKMAGALUR, DAKSHINA KANNADA, BIDAR, KODAGU, HASSAN, BELLARY, CHITRADURGA, BANGALORE URBAN, BELGAUM, UDUPI, GADAG, RAICHUR, MANDYA, CHAMARAJANAGAR, MYSORE, DAVANGERE, TUMKUR, GULBARGA, KOPPAL, BANGALORE RURAL, DHARWAD, KOLAR, SHIMOGA

26

12.

KERALA

THRISSUR, PALAKKAD, THIRUVANANTAHPURAM, ERANAKULAM, MALLAPURAM, KOZHIKODE, KOLLAM, ALLAPUZHA, KASARGOD, KANNUR, KOTTAYAM, WAYANAD, PATHANAMTHITTA, IDUKKI

14

13.

MADHYA PRADESH

BARWANI, BETUL, DAMOH, DHAR, DEWAS, INDORE, GWALIOR, KATNI, KHARGAON, KHANDWA, MANDSAUR, NARSINGHPUR, NIMACH, RAJGARH, RATLAM, SAGAR, SIWANI, SIDHI, SHAHDOL, SHAJAPUR, SHIVPURI, SHYOPUR, SEHORE, TIKAMGARH, UJJAIN, UMARIA, VIDISHA, REWA, CHATTARPUR, BHOPAL, GUNA, JABALPUR, SATNA, HARDA, PANNA, DINDORI, CHINNDWARA, JHABUA, RAISEN, MORENA, MANDLA, BHIND, HOSHANGABAD, BALAGHAT, BURHANPUR, ANUPPUR, DATIA, ASHOKNAGAR

48

14.

MAHARASHTRA

KOLHAPUR, NASIK, LATUR, CHANDRAPUR, AKOLA, BEED, BHANDARA, NANDURBAR, VARDHA, GADCHIROLI, THANE, AMRAVATI, OSMANABAD, SATARA, BULDHANA, DHULE, SOLAPUR, RATNAGIRI, GONDIYA, NANDED, NAGPUR, AURANGABAD, YAVATMAL, RAIGAD, MUMBAI SUBURBAN, HINGOLI, PUNE, SINDHUDURG, AHMEDNAGAR, SANGLI, PARBHANI, MUMBAI, JALGAON, JALNA

34

15.

MANIPUR

IMPHAL EAST, IMPHAL WEST, THOUBAL, CHURACHANDPUR

4

16.

MEGHALAYA

WEST KHASI HILLS, EAST GARO HILLS, RI BHOI, JAINTIA HILLS, WEST GARO HILLS, EAST KHASI, SOUTH GARO

7

17.

MIZORAM

AIZAWL, LUNGLEI, SAIHA, MAMIT, CHAMPHAI, LAWNGTHLAI, JOLASIB, SERCHHIP

8

18.

NAGALAND

KOHIMA, MOKOKCHUNG, ZUHENBOTO, MON, DIMAPUR, WOKHA, PHEK, TUENSANG

8

19.

ORISSA

ANGUL, BALASORE, BHADRAK, BOLANGIR, BOUDH, CUTTACK, DEOGARH, DHENKANAL, JAGATSINGHPUR, JAJPUR, KANDHAMALA, KENDRAPARA, KEONJHAR, KHURDA, KORAPUT, MALKANGIRI, MAYURBHANJ, NAWARANGPUR, NAYAGARH, PURI, SAMBALPUR, SUNDARGARH, NUAPADA, JHARSUGUDA, KALAHANDI, RAYAGADA, SONEPUR, GAJAPATI, BARGARH, GANJAM

30

20.

PUNJAB

AMRITSAR, BHATINDA, FARIDKOT, HOSHIARPUR, LUDHIANA, MANSA, MOGA, PATIALA, RUPNAGAR, JALANDHAR, FATEHGARH SAHIB, SANGARUR, NAWANSHAHR, MUKATSAR, KAPURTHALA

15

21.

TAMIL NADU

THE NILGIRIS, PUDUKOTTAI, SALEM, COIMBATORE, VELLORE, TIRUCHIRAPALLI, RAMANATHPURAM, TIRUVANAMALLAI, ERODE, VIRUDUNAGAR, PERAMBALUR, THANJAVUR, NAMAKKAL, KANYAKUMARI, TIRUVARUR, KANCHEEPURAM, DHARMAPURI, THOOTHUKUDI, THENI, CUDDALORE, SIVAGANGAI, DINDIGUL, KARUR, NAGAPATTINAM, CHENNAI, TIRUVALLUR, MADURAI, VILLUPURAM, TIRUNELVELI

29

22.

TRIPURA

NORTH TRIPURA, SOUTH TRIPURA, WEST TRIPURA, DHALAI

4

23.

RAJASTHAN

ALWAR, JALLORE, SIROHI, SIKAR, DHOLPUR, BANSWARA, RAJSAMAND, DUNGARPUR, JODHPUR, UDAIPUR, BHARATPUR, PALI, BHILWARA, TONK, KOTA, JAISALMER, JHUNJHUNU, CHURU, HANUMANGARH, KARAULI, BUNDI, SHRIGANGANAGAR, AJMER, BADMER, BIKANER, CHITTAURGARH, DAUSA, JAIPUR, BARAN, SAWAI MADHOPUR, NAGAUR, JHALAWAR

32

24.

SIKKIM

EAST, SOUTH, WEST, NORTH

4

25.

UTTAR PRADESH

JAMUNAPAR AND SHAHARI AREA OF ALLAHABAD DISTRICT, GANGAPAR AREA OF ALLAHABAD DISTRICT, BARIELLY, JALAUN, LUCKNOW, PILIBHIT, RAE BARIELLY, SAHARANPUR, SULTANPUR, FARRUKHABAD, UNNAO, MORADABAD, BASTI, JR PHULE NAGAR, FATEHPUR, KANPUR NAGAR, SITAPUR, HAMIRPUR, MEERUT, HARDOI, SHAHJAHANPUR, MAU, FAIZABAD, VARANASI, GHAZIABAD, GORAKHPUR, BAGPAT, DEORIA, AZAMGARH, MIRZAPUR, RAMPUR, BARA BANKI, BIJNOUR, CHITRAKOOT, GB NAGAR, KUSHINAGAR, GHAZIPUR, AGRA, MAINPURI, BUDAUN, CHANDAULI, FEROZABAD

42

26.

UTTARANCHAL

ALMORA, NAINITAL, DEHRADUN, BAGESHWAR, HARIDWAR, CHAMAPWAT, CHAMOLI, TEHRI GARHWAL, UDHAM SINGH NAGAR, RUDRAPRAYAG, UTTARKASHI, PAURI GARHWAL, PITHORAGARH

13

27.

WEST BENGAL

BANKURA, BIRBHUM, BURDWAN, COOCH BEHAR, DAKSHIN DINAJPUR, DARJEELING, HOOGHLY, HOWRAH, JALPAIGURI, MALDA, MIDNAPUR, MURSHIDABAD, NADIYA, 24 PRGS SOUTH, 24 PRGS NORTH, PURULIA, UTTAR DINAJPUR, KOLKATA CITY, EAST MIDNAPORE

19

UNION TERRITORIES

1.

CHANDIGARH

CHANDIGARH

1

2.

DADRA & NAGAR HAVELI

SILVASSA

1

3.

DAMAN & DIU

DAMAN, DIU

2

4.

PONDICHERRY

PONDICHERRY

1


Server 214
Top