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Date : May 17, 2024
Scheduled Commercial Banks - Business in India
(₹ Crore)
Item Outstanding as on May 3, 2024 Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2023 2024
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 291062 -1727 16995 -3409 49099 47948
1.2 Borrowings from Banks 168950 -3136 -29980 -16913 -6812 131730
1.3 Other Demand and Time Liabilities 76699 1922 1247 4247 26839 16927
2 Liabilities to Others            
2.1 Aggregate Deposits 20936142 184086 390967 460916 1739020 2501261
  (20833504)         (2398623)
2.1a Growth (Per cent)   0.9 2.2 2.3 10.4 13.6
            (13.0)
2.1.1 Demand 2435478 -25230 -1806 -8375 161129 256854
2.1.2 Time 18500664 209316 392774 469290 1577891 2244407
2.2 Borrowings 780194 4856 35545 5685 197148 299319
2.3 Other Demand and Time Liabilities 928256 31084 42737 -9172 199973 95868
3. Borrowings from Reserve Bank 171359 86020 -123153 -51357 -52400 129428
4 Cash in Hand and Balances with Reserve Bank 1051164 6629 34801 30249 130402 116193
4.1 Cash in hand 89448 -10852 6952 15 -975 -7767
4.2 Balances with Reserve Bank 961717 17481 27849 30234 131377 123960
5 Assets with the Banking System            
5.1 Balances with Other Banks 192043 3951 5216 -6284 16791 -6596
5.2 Money at Call and Short Notice 15069 -1173 1864 2714 814 -11659
5.3 Advances to Banks 54116 6653 -1972 5748 4737 14904
5.4 Other Assets 109524 2187 4355 -5900 29325 38040
6 Investments 6220190 71979 104310 113632 687534 700731
  (6134830)         (615372)
6.1a Growth (Per cent)   1.2 1.9 1.9 14.2 12.7
            (11.1)
6.1 Government Securities 6219073 71972 104330 113463 687636 700421
6.2 Other Approved Securities 1117 7 -20 168 -102 310
7 Bank Credit 16631190 138197 225453 199026 1859969 2730502
  (16114073)         (2213385)
7.1a Growth (Per cent)   0.8 1.6 1.2 15.4 19.6
            (15.9)
7a.1 Food Credit 37780 19690 13279 14699 -22302 4595
7a.2 Non-food Credit 16593411 118508 212174 184328 1882271 2725907
7b.1 Loans, Cash Credit and Overdrafts 16317368 138751 217012 183065 1839421 2675449
7b.2 Inland Bills - Purchased 64556 -478 2841 4089 7108 22281
7b.3 Discounted 209601 269 4866 12243 17167 41824
7b.4 Foreign Bills - Purchased 15907 -647 -252 -505 -2243 -3386
7b.5 Discounted 23759 303 986 134 -1483 -5666
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.
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