| (₹ Billion) | | Item | Jul-Sep 2015 (PR) | Jul-Sep 2016 (P) | | Credit | Debit | Net | Credit | Debit | Net | | 1 | 2 | 3 | 4 | 5 | 6 | | Overall Balance of Payments(1+2+3) | 16,497 | 16,553 | –56 | 17,871 | 17,301 | 570 | | 1 CURRENT ACCOUNT (1.1+ 1.2) | 8,271 | 8,827 | –556 | 8,533 | 8,764 | –231 | | 1.1 MERCHANDISE | 4,391 | 6,806 | –2,415 | 4,514 | 6,231 | –1,717 | | 1.2 INVISIBLES (1.2.1+1.2.2+1.2.3) | 3,880 | 2,021 | 1,859 | 4,019 | 2,533 | 1,486 | | 1.2.1 Services | 2,516 | 1,358 | 1,159 | 2,715 | 1,625 | 1,090 | | 1.2.1.1 Travel | 327 | 261 | 66 | 371 | 303 | 67 | | 1.2.1.2 Transportation | 230 | 249 | –20 | 263 | 234 | 29 | | 1.2.1.3 Insurance | 36 | 19 | 17 | 39 | 24 | 15 | | 1.2.1.4 G.n.i.e. | 11 | 16 | –5 | 10 | 10 | –1 | | 1.2.1.5 Miscellaneous | 1,913 | 813 | 1,100 | 2,032 | 1,054 | 979 | | 1.2.1.5.1 Software Services | 1,215 | 42 | 1,173 | 1,252 | 67 | 1,185 | | 1.2.1.5.2 Business Services | 471 | 487 | –16 | 552 | 537 | 16 | | 1.2.1.5.3 Financial Services | 112 | 57 | 55 | 99 | 102 | –3 | | 1.2.1.5.4 Communication Services | 38 | 18 | 20 | 41 | 18 | 23 | | 1.2.2 Transfers | 1,110 | 53 | 1,057 | 1,021 | 93 | 928 | | 1.2.2.1 Official | 6 | 16 | –10 | 4 | 17 | –12 | | 1.2.2.2 Private | 1,104 | 37 | 1,067 | 1,017 | 76 | 941 | | 1.2.3 Income | 254 | 610 | –356 | 283 | 815 | –532 | | 1.2.3.1 Investment Income | 189 | 572 | –383 | 223 | 777 | –555 | | 1.2.3.2 Compensation of Employees | 65 | 39 | 26 | 60 | 38 | 22 | | 2 CAPITAL ACCOUNT (2.1+2.2+2.3+2.4+2.5) | 8,226 | 7,698 | 528 | 9,338 | 8,487 | 851 | | 2.1 Foreign Investment (2.1.1+2.1.2) | 4,321 | 4,116 | 205 | 5,785 | 4,229 | 1,557 | | 2.1.1 Foreign Direct Investment | 736 | 313 | 424 | 1,613 | 461 | 1,151 | | 2.1.1.1 In India | 673 | 143 | 530 | 1,211 | 273 | 938 | | 2.1.1.1.1 Equity | 478 | 143 | 335 | 959 | 261 | 698 | | 2.1.1.1.2 Reinvested Earnings | 154 | – | 154 | 192 | – | 192 | | 2.1.1.1.3 Other Capital | 42 | – | 41 | 59 | 12 | 48 | | 2.1.1.2 Abroad | 63 | 169 | –106 | 402 | 188 | 214 | | 2.1.1.2.1 Equity | 63 | 67 | –4 | 402 | 101 | 301 | | 2.1.1.2.2 Reinvested Earnings | – | 54 | –54 | – | 56 | –56 | | 2.1.1.2.3 Other Capital | – | 49 | –49 | – | 32 | –32 | | 2.1.2 Portfolio Investment | 3,584 | 3,803 | –219 | 4,173 | 3,767 | 405 | | 2.1.2.1 In India | 3,572 | 3,798 | –226 | 4,161 | 3,712 | 449 | | 2.1.2.1.1 FIIs | 3,566 | 3,798 | –232 | 4,161 | 3,712 | 449 | | 2.1.2.1.1.1 Equity | 3,123 | 3,342 | –219 | 3,305 | 3,002 | 303 | | 2.1.2.1.1.2 Debt | 442 | 456 | –14 | 856 | 710 | 146 | | 2.1.2.1.2 ADR/GDRs | 6 | – | 6 | – | – | – | | 2.1.2.2 Abroad | 12 | 5 | 7 | 11 | 55 | –44 | | 2.2 Loans (2.2.1+2.2.2+2.2.3) | 1,923 | 2,050 | –126 | 1,938 | 2,130 | –192 | | 2.2.1 External Assistance | 63 | 71 | –7 | 68 | 79 | –11 | | 2.2.1.1 By India | 1 | 8 | –8 | 1 | 7 | –6 | | 2.2.1.2 To India | 63 | 62 | – | 67 | 72 | –5 | | 2.2.2 Commercial Borrowings | 352 | 464 | –112 | 415 | 585 | –169 | | 2.2.2.1 By India | 16 | 3 | 14 | 58 | 120 | –63 | | 2.2.2.2 To India | 335 | 461 | –126 | 358 | 464 | –107 | | 2.2.3 Short Term to India | 1,508 | 1,515 | –7 | 1,455 | 1,467 | –12 | | 2.2.3.1 Suppliers' Credit > 180 days & Buyers' Credit | 1,457 | 1,515 | –58 | 1,433 | 1,467 | –34 | | 2.2.3.2 Suppliers' Credit up to 180 days | 51 | – | 51 | 22 | – | 22 | | 2.3 Banking Capital (2.3.1+2.3.2) | 1,622 | 1,148 | 474 | 1,063 | 1,506 | –442 | | 2.3.1 Commercial Banks | 1,622 | 1,148 | 474 | 1,046 | 1,506 | –460 | | 2.3.1.1 Assets | 398 | 220 | 177 | 63 | 602 | –539 | | 2.3.1.2 Liabilities | 1,225 | 928 | 297 | 983 | 904 | 79 | | 2.3.1.2.1 Non-Resident Deposits | 1,052 | 777 | 275 | 911 | 772 | 140 | | 2.3.2 Others | – | – | – | 17 | – | 17 | | 2.4 Rupee Debt Service | – | 1 | –1 | – | 1 | –1 | | 2.5 Other Capital | 360 | 383 | –24 | 551 | 621 | –70 | | 3 Errors & Omissions | – | 27 | –27 | – | 50 | –50 | | 4 Monetary Movements (4.1+ 4.2) | 56 | – | 56 | – | 570 | –570 | | 4.1 I.M.F. | – | – | – | – | – | – | | 4.2 Foreign Exchange Reserves (Increase - / Decrease +) | 56 | – | 56 | – | 570 | –570 | | Note: Explanatory notes on these tables are available in December issue of RBI Bulletin, 2012. | |