System | Volume (Million) | Value (₹ Billion) | 2016-17 | 2017 | 2016-17 | 2017 | Feb. | Mar. | Apr. | Feb. | Mar. | Apr. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 107.86 | 9.11 | 12.54 | 9.54 | 1,253,652.08 | 95,266.75 | 154,094.85 | 111,743.70 | 1.1 Customer Transactions | 103.66 | 8.80 | 12.14 | 9.23 | 849,950.51 | 66,382.31 | 111,825.01 | 73,603.70 | 1.2 Interbank Transactions | 4.17 | 0.31 | 0.39 | 0.31 | 131,953.25 | 7,836.50 | 11,550.82 | 14,908.49 | 1.3 Interbank Clearing | 0.018 | 0.002 | 0.002 | 0.002 | 271,748.31 | 21,047.93 | 30,719.02 | 23,231.51 | 2 CCIL Operated Systems | 3.65 | 0.25 | 0.29 | 0.25 | 1,056,173.36 | 75,377.92 | 94,415.57 | 80,878.53 | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.01 | 229,528.33 | 20,269.84 | 27,536.97 | 21,151.19 | 2.2 Govt. Securities Clearing | 1.51 | 0.08 | 0.09 | 0.08 | 404,389.08 | 27,361.26 | 29,315.32 | 24,111.22 | 2.2.1 Outright | 1.34 | 0.07 | 0.07 | 0.07 | 168,741.46 | 8,366.97 | 8,522.45 | 7,482.65 | 2.2.2 Repo | 0.168 | 0.012 | 0.015 | 0.014 | 235,647.62 | 18,994.29 | 20,792.87 | 16,628.57 | 2.3 Forex Clearing | 1.93 | 0.16 | 0.19 | 0.16 | 422,255.95 | 27,746.83 | 37,563.28 | 35,616.13 | 3 Paper Clearing | 1,206.69 | 107.94 | 127.98 | 99.97 | 80,958.15 | 6,406.73 | 8,654.94 | 7,351.49 | 3.1 Cheque Truncation System (CTS) | 1,111.86 | 100.44 | 119.21 | 95.26 | 74,035.22 | 5,993.95 | 8,062.77 | 6,990.65 | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | 3.3 Non-MICR Clearing | 94.83 | 7.50 | 8.78 | 4.71 | 6,922.93 | 412.78 | 592.17 | 360.84 | 4 Retail Electronic Clearing | 4,196.88 | 367.54 | 446.28 | 431.10 | 132,190.35 | 12,023.05 | 17,769.89 | 13,700.63 | 4.1 ECS DR | 8.76 | 0.19 | 0.23 | 0.19 | 39.14 | 1.31 | 1.55 | 1.21 | 4.2 ECS CR (includes NECS) | 10.10 | 0.68 | 0.92 | 0.49 | 144.08 | 8.04 | 9.69 | 9.68 | 4.3 EFT/NEFT | 1,622.10 | 148.21 | 186.70 | 143.17 | 120,039.68 | 10,877.91 | 16,294.50 | 12,156.17 | 4.4 Immediate Payment Service (IMPS) | 506.73 | 59.75 | 67.41 | 65.08 | 4,111.06 | 482.21 | 564.68 | 562.06 | 4.5 National Automated Clearing House (NACH) | 2,057.27 | 158.71 | 191.01 | 222.17 | 7,916.17 | 653.59 | 899.47 | 971.50 | 5 Cards | 12,055.87 | 1,039.67 | 1,089.38 | 1,035.38 | 30,214.00 | 2,575.77 | 2,952.64 | 2,877.17 | 5.1 Credit Cards | 1,093.51 | 95.35 | 108.10 | 107.06 | 3,312.21 | 288.95 | 336.20 | 333.76 | 5.1.1 Usage at ATMs | 6.37 | 0.42 | 0.49 | 0.48 | 28.39 | 1.91 | 2.29 | 2.33 | 5.1.2 Usage at POS | 1,087.13 | 94.93 | 107.61 | 106.58 | 3,283.82 | 287.04 | 333.90 | 331.43 | 5.2 Debit Cards | 10,962.36 | 944.32 | 981.28 | 928.32 | 26,901.79 | 2,286.82 | 2,616.45 | 2,543.41 | 5.2.1 Usage at ATMs | 8,563.06 | 692.57 | 710.11 | 660.32 | 23,602.73 | 1,928.38 | 2,259.46 | 2,168.60 | 5.2.2 Usage at POS | 2,399.30 | 251.75 | 271.17 | 268.00 | 3,299.07 | 358.43 | 356.99 | 374.82 | 6 Prepaid Payment Instruments (PPIs) | 1,963.66 | 280.02 | 342.09 | 352.23 | 838.01 | 96.28 | 106.77 | 103.71 | 6.1 m-Wallet | 1,629.98 | 246.95 | 307.45 | 320.87 | 532.42 | 69.11 | 73.12 | 74.42 | 6.2 PPI Cards | 333.11 | 33.03 | 34.58 | 31.32 | 277.52 | 25.19 | 30.88 | 27.45 | 6.3 Paper Vouchers | 0.51 | 0.04 | 0.06 | 0.04 | 25.36 | 1.98 | 2.77 | 1.85 | 7 Mobile Banking | 976.85 | 95.41 | 113.65 | 106.18 | 13,104.76 | 1,279.93 | 1,730.88 | 1,612.17 | 8 Cards Outstanding | 884.72 | 869.06 | 884.72 | 898.33 | – | – | – | – | 8.1 Credit Card | 29.84 | 29.08 | 29.84 | 31.32 | – | – | – | – | 8.2 Debit Card | 854.87 | 839.98 | 854.87 | 867.00 | – | – | – | – | 9 Number of ATMs (in actuals) | 222475 | 221302 | 222475 | 221959 | – | – | – | – | 10 Number of POS (in actuals) | 2529141 | 2224977 | 2529141 | 2614584 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 19,534.58 | 1,804.52 | 2,018.57 | 1,928.48 | 2,282,277.63 | 170,698.56 | 247,275.65 | 193,423.72 | Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |