System | Volume (Million) | Value (₹ Billion) | 2016-17 | 2017 | 2016-17 | 2017 | Jun. | Jul. | Aug. | Jun. | Jul. | Aug. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 107.86 | 9.83 | 9.38 | 9.46 | 1,253,652.08 | 116,200.57 | 110,562.10 | 113,827.58 | 1.1 Customer Transactions | 103.66 | 9.51 | 9.07 | 9.16 | 849,950.51 | 83,330.95 | 77,675.80 | 79,157.81 | 1.2 Interbank Transactions | 4.17 | 0.32 | 0.31 | 0.30 | 131,953.25 | 9,481.63 | 9,473.46 | 10,005.58 | 1.3 Interbank Clearing | 0.018 | 0.002 | 0.002 | 0.002 | 271,748.31 | 23,387.99 | 23,412.84 | 24,664.19 | 2 CCIL Operated Systems | 3.65 | 0.30 | 0.30 | 0.27 | 1,056,173.36 | 90,919.03 | 86,663.63 | 87,499.01 | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 229,528.33 | 21,892.28 | 21,736.46 | 22,784.18 | 2.2 Govt. Securities Clearing | 1.51 | 0.12 | 0.11 | 0.08 | 404,389.08 | 36,913.97 | 34,047.29 | 31,959.78 | 2.2.1 Outright | 1.34 | 0.11 | 0.10 | 0.07 | 168,741.46 | 13,709.92 | 13,400.47 | 9,795.75 | 2.2.2 Repo | 0.168 | 0.017 | 0.016 | 0.017 | 235,647.62 | 23,204.05 | 20,646.82 | 22,164.03 | 2.3 Forex Clearing | 1.93 | 0.16 | 0.17 | 0.17 | 422,255.95 | 32,112.78 | 30,879.88 | 32,755.05 | 3 Paper Clearing | 1,206.69 | 95.47 | 95.35 | 94.81 | 80,958.15 | 6,669.43 | 6,572.52 | 6,403.59 | 3.1 Cheque Truncation System (CTS) | 1,111.86 | 91.85 | 92.20 | 92.05 | 74,035.22 | 6,409.95 | 6,342.50 | 6,224.34 | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | 3.3 Non-MICR Clearing | 94.83 | 3.61 | 3.15 | 2.76 | 6,922.93 | 259.48 | 230.02 | 179.25 | 4 Retail Electronic Clearing | 4,204.96 | 426.75 | 432.20 | 442.79 | 132,250.12 | 14,113.17 | 13,471.67 | 13,988.09 | 4.1 ECS DR | 8.76 | 0.13 | 0.14 | 0.12 | 39.14 | 0.89 | 0.93 | 0.83 | 4.2 ECS CR (includes NECS) | 10.10 | 0.64 | 0.43 | 0.63 | 144.08 | 10.49 | 10.90 | 10.96 | 4.3 EFT/NEFT | 1,622.10 | 152.34 | 148.14 | 151.61 | 120,039.68 | 12,694.20 | 12,011.60 | 12,500.38 | 4.4 Immediate Payment Service (IMPS) | 506.73 | 65.84 | 69.07 | 75.66 | 4,111.06 | 596.55 | 604.76 | 651.49 | 4.5 National Automated Clearing House (NACH) | 2,057.27 | 207.79 | 214.42 | 214.77 | 7,916.17 | 811.05 | 843.47 | 824.43 | 5 Cards | 12,055.87 | 1,032.50 | 1,070.22 | 1,097.79 | 30,214.00 | 2,989.67 | 2,956.25 | 3,072.12 | 5.1 Credit Cards | 1,093.51 | 110.03 | 111.38 | 115.99 | 3,312.21 | 357.50 | 342.15 | 366.03 | 5.1.1 Usage at ATMs | 6.37 | 0.55 | 0.61 | 0.66 | 28.39 | 2.67 | 2.85 | 3.05 | 5.1.2 Usage at POS | 1,087.13 | 109.47 | 110.76 | 115.33 | 3,283.82 | 354.83 | 339.30 | 362.99 | 5.2 Debit Cards | 10,962.36 | 922.47 | 958.85 | 981.81 | 26,901.79 | 2,632.17 | 2,614.11 | 2,706.09 | 5.2.1 Usage at ATMs | 8,563.06 | 667.81 | 703.23 | 716.36 | 23,602.73 | 2,256.93 | 2,268.42 | 2,351.96 | 5.2.2 Usage at POS | 2,399.30 | 254.66 | 255.61 | 265.45 | 3,299.07 | 375.24 | 345.68 | 354.13 | 6 Prepaid Payment Instruments (PPIs) | 1,963.66 | 255.65 | 270.24 | 261.14 | 838.01 | 85.07 | 98.56 | 102.88 | 6.1 m-Wallet | 1,629.98 | 221.63 | 235.46 | 225.43 | 532.42 | 53.10 | 69.34 | 72.62 | 6.2 PPI Cards | 333.11 | 33.97 | 34.74 | 35.67 | 277.52 | 29.87 | 27.07 | 28.53 | 6.3 Paper Vouchers | 0.51 | 0.05 | 0.04 | 0.03 | 25.36 | 2.10 | 2.15 | 1.72 | 7 Mobile Banking | 976.85 | 115.73 | 102.40 | 99.64 | 13,104.76 | 1,807.65 | 801.36 | 799.13 | 8 Cards Outstanding | 884.72 | 825.31 | 836.11 | 843.51 | – | – | – | – | 8.1 Credit Card | 29.84 | 31.48 | 32.06 | 32.65 | – | – | – | – | 8.2 Debit Card | 854.87 | 793.83 | 804.05 | 810.87 | – | – | – | – | 9 Number of ATMs (in actuals) | 222475 | 222926 | 222653 | 222568 | – | – | – | – | 10 Number of POS (in actuals) | 2529141 | 2776949 | 2840113 | 2882422 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 19,542.66 | 1,820.50 | 1,877.69 | 1,906.25 | 2,282,337.40 | 207,588.96 | 196,911.89 | 200,229.08 | Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |