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Date : Jun 24, 2017
Table 114: State-wise Personal Loans by Scheduled Commercial Banks
(Amount outstanding as at end-March)
(₹ Billion)
Regions/States/Union Territories 1990 1991 1992 1993 1994 1995 1996 1997
NORTHERN REGION 12.6 18.5 19.5 21.9 24.2 33.2 41.2 50.6
Haryana 1.5 2.1 2.4 2.9 3.2 3.6 4.6 5.25
Himachal Pradesh 0.4 0.5 0.7 0.8 1 1.1 1.4 1.6
Jammu and Kashmir 0.3 0.5 0.5 0.6 1 1.4 1.5 1.5
Punjab 2.7 3.5 3.9 4.7 5.3 6.6 9.5 10.6
Rajasthan 2.1 2.9 3.6 4.2 5 6.2 6.7 9.2
Chandigarh 0.4 0.6 0.7 0.6 1 1 1.3 1.5
Delhi 5.2 8.4 7.7 8.1 7.7 13.3 16.2 20.9
NORTH-EASTERN REGION 0.9 1.18 1.77 2.5 2.1 2.5 3.13 3.94
Arunachal Pradesh 0.01 0.01 0.01 0.03 0.05 0.08 0.1 0.1
Assam 0.41 0.9 1.4 1.7 1.5 1.8 2.4 2.8
Manipur 0.02 0.05 0.07 0.09 0.1 0.01 0.1 0.2
Meghalaya 0.03 0.07 0.09 0.3 0.1 0.3 0.2 0.3
Mizoram 0.0079 0.0083 0.01 0.03 0.03 0.05 0.03 0.04
Nagaland 0.03 0.05 0.09 0.1 0.1 0.1 0.1 0.2
Tripura 0.4 0.1 0.1 0.2 0.96 0.2 0.2 0.3
EASTERN REGION 8.13 11.43 13.34 15.7 18.3 21.2 27.2 31.5
Bihar 2.2 3.1 3.6 4.6 5.2 5.9 6.8 8.5
Jharkhand - - - - - - - -
Odisha 1.6 1.7 2.2 2.5 2.8 3.4 4.7 5
Sikkim 0.02 0.01 0.02 0.01 0.03 0.03 0.05 0.07
West Bengal 4.3 6.61 7.5 8.6 10.0 11.8 15.6 17.9
Andaman & Nicobar Islands 0.01 0.01 0.02 0.02 0.03 0.03 0.05 0.04
CENTRAL REGION 7.4 10.64 13.2 16.4 18.8 20.1 24.7 29.7
Chhattisgarh - - - - - - - -
Madhya Pradesh 2.8 3.74 4.5 5.3 6.2 6.6 8.9 11
Uttar Pradesh 4.6 6.9 8.7 10.9 12.6 13.5 16.1 18.7
Uttarakhand - - - - - - - -
WESTERN REGION 13.6 21.92 23.82 30.8 34.02 40.3 50.18 55.1
Goa 0.4 0.5 0.5 0.6 0.7 0.9 1.3 1.6
Gujarat 3.7 5 5.9 6.8 7.2 10.1 11.7 12.3
Maharashtra 9.5 16.4 19.3 23.4 26.1 29.2 37.1 41.1
Dadra & Nagar Haveli 0.0044 0.0043 0.006 0.0083 0.0095 0.01 0.02 0.01
Daman & Diu 0.0086 0.01 0.02 0.02 0.02 0.04 0.06 0.04
SOUTHERN REGION 24.32 32.4 38.2 48.16 54.51 71.3 89.2 111.2
Andhra Pradesh 6.07 8.9 11 12.7 14.7 19.4 23 27.4
Karnataka 6.05 7.7 8.8 10.1 11.4 13.7 19.9 25.1
Kerala 4.4 5.4 6.3 8.1 9.91 12.5 17 22.2
Tamil Nadu 7.7 10.2 11.9 17 18.1 25.3 28.7 36
Lakshadweep 0.002 0.0028 0.0018 0.0012 0.0025 0.0039 0.0098 0.0085
Puducherry 0.1 0.2 0.2 0.3 0.4 0.4 0.6 0.5
ALL INDIA 66.95 96.07 109.83 135.46 151.93 188.6 235.6 282.04

TABLE 114: STATE-WISE PERSONAL LOANS BY SCHEDULED COMMERCIAL BANKS
(Amount outstanding as at end-March) (Contd.)
(₹ Billion)
Regions/States/Union Territories 1998 1999 2000 2001 2002 2003 2004 2005 2006
NORTHERN REGION 60.9 73.9 97.9 132 157 213 341 490 720
Haryana 6.7 8.1 11.3 14 18 26 36 53 100
Himachal Pradesh 1.9 2.5 3.6 5 6 7 10 13 19
Jammu and Kashmir 1.9 2.8 3.6 5 8 10 13 16 21
Punjab 11 13.7 18.4 23 30 41 62 87 112
Rajasthan 11.6 14.1 19.4 25 32 40 62 84 118
Chandigarh 1.7 2.4 3.2 4 5 7 17 23 37
Delhi 26.1 30.3 38.4 55 58 83 141 212 312
NORTH-EASTERN REGION 4.6 5.8 7 9 14 23 28 46 68
Arunachal Pradesh 0.1 0.2 0.2 0 0 1 1 1 2
Assam 3.3 4.1 5 7 10 17 18 28 40
Manipur 0.3 0.2 0.3 0 1 1 1 2 3
Meghalaya 0.4 0.5 0.5 1 1 1 3 7 13
Mizoram 0.1 0.2 0.2 0 1 1 2 2 3
Nagaland 0.1 0.2 0.3 0 0 0 1 1 2
Tripura 0.3 0.5 0.5 0 1 2 2 3 5
EASTERN REGION 41.3 44.7 57.1 77 96 124 185 263 351
Bihar 11.5 13.1 16.7 13 16 21 32 43 58
Jharkhand - - - 8 10 13 20 24 33
Odisha 7.4 8.1 10.7 14 22 27 45 63 81
Sikkim 0.1 0.1 0.2 0 1 1 1 3 4
West Bengal 22.2 23.4 29.4 41 49 62 87 129 174
Andaman & Nicobar Islands 0.05 0.07 0.1 0 0 0 1 1 1
CENTRAL REGION 37.8 41.3 55.6 66 93 125 199 271 355
Chhattisgarh - - - 5 7 10 15 20 27
Madhya Pradesh 13.8 14.4 20.4 23 27 37 57 76 103
Uttar Pradesh 24 26.9 35.2 37 52 69 114 156 199
Uttarakhand - - - 5 7 9 14 19 26
WESTERN REGION 66 80.7 107.5 129 156 211 370 567 805
Goa 2 2.2 2.9 3 4 5 8 10 13
Gujarat 14.8 17.5 23.6 28 31 40 68 99 144
Maharashtra 49.0 60.9 80.9 97 121 166 293 457 647
Dadra & Nagar Haveli 0.02 0.04 0.02 0 0 0 0 0 0
Daman & Diu 0.04 0.07 0.08 0 0 0 0 0 0
SOUTHERN REGION 136.7 149.3 191.1 242 309 444 665 924 1236
Andhra Pradesh 33.1 38 48.8 60 74 107 157 232 289
Karnataka 29.8 36.2 49 58 84 115 175 259 374
Kerala 27.7 27.9 35.3 45 55 71 110 150 194
Tamil Nadu 45.6 46.2 56.8 77 94 149 223 279 373
Lakshadweep 0.01 0.01 0.02 0 0 0 0 0 0
Puducherry 0.5 1 1.2 1 1 2 0 5 6
ALL INDIA 347.3 395.7 516.2 655 825 1139 1788 2560 3532

TABLE 114: STATE-WISE PERSONAL LOANS BY SCHEDULED COMMERCIAL BANKS
(Amount outstanding as at end-March) (Concld.)
(₹ Billion)
Regions/States/Union Territories 2007 2008 2009 2010 2011 2012 2013 2014 2015
NORTHERN REGION 812 827 972 978 1230 1345 1466 1840 1943
Haryana 100 101 123 144 206 195 231 318 376
Himachal Pradesh 24 22 29 33 39 41 44 57 60
Jammu and Kashmir 28 36 38 42 48 57 72 87 106
Punjab 129 122 134 140 179 186 205 267 285
Rajasthan 147 168 172 191 208 227 274 318 380
Chandigarh 40 37 40 40 50 58 60 63 76
Delhi 343 340 437 388 501 580 580 731 661
NORTH-EASTERN REGION 81 94 114 136 145 163 163 201 280
Arunachal Pradesh 3 4 5 6 7 8 9 10 12
Assam 53 61 74 86 91 104 97 128 190
Manipur 4 5 6 8 7 7 8 9 11
Meghalaya 6 7 8 9 10 11 12 13 18
Mizoram 4 5 7 8 8 9 9 11 12
Nagaland 4 5 7 9 8 9 11 12 14
Tripura 7 7 9 10 12 14 18 18 22
EASTERN REGION 450 448 507 530 608 634 736 834 903
Bihar 86 96 70 84 117 135 156 175 185
Jharkhand 39 43 60 68 82 89 102 114 131
Odisha 92 92 108 114 126 138 153 167 187
Sikkim 5 5 5 6 7 7 8 8 8
West Bengal 226 211 262 255 274 262 313 365 386
Andaman & Nicobar Islands 1 2 2 3 4 4 4 5 6
CENTRAL REGION 415 525 506 543 636 712 853 1033 1215
Chhattisgarh 35 52 48 53 66 73 101 110 126
Madhya Pradesh 112 125 144 163 174 205 218 288 344
Uttar Pradesh 236 313 274 280 341 373 463 549 649
Uttarakhand 31 34 39 45 55 61 72 86 97
WESTERN REGION 1058 1102 1356 1234 1542 1736 1964 2393 2700
Goa 16 18 21 25 32 35 42 48 57
Gujarat 199 249 227 244 295 339 433 528 624
Maharashtra 842 834 1107 963 1213 1358 1486 1813 2013
Dadra & Nagar Haveli 0 0 1 1 1 2 2 3 3
Daman & Diu 0 0 1 1 1 1 1 2 2
SOUTHERN REGION 1521 1857 2080 2169 2540 2912 3531 3870 4399
Andhra Pradesh 371 456 530 576 706 779 917 1063 1203
Karnataka 457 511 547 550 613 718 864 993 1209
Kerala 237 282 345 393 447 503 614 663 677
Tamil Nadu 447 600 646 636 758 892 1111 1122 1280
Lakshadweep 0 0 0 0 0 0 0 0 0
Puducherry 8 8 12 13 16 19 25 28 30
ALL INDIA 4336 4854 5535 5589 6701 7502 8713 10171 11440
‘-’: Nil/Not Applicable/Negligible.
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, Various Issues.

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