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Date : Sep 15, 2018
Table 46 : Sectoral Deployment of Non-Food Gross Bank Credit
(₹ Billion)
Sr.
No.
Sector Outstanding as on last reporting Friday in March
2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18
  Non-food Credit (1 to 4) 36673.54 42897.45 48695.63 55296.01 60029.52 65469.03 70944.90 76884.23
1 Agriculture & Allied Activities 4806.34 5466.26 5899.14 6659.79 7658.80 8829.42 9923.86 10302.15
2 Industry (Micro & Small, Medium and Large) 16045.76 19373.25 22301.79 25164.83 26576.27 27306.77 26798.33 26992.67
2.1 Micro & Small 2102.06 2366.57 2843.48 3481.94 3800.28 3714.67 3697.31 3729.99
2.2 Medium 1164.87 1247.89 1247.04 1240.69 1245.36 1148.21 1048.06 1036.80
2.3 Large 12778.82 15758.80 18211.27 20442.20 21530.63 22443.89 22052.96 22225.89
3 Services 8942.01 10229.60 11518.86 13374.51 14130.97 15410.67 18022.37 20504.71
3.1 Transport Operators 697.45 762.93 796.30 923.42 915.66 997.43 1104.46 1212.68
3.2 Computer Software 138.58 142.97 169.10 185.89 172.14 190.96 178.84 186.09
3.3 Tourism, Hotels & Restaurants 276.38 323.19 354.41 398.75 370.36 370.53 375.03 364.89
3.4 Shipping 79.16 79.44 82.20 102.43 101.17 104.30 83.75 63.08
3.5 Professional Services 451.88 479.61 564.21 796.49 844.17 1046.00 1376.50 1554.07
3.6 Trade 1850.41 2249.77 2759.53 3257.77 3656.82 3810.98 4278.93 4669.38
3.6.1 Wholesale Trade (other than food procurement) 946.89 1203.65 1500.99 1675.70 1800.77 1686.08 1932.08 2051.60
3.6.2 Retail Trade 903.52 1046.12 1258.54 1582.07 1856.04 2124.90 2346.85 2617.78
3.7 Commercial Real Estate 973.41 1126.52 1260.70 1532.40 1664.61 1776.13 1855.64 1858.01
3.8 Non-Banking Financial Companies (NBFCs) 1902.81 2332.21 2602.57 2937.73 3117.44 3527.42 3910.32 4963.93
3.9 Other Services 2571.94 2732.96 2929.83 3239.63 3288.58 3586.93 4858.92 5632.59
4 Personal Loans 6879.44 7828.35 8975.84 10096.89 11663.48 13922.16 16200.34 19084.69
4.1 Consumer Durables 62.87 71.31 83.81 128.28 153.05 177.53 207.91 197.03
4.2 Housing (Including Priority Sector Housing) 3499.25 3970.53 4566.65 5386.10 6285.35 7467.80 8600.86 9745.65
4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.) 493.11 569.72 610.87 635.96 625.16 666.83 661.15 724.93
4.4 Advances to Individuals against share, bonds, etc. 28.80 30.00 31.09 38.21 54.34 64.19 47.50 55.56
4.5 Credit Card Outstanding 180.98 204.35 249.12 248.57 304.62 376.79 521.32 686.28
4.6 Education 427.04 499.33 549.70 600.05 633.20 682.24 700.88 697.12
4.7 Vehicle Loans 726.01 890.54 1110.89 1063.00 1246.10 1529.08 1705.25 1897.86
4.8 Other Personal Loans 1461.38 1592.58 1773.72 1996.71 2361.65 2957.71 3755.47 5080.26
5 Priority Sector 12624.45 14210.45 15397.96 18297.24 20103.24 22259.07 24356.47 25531.87
  Memo:                
5.1 Agriculture & Allied Activities 4806.34 5466.26 5899.14 6659.79 7658.80 8825.90 9909.21 10215.91
5.2 Micro & Small Enterprises 4428.48 4986.25 5622.96 7078.13 8003.43 8475.87 9019.72 9963.64
5.2(a) Manufacturing 2102.06 2366.57 2843.48 3481.94 3800.28 3714.67 3697.31 3729.99
5.2(b) Services 2326.42 2619.69 2779.47 3596.18 4203.14 4761.20 5322.41 6233.66
5.3 Housing 2391.05 2658.51 2672.03 3020.07 3223.86 3422.76 3683.44 3755.87
5.4 Micro-Credit 192.31 160.24 165.07 172.13 177.01 188.46 188.94 263.52
5.5 Education Loans 425.89 480.67 526.12 578.88 591.84 601.37 604.36 607.13
5.6 State-Sponsored Orgs. for SC/ST 0.87 1.79 1.24 3.28 3.48 5.14 6.36 2.96
5.7 Weaker Sections 1906.13 2333.59 2733.98 3860.00 4048.84 4773.97 5545.98 5690.48
5.8 Export Credit 318.21 391.00 422.34 483.13 426.26 423.82 425.02 283.05
Source : Reserve Bank of India.
Also see Notes on Tables.

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