| (Amount in ₹ billion) | | Items | 2016-17 | 2017-18 | H1:2018-19 | | 1 | 2 | 3 | 4 | | A. Income (i+ii) | 1,909 | 2,034 | 1,111 | | (i) Fund-based | 1,847 | 1,951 | 1,066 | | | (96.8) | (95.9) | (95.9) | | (ii) Fee-based | 61 | 83 | 45 | | | (3.2) | (4.1) | (4.1) | | B. Expenditure (i+ii+iii) | 1,498 | 1,584 | 863 | | (i) Financial | 958 | 980 | 565 | | | (64.0) | (61.9) | (65.5) | | Of which, Interest Payment | 441 | 430 | 253 | | | (29.4) | (27.1) | (29.3) | | (ii) Operating Expenses | 280 | 327 | 171 | | | (18.7) | (20.6) | (19.8) | | (iii) Others | 260 | 277 | 127 | | | (17.4) | (17.5) | (14.7) | | C. Tax Provisions | 147 | 134 | 70 | | D. Operating Profit (PBT) | 410 | 450 | 249 | | E. Net Profit (PAT) | 263 | 316 | 179 | | F. Total Assets | 17,017 | 19,300 | 22,220 | | G. Financial Ratios (as per cent of total assets) | | | | | (i) Income | 11.2 | 10.5 | 5.0 | | (ii) Fund Income | 10.9 | 10.1 | 4.8 | | (iii) Fee Income | 0.4 | 0.4 | 0.2 | | (iv) Expenditure | 8.8 | 8.2 | 3.9 | | (v) Financial Expenditure | 5.6 | 5.1 | 2.5 | | (vi) Operating Expenditure | 1.6 | 1.7 | 0.8 | | (vii) Tax Provision | 0.9 | 0.7 | 0.3 | | (viii) Net Profit | 1.5 | 1.6 | 0.8 | | H. Cost to Income Ratio | 68.3 | 72.2 | 68.7 | Notes: 1. Data are provisional.
2. Figures in parentheses are share (in percent) to respective total.
Source: Quarterly Returns of NBFCs-ND-SI, RBI. | |