| ACP | Annual Credit Plan |
| AE | Advanced Economy |
| AFC | Asset Finance Company |
| AFS | Available for Sale |
| AI | Artificial Intelligence |
| AIFI | All-India Financial Institution |
| ALM | Asset-Liability Mismatch |
| AMC | Asset Management Company |
| AML/CFT | Anti-Money Laundering and Countering Financing of Terrorism |
| ANBC | Adjusted Net Bank Credit |
| AQR | Asset Quality Review |
| ARC | Asset Reconstruction Company |
| ASF | Available Stable Funding |
| BCBS | Basel Committee on Banking Supervision |
| BC | Business Correspondent |
| BFS | Board for Financial Supervision |
| BHC | Bank Holding Company |
| BHIM | Bharat Interface for Money |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIOS | Basic Input-Output System |
| BO | Banking Ombudsman |
| BoD | Board of Directors |
| BoE-CCS | Bank of England Credit Condition Survey |
| BoM | Board of Management |
| bps | Basis points |
| BSBDA | Basic Savings Bank Deposit Account |
| CAMELS | Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, and Systems and Control |
| CAR | Capital to Assets Ratio |
| CASA | Current Account and Savings Account |
| CBCG | Correspondent Banking Coordination Group |
| CBR | Correspondent Banking Relationship |
| CBS | Core Banking Solution |
| CCB | Capital Conservation Buffer |
| CCF | Credit Conversion Factor |
| CCMP | Cyber Crisis Management Plan |
| CCP | Central Counterparty |
| CD | Certificate of Deposit |
| C-D Ratio | Credit to Deposit Ratio |
| CDR | Cumulative Default Rates |
| CDS | Credit Default Swap |
| CET | Common Equity Tier |
| CiC | Currency in Circulation |
| CIC | Credit Information Company |
| CIC-ND-SI | NBFC - Systemically Important Core Investment Company |
| CIRP | Corporate Insolvency Resolution Process |
| CMB | Cash Management Bill |
| CoR | Certificate of Registration |
| CP | Commercial Paper |
| CRAR | Capital to Risk-weighted Assets Ratio |
| CRE | Commercial Real Estate |
| CRILC | Central Repository of Information on Large Credits |
| CRR | Cash Reserve Ratio |
| DBT | Direct Benefit Transfer |
| DCCB | District Central Co-operative Bank |
| DDB | Demand Deposit Balances |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DRT | Debt Recovery Tribunal |
| DSA | Direct Selling Agent |
| EBPT | Earnings Before Provisions and Taxes |
| ECB | European Central Bank |
| ECS | Electronic Clearance Service |
| EME | Emerging Market Economy |
| EMI | Equated Monthly Installment |
| EU | European Union |
| EXIM Bank | Export Import Bank of India |
| FALLCR | Facility to Avail Liquidity for Liquidity Coverage Ratio |
| FATF | Financial Action Task Force |
| FB | Foreign Bank |
| FC | Financial Creditor |
| FDI | Foreign Direct Investment |
| FDIC | Federal Deposit Insurance Corporation |
| FEMA | Foreign Exchange Management Act |
| FFEIC | Federal Financial Institutions Examination Council |
| FIBIL | Financial Benchmark India Private Ltd. |
| FIP | Financial Inclusion Plan |
| FPI | Foreign Portfolio Investment |
| FSB | Financial Stability Board |
| FSI | Financial Stability Institute |
| FSWM | Financially Sound and Well Managed |
| GCC | General Credit Card |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GMM | Generalized Method of Moments |
| GNPA | Gross Non-performing Asset |
| G-secs | Government Securities |
| G-SIB | Global Systemically Important Bank |
| GST | Goods and Services Tax |
| HFC | Housing Finance Company |
| HFT | Held for Trade |
| HHI | Herfindahl-Hirschman Index |
| HQLA | High Quality Liquid Asset |
| HTM | Held to Maturity |
| IAC | Internal Advisory Committee |
| IBA | Indian Banks’ Association |
| IBC | Insolvency and Bankruptcy Code |
| IBU | IFSC Banking Unit |
| ICAI | Institute of Chartered Accounts of India |
| ICT | Information and Communication Technology |
| IDF-NBFC | Infrastructure Debt Fund-NBFC |
| IFR | Investment Fluctuation Reserve |
| IFRS | International Financial Reporting Standards |
| IFSC | International Financial Services Centre |
| IIP | Index of Industrial Production |
| IMPS | Immediate Payment Service |
| Ind-AS | India Accounting Standard |
| InvIT | Infrastructure Investment Trust |
| IPO | Initial Public Offering |
| IT | Information Technology |
| KCC | Kisan Credit Card |
| KYC | Know Your Customer |
| LAB | Local Area Bank |
| LAF | Liquidity Adjustment Facility |
| LBS | Lead Bank Scheme |
| LC | Loan Company |
| LCR | Liquidity Coverage Ratio |
| LDM | Lead District Manager |
| LEI | Legal Entity Identifier |
| LTV | Loan-to-Value |
| MDR | Merchant Discount Rate |
| MFIs | Monetary Financial Institutions |
| MFI | Micro-Finance Institution |
| MGC | Mortgage Guarantee Company |
| MHP | Minimum Holding Period |
| ML | Machine Learning |
| MPC | Monetary Policy Committee |
| MPP | Macro-prudential Policy |
| MSE | Micro and Small Enterprise |
| MSF | Marginal Standing Facility |
| MSME | Micro, Small And Medium Enterprise |
| MSS | Market Stabilisation Scheme |
| MTM | Mark-to-Market |
| NABARD | National Bank for Agriculture and Rural Development |
| NACH | National Automated Clearing House |
| NAFIS | NABARD All India Rural Financial Inclusion Survey |
| NBFC | Non-Banking Financial Company |
| NBFC-AA | Non-Banking Financial Company - Account Aggregator |
| NBFC-D | Deposit-taking Non-Banking Financial Company |
| NBFC-IFC | Non-Banking Financial Company Infrastructure Finance Company |
| NBFC-MFI | Non-Banking Financial Company -Micro Finance Institution |
| NBFC-ND | Non-Banking Financial Company - Non-Deposit taking |
| NBFC-ND-SI | Non-Deposit taking Systemically Important Non-Banking Financial Company |
| NBFC-P2P | Non-Banking Financial Company - Peer to Peer Lending Platform |
| NBFI | Non-Banking Financial Institution |
| NCLT | National Company Law Tribunal |
| NDTL | Net Demand and Time Liabilities |
| NEFT | National Electronic Fund Transfer |
| NHB | National Housing Bank |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non-performing Asset |
| NOF | Net Owned Fund |
| NOFHC | Non-operative Financial Holding Company |
| NPA | Non-performing Assets |
| NPCI | National Payments Corporation of India |
| NPISH | Non-profit Institution Serving Household |
| NPL | Non-performing Loan |
| NRE | Non-resident External Rupee |
| NRLM | National Rural Livelihoods Mission |
| NSFR | Net Stable Funding Ratio |
| NSUCB | Non-scheduled UCB |
| NULM | National Urban Livelihoods Mission |
| OBE | Off-Balance Sheet Exposure |
| OMO | Open Market Operation |
| OTC | Over-the-Counter |
| PACS | Primary Agricultural Credit Societies |
| PAT | Profit After Tax |
| PB | Payments Bank |
| PCA | Prompt Corrective Action |
| PCARDB | Primary Co-operative Agriculture and Rural Development Bank |
| PCR | Public Credit Registry |
| PD | Primary Dealer |
| PLR | Prime Lending Rate |
| PMAY | Pradhan Mantri Awas Yojana |
| PMJDY | Pradhan Mantri Jan Dhan Yojana |
| PMJJBY | Pradhan Mantri Jeevan Jyoti Bima Yojana |
| PML | Prevention of Money Laundering |
| PMSBY | Pradhan Mantri Suraksha Bima Yojana |
| PoS | Point-of-Sale |
| PPI | Pre-paid Payment Instrument |
| PSB | Public Sector Bank |
| PSL | Priority Sector Lending |
| PSLC-A | PSLC-Agriculture |
| PSLC-G | PSLC-General |
| PSLC-ME | PSLC-Micro Enterprises |
| PSLC | Priority Sector Lending Certificate |
| PSLC-SM | PSLC-Small & Marginal Farmers |
| PTA | Prudential Treatment of Problem Asset |
| PVB | Private Sector Bank |
| QIP | Qualified Institutional Placement |
| RERA | Real Estate Regulation and Development Act |
| RIDF | Rural Infrastructure Development Fund |
| RoA | Return on Assets |
| RoE | Return on Equity |
| RP | Resolution Plan |
| RRB | Regional Rural Bank |
| RSF | Required Stable Funding |
| RTGS | Real Time Gross Settlement |
| RWA | Risk Weighted Asset |
| SAR | Suspicious -Activity-Reporting |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interests |
| SBN | Specified Bank Note |
| SCARDB | State Co-operative Agriculture and Rural Development Bank |
| SCB | Scheduled Commercial Bank |
| SDL | State Development Loan |
| SDR | Special Drawing Right |
| SFB | Small Finance Bank |
| SGSY | Swarnajayanti Gram Swarojgar Yojana |
| SHG | Self-help Group |
| SIDBI | Small Industries Development Bank of India |
| SLBC | State Level Bankers’ Committee |
| SLR | Statutory Liquidity Ratio |
| SMA | Special Mention Account |
| SPD | Standalone Primary Dealer |
| SR | Security Receipt |
| StCB | State Co-operative Bank |
| ST-SAO | Short-term Seasonal Agricultural Operation |
| SUCB | Scheduled Urban Co-operative Bank |
| SWIFT | Society for Worldwide Interbank Financial Telecommunication |
| T-Bill | Treasury Bill |
| TBTF | Too-big-to-fail |
| TFCD | Task Force on Climate-related Financial Disclosures |
| T-LAC | Total Loss Absorbency Capacity |
| TPE | Third Party Entity |
| TReDS | Trade Receivables Discounting System |
| U.A.E. | United Arab Emirates |
| UCB | Urban Co-operative Bank |
| U.K. | United Kingdom |
| UPI | Unified Payments Interface |
| URC | Unbanked Rural Centres |
| U.S. | United States |
| VAR | Vector Auto-Regression |
| VC | Virtual Currency |
| WAC | Weighted Average Cost |
| WACR | Weighted Average Call Rate |
| WAM | Weighted Average Maturity |
| WLA | White-Label ATM |
| WOS | Wholly Owned Subsidiary |