| (₹ Billion) | | Item | Outstanding as on Apr. 26, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,697.4 | –19.2 | –85.4 | –64.1 | –133.8 | 167.2 | | 1.2 Borrowings from Banks | 746.0 | –29.1 | 183.4 | –47.3 | 97.0 | –38.6 | | 1.3 Other Demand and Time Liabilities | 104.5 | 18.1 | 105.0 | –46.9 | 132.0 | –65.7 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 124,865.9 | –435.8 | –446.3 | –859.6 | 8,170.1 | 11,051.7 | | 2.1a Growth (Per cent) | | –0.3 | –0.4 | –0.7 | 7.7 | 9.7 | | 2.1.1 Demand | 13,518.2 | –164.0 | –1,527.0 | –1,592.6 | 998.6 | 1,342.4 | | 2.1.2 Time | 111,347.7 | –271.8 | 1,080.7 | 733.0 | 7,171.5 | 9,709.2 | | 2.2 Borrowings | 3,694.6 | –24.9 | –112.3 | –85.9 | 560.0 | 149.8 | | 2.3 Other Demand and Time Liabilities | 4,839.7 | 16.8 | –610.6 | –595.3 | 351.8 | –138.3 | | 3. Borrowings from Reserve Bank | 1,054.8 | 71.3 | –2,264.0 | –752.1 | 457.5 | 579.0 | | 4 Cash in Hand and Balances with Reserve Bank | 6,010.4 | 168.7 | –266.6 | –395.2 | 509.3 | 419.5 | | 4.1 Cash in hand | 781.0 | –13.8 | 89.6 | 32.5 | 90.9 | 90.7 | | 4.2 Balances with Reserve Bank | 5,229.4 | 182.4 | –356.2 | –427.6 | 418.5 | 328.8 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,227.2 | –26.7 | 49.1 | –3.0 | 153.6 | 317.6 | | 5.2 Money at Call and Short Notice | 273.2 | –16.1 | 237.6 | –47.6 | 249.4 | –146.8 | | 5.3 Advances to Banks | 265.1 | –16.5 | 6.8 | –31.2 | –66.5 | –23.7 | | 5.4 Other Assets | 433.7 | 16.4 | –29.3 | 4.9 | 42.9 | 173.4 | | 6 Investments | 34,539.1 | 126.8 | 423.5 | 735.6 | 1,777.3 | 931.0 | | 6.1a Growth (Per cent) | | 0.4 | 1.3 | 2.2 | 5.6 | 2.8 | | 6.1 Government Securities | 34,527.3 | 125.4 | 421.9 | 744.3 | 1,783.7 | 931.4 | | 6.2 Other Approved Securities | 11.8 | 1.4 | 1.6 | –8.8 | –6.4 | –0.3 | | 7 Bank Credit | 96,210.2 | –237.9 | –1,078.0 | –1,481.7 | 9,352.3 | 11,033.9 | | 7.1a Growth (Per cent) | | –0.2 | –1.2 | –1.5 | 12.3 | 13.0 | | 7a.1 Food Credit | 431.6 | 72.3 | 100.5 | 15.5 | –36.5 | –88.7 | | 7a.2 Non-food credit | 95,778.5 | –310.2 | –1,178.5 | –1,497.2 | 9,388.8 | 11,122.6 | | 7b.1 Loans, Cash credit and Overdrafts | 93,868.2 | –182.1 | –934.9 | –1,326.5 | 9,266.4 | 10,818.2 | | 7b.2 Inland Bills - Purchased | 244.4 | –4.7 | –6.2 | –17.8 | –18.9 | 46.7 | | 7b.3 Discounted | 1,461.6 | –42.2 | –57.4 | –121.3 | 78.9 | 131.5 | | 7b.4 Foreign Bills - Purchased | 235.2 | –17.9 | –40.9 | –10.6 | 12.1 | 13.0 | | 7b.5 Discounted | 400.8 | 9.0 | –38.7 | –5.4 | 13.9 | 24.5 | |