Payment System Indicators |
PART I - Payment System Indicators - Payment & Settlement System Statistics |
| Volume (lakh) | Value (₹ crore) |
FY 2022-23 | 2022 September | 2023 | 2023 | FY 2022-23 | 2022 September | 2023 | 2023 |
August | September | August | September |
1 | 2 | 3 | 4 | 1 | 2 | 3 | 4 |
A. Settlement Systems | | | | | | | | |
Financial Market Infrastructures (FMIs) | | | | | | | | |
1 CCIL Operated Systems | 41.44 | 3.97 | 3.83 | 3.73 | 258797336 | 24321858 | 21796085 | 21104039 |
1.1 Govt. Securities Clearing | 15.00 | 1.51 | 1.46 | 1.52 | 172251292 | 16060463 | 14374901 | 13723954 |
1.1.1 Outright | 7.99 | 0.86 | 0.82 | 0.93 | 10090700 | 1027326 | 1075273 | 1211320 |
1.1.2 Repo | 4.07 | 0.36 | 0.44 | 0.41 | 68032487 | 6014630 | 6265271 | 5629136 |
1.1.3 Tri-party Repo | 2.94 | 0.30 | 0.20 | 0.19 | 94128105 | 9018508 | 7034358 | 6883498 |
1.2 Forex Clearing | 25.16 | 2.34 | 2.23 | 2.10 | 78932050 | 7499481 | 6636448 | 6811643 |
1.3 Rupee Derivatives @ | 1.27 | 0.11 | 0.14 | 0.11 | 7613994 | 761914 | 784735 | 568441 |
B. Payment Systems | | | | | | | | |
I Financial Market Infrastructures (FMIs) | | | | | | | | |
1 Credit Transfers - RTGS | 2425.62 | 198.30 | 218.08 | 213.94 | 149946286 | 13789637 | 13742007 | 14545183 |
1.1 Customer Transactions | 2411.19 | 197.10 | 216.88 | 212.80 | 131667176 | 12094321 | 12202747 | 12960210 |
1.2 Interbank Transactions | 14.43 | 1.20 | 1.20 | 1.13 | 18279111 | 1695316 | 1539260 | 1584974 |
II Retail | | | | | | | | |
2 Credit Transfers - Retail | 983620.84 | 79564.56 | 119823.49 | 119215.72 | 55009620 | 4621357 | 5374181 | 5340256 |
2.1 AePS (Fund Transfers) @ | 5.90 | 0.55 | 0.34 | 0.31 | 356 | 32 | 22 | 21 |
2.2 APBS $ | 17833.95 | 1170.40 | 1791.92 | 1818.74 | 247535 | 12805 | 20129 | 17943 |
2.3 IMPS | 56532.64 | 4622.31 | 4891.65 | 4728.97 | 5585441 | 454451 | 514280 | 507497 |
2.4 NACH Cr $ | 19257.19 | 1630.85 | 1627.49 | 1512.78 | 1541815 | 114718 | 128612 | 109472 |
2.5 NEFT | 52847.43 | 4332.45 | 5651.92 | 5598.05 | 33719541 | 2922913 | 3134602 | 3126190 |
2.6 UPI @ | 837143.73 | 67808.00 | 105860.16 | 105556.87 | 13914932 | 1116438 | 1576537 | 1579133 |
2.6.1 of which USSD @ | 17.21 | 1.47 | 2.60 | 2.52 | 197 | 17 | 41 | 37 |
3 Debit Transfers and Direct Debits | 15343.05 | 1257.34 | 1522.83 | 1514.68 | 1289611 | 106118 | 135193 | 138748 |
3.1 BHIM Aadhaar Pay @ | 214.22 | 16.35 | 13.96 | 13.87 | 6791 | 516 | 416 | 441 |
3.2 NACH Dr $ | 13502.52 | 1114.09 | 1374.16 | 1371.81 | 1280219 | 105390 | 134543 | 138081 |
3.3 NETC (linked to bank account) @ | 1626.31 | 126.90 | 134.72 | 129.00 | 2601 | 211 | 234 | 226 |
4 Card Payments | 63324.72 | 5352.43 | 4981.95 | 4578.77 | 2152245 | 183298 | 201292 | 189199 |
4.1 Credit Cards | 29145.24 | 2453.06 | 2905.78 | 2739.43 | 1432255 | 122094 | 148602 | 142320 |
4.1.1 PoS based $ | 15598.46 | 1311.63 | 1520.79 | 1420.96 | 541932 | 44969 | 52961 | 49440 |
4.1.2 Others $ | 13546.79 | 1141.43 | 1384.99 | 1318.47 | 890323 | 77125 | 95641 | 92879 |
4.2 Debit Cards | 34179.48 | 2899.38 | 2076.18 | 1839.34 | 719989 | 61204 | 52690 | 46880 |
4.2.1 PoS based $ | 22904.86 | 1887.58 | 1495.96 | 1326.09 | 476520 | 38093 | 34615 | 30525 |
4.2.2 Others $ | 11274.61 | 1011.80 | 580.22 | 513.26 | 243470 | 23111 | 18075 | 16355 |
5 Prepaid Payment Instruments | 74667.44 | 6048.61 | 6366.80 | 6143.16 | 287111 | 24090 | 23669 | 23668 |
5.1 Wallets | 59112.76 | 4706.99 | 5041.90 | 4899.67 | 221896 | 17915 | 19987 | 19926 |
5.2 Cards | 15554.69 | 1341.62 | 1324.90 | 1243.49 | 65215 | 6175 | 3682 | 3742 |
5.2.1 PoS based $ | 1013.09 | 79.41 | 742.19 | 721.81 | 14777 | 1172 | 862 | 852 |
5.2.2 Others $ | 14541.60 | 1262.21 | 582.71 | 521.68 | 50438 | 5004 | 2820 | 2890 |
6 Paper-based Instruments | 7109.28 | 603.84 | 565.42 | 538.35 | 7172904 | 590573 | 593323 | 575021 |
6.1 CTS (NPCI Managed) | 7109.28 | 603.84 | 565.42 | 538.35 | 7172904 | 590573 | 593323 | 575021 |
6.2 Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Retail Payments (2+3+4+5+6) | 1144065.34 | 92826.79 | 133260.50 | 131990.68 | 65911490 | 5525435 | 6327659 | 6266892 |
Total Payments (1+2+3+4+5+6) | 1146490.96 | 93025.09 | 133478.58 | 132204.62 | 215857776 | 19315072 | 20069666 | 20812075 |
Total Digital Payments (1+2+3+4+5) | 1139381.68 | 92421.25 | 132913.16 | 131666.27 | 208684872 | 18724499 | 19476343 | 20237054 |