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Date : Dec 27, 2023
Appendix Table V.13: Financial Performance of Primary Co-operative Agriculture and Rural Development Banks
(Amount in ₹ crore)
Item As during Percentage Variation
2020-21 2021-22P 2020-21 2021-22
1 2 3 4 5
A. Income (i+ii) 2,977 2,872 12.3 -3.5
  (100.00) (100.00)    
i. Interest Income 2,025 1,835 0.9 -9.4
  (68) (63.9)    
ii. Other Income 951 1,036 48.0 8.9
  (32) (36.1)    
B. Expenditure (i+ii+iii) 3,461 3,411 7.2 -1.4
  (100.00) (100.00)    
i. Interest Expended 1,817 1,684 4.9 -7.3
  (52.5) (49.4)    
ii. Provisions and Contingencies 1,081 1,064 6.7 -1.6
  (31.2) (31.2)    
iii. Operating Expenses 562 663 16.2 18.0
  (16.3) (19.4)    
Of which, Wage Bill 335 444 22.1 32.6
  (9.7) (13)    
C. Profits        
i. Operating Profit 597 524 37.3 -12.2
ii. Net Profit -484 -539    
Notes: 1. Figures in parentheses are proportions to total income/expenditure (in per cent).
2. Y-o-Y variations could be slightly different because absolute numbers have been rounded off to ₹1 crore.
3. Components may not add up to the total due to rounding off.
4. P - Provisional Data.
Source: NABARD.

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