System | Volume (Million) | Value (₹ Billion) | 2016-17 | 2017 | 2016-17 | 2017 | May | Jun. | Jul. | May | Jun. | Jul. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 107.86 | 10.43 | 9.83 | 9.38 | 1,253,652.08 | 113,312.69 | 116,200.57 | 110,562.10 | 1.1 Customer Transactions | 103.66 | 10.09 | 9.51 | 9.07 | 849,950.51 | 80,716.62 | 83,330.95 | 77,675.80 | 1.2 Interbank Transactions | 4.17 | 0.35 | 0.32 | 0.31 | 131,953.25 | 9,453.90 | 9,481.63 | 9,473.46 | 1.3 Interbank Clearing | 0.018 | 0.002 | 0.002 | 0.002 | 271,748.31 | 23,142.16 | 23,387.99 | 23,412.84 | 2 CCIL Operated Systems | 3.65 | 0.29 | 0.30 | 0.30 | 1,056,173.36 | 86,202.69 | 90,919.03 | 86,663.63 | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 229,528.33 | 21,769.86 | 21,892.28 | 21,736.46 | 2.2 Govt. Securities Clearing | 1.51 | 0.10 | 0.12 | 0.11 | 404,389.08 | 31,150.92 | 36,913.97 | 34,047.29 | 2.2.1 Outright | 1.34 | 0.08 | 0.11 | 0.10 | 168,741.46 | 9,926.66 | 13,709.92 | 13,400.47 | 2.2.2 Repo | 0.168 | 0.016 | 0.017 | 0.016 | 235,647.62 | 21,224.26 | 23,204.05 | 20,646.82 | 2.3 Forex Clearing | 1.93 | 0.17 | 0.16 | 0.17 | 422,255.95 | 33,281.91 | 32,112.78 | 30,879.88 | 3 Paper Clearing | 1,206.69 | 101.63 | 95.47 | 95.35 | 80,958.15 | 7,100.00 | 6,669.43 | 6,572.52 | 3.1 Cheque Truncation System (CTS) | 1,111.86 | 97.08 | 91.85 | 92.20 | 74,035.22 | 6,745.89 | 6,409.95 | 6,342.50 | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | 3.3 Non-MICR Clearing | 94.83 | 4.55 | 3.61 | 3.15 | 6,922.93 | 354.10 | 259.48 | 230.02 | 4 Retail Electronic Clearing | 4,204.96 | 427.36 | 426.75 | 432.20 | 132,250.12 | 13,768.40 | 14,113.17 | 13,471.67 | 4.1 ECS DR | 8.76 | 0.17 | 0.13 | 0.14 | 39.14 | 1.06 | 0.89 | 0.93 | 4.2 ECS CR (includes NECS) | 10.10 | 0.62 | 0.64 | 0.43 | 144.08 | 10.36 | 10.49 | 10.90 | 4.3 EFT/NEFT | 1,622.10 | 155.82 | 152.34 | 148.14 | 120,039.68 | 12,410.81 | 12,694.20 | 12,011.60 | 4.4 Immediate Payment Service (IMPS) | 506.73 | 66.72 | 65.84 | 69.07 | 4,111.06 | 585.59 | 596.55 | 604.76 | 4.5 National Automated Clearing House (NACH) | 2,057.27 | 204.03 | 207.79 | 214.42 | 7,916.17 | 760.58 | 811.05 | 843.47 | 5 Cards | 12,055.87 | 1,036.07 | 1,032.50 | 1,069.07 | 30,214.00 | 2,899.56 | 2,989.67 | 2,956.25 | 5.1 Credit Cards | 1,093.51 | 115.88 | 110.03 | 111.38 | 3,312.21 | 364.02 | 357.50 | 342.15 | 5.1.1 Usage at ATMs | 6.37 | 0.55 | 0.55 | 0.61 | 28.39 | 2.61 | 2.67 | 2.85 | 5.1.2 Usage at POS | 1,087.13 | 115.33 | 109.47 | 110.76 | 3,283.82 | 361.41 | 354.83 | 339.30 | 5.2 Debit Cards | 10,962.36 | 920.20 | 922.47 | 957.69 | 26,901.79 | 2,535.54 | 2,632.17 | 2,614.11 | 5.2.1 Usage at ATMs | 8,563.06 | 655.47 | 667.81 | 703.23 | 23,602.73 | 2,163.92 | 2,256.93 | 2,268.42 | 5.2.2 Usage at POS | 2,399.30 | 264.72 | 254.66 | 254.46 | 3,299.07 | 371.62 | 375.24 | 345.68 | 6 Prepaid Payment Instruments (PPIs) | 1,963.66 | 278.08 | 255.65 | 270.24 | 838.01 | 106.69 | 85.07 | 98.56 | 6.1 m-Wallet | 1,629.98 | 241.72 | 221.63 | 235.46 | 532.42 | 71.94 | 53.10 | 69.34 | 6.2 PPI Cards | 333.11 | 36.32 | 33.97 | 34.74 | 277.52 | 32.75 | 29.87 | 27.07 | 6.3 Paper Vouchers | 0.51 | 0.04 | 0.05 | 0.04 | 25.36 | 2.01 | 2.10 | 2.15 | 7 Mobile Banking | 976.85 | 114.26 | 115.73 | 111.79 | 13,104.76 | 2,134.20 | 1,807.65 | 1,396.20 | 8 Cards Outstanding | 884.72 | 910.88 | 825.31 | 836.11 | – | – | – | – | 8.1 Credit Card | 29.84 | 30.86 | 31.48 | 32.06 | – | – | – | – | 8.2 Debit Card | 854.87 | 880.03 | 793.83 | 804.05 | – | – | – | – | 9 Number of ATMs (in actuals) | 222475 | 222813 | 222926 | 222653 | – | – | – | – | 10 Number of POS (in actuals) | 2529141 | 2692986 | 2776949 | 2840113 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 19,542.66 | 1,853.86 | 1,820.50 | 1,876.54 | 2,282,337.40 | 200,247.86 | 207,588.96 | 196,911.89 | Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |