AE |
Advanced Economy |
AFA |
Additional Factor of Authentication |
AFCs |
Asset Finance Companies |
AFS |
Available for Sale |
AMCs |
Asset Management Companies |
AMFI |
Association of Mutual Funds of India |
AML |
Anti Money Laundering |
ARCs |
Asset Reconstruction Companies |
AT1 |
Additional Tier 1 |
AuM |
Assets under Management |
BCBS |
Basel Committee on Banking Supervision |
BC-ICT |
Business Correspondent - Information
and Communication Technology |
BCP |
Basel Core Principles |
BCs |
Business Correspondents |
BE |
Budget Estimates |
BIS |
Bank for International Settlement |
BoJ |
Bank of Japan |
BRICS |
Brazil Russia India China South Africa |
BSBDAs |
Basic Savings Bank Deposit Accounts |
BSE |
Bombay Stock Exchange |
BSI |
Banking Stability Indicator |
CAD |
Current Account Deficit |
CAGR |
Compounded Annual Growth Rate |
CBOE |
Chicago Board Options Exchange |
CC |
Clearing Corporation |
CCB |
Countercyclical Capital Buffer |
CCIL |
Clearing Corporation of India Limited |
CCP |
Central Counter Party |
C-D |
Credit to deposits |
CDR |
Corporate Debt Restructuring |
CDs |
Certificates of Deposits |
CET1 |
Common Equity Tier1 |
CFT |
Combating the Financing of Terrorism |
CGA |
Controller General of Accounts |
CGF |
Credit Guarantee Fund |
CNP |
Card not Present |
CPI |
Consumer Price Index |
CPMI |
Committee on Payments and Market Infrastructures |
CPSS |
Committee on Payment and Settlement Systems |
CRAR |
Capital to Risk Weighted Assets Ratio |
CRILC |
Central Repository of Information on Large Credits |
CRR |
Cash Reserve Ratio |
DCCB |
District Central Co-operative Bank |
DEA |
Depositor Education and Awareness |
DFIs |
Developmental Financial Institutions |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DIF |
Deposit Insurance Fund |
DII |
Domestic Institutional Investments |
D-SIBs |
Domestic Systemically Important Banks |
ECB |
European Central Bank |
ECBs |
External Commercial Borrowings |
ECR |
Export Credit Refinance |
EET |
Exempt,Exempt,Taxable |
EL |
Expected Loss |
ELSS |
Equity Linked Savings Scheme |
EMDEs |
Emerging Market and Developing Economies |
EMEs |
Emerging Market Economies |
EPFO |
Employee Provident Fund Organisation |
EPRA |
European Public Real Estate Association |
ES |
Expected Shortfalls |
ETFs |
Exchange Traded Funds |
FATF |
Financial Action Task Force |
FCCBs |
Foreign Currency Convertible Bonds |
FI |
Financial Institutions |
FIPs |
Financial Inclusion Plans |
FMC |
Forward Markets Commission |
FMI |
Financial Market Infrastructure |
FPIs |
Foreign Portfolio Investments / Investors |
FSAP |
Financial Sector Assessment Program |
FSB |
Financial Stability Board |
FSDC |
Financial Stability and Development Council |
FSR |
Financial Stability Report |
GCCs |
General Credit Cards |
GDP |
Gross Domestic Product |
GF |
General Fund |
GFSR |
Global Financial Stability Report |
GLAC |
Gone-Concern Loss-Absorbing Capacity |
GNPAs |
Gross Non-Performing Advances |
G-SIBs |
Global Systemically Important Banks |
HFT |
Held for Trading |
HNI |
High Net Worth Individuals |
HQLA |
High Quality Liquid Assets |
HTM |
Held to Maturity |
IBA |
Indian Banks' Association |
IIF |
Institute of International Finance |
IIP |
Index of Industrial Production |
IMF |
International Monetary Fund |
INR |
Indian Rupee |
IOSCO |
International Organisation of Securities Commissions |
IPOs |
Initial Public Offerings |
IRDA |
Insurance Regulatory and Development Authority |
IT |
Information Technology |
JLF |
Joint Lenders’ Forum |
KCCs |
Kisan Credit Cards |
LABs |
Local Area Banks |
LCR |
Liquidity Coverage Ratio |
LEI |
Legal Entity Identifier |
LOU |
Local Operating Unit |
LTI |
Loan to Income |
LTV |
Loan to Value |
MBS |
Mortgage Backed Securities |
MCA |
Ministry of Corporate Affairs |
MF |
Mutual Fund |
MOSPI |
Ministry of Statistics and Programme Implementation |
MoU |
Memorandum of Understanding |
MRC |
Minimum Required Corpus |
mREIT |
Mortgage Real Estate Investment Trust |
MSCI AE |
Morgan Stanley Capital International Advanced Economies |
MSCI EM |
Morgan Stanley Capital International Emerging Markets |
MSF |
Marginal Standing Facility |
MSME |
Micro Small and Medium Enterprises |
MTM |
Mark-To- Market |
NABARD |
National Bank for Agriculture and Rural Development |
NAFSCOB |
National Federation of State Co-operative Banks Ltd. |
NAV |
Net Asset Value |
NBFCs |
Non-Banking Financial Companies |
NBFCs-D |
Non-Banking Financial Companies -Deposit taking |
NBFCs-ND |
Non-Banking Financial Companies -Non-Deposit taking |
NBFCs-ND-SI |
Non Banking Financial Companies-Non-Deposit taking- Systemically Important |
NDTL |
Net demand and Time liability |
NHB |
National Housing Bank |
NIM |
Net Interest Margin |
NNPAs |
Net Non-Performing Advances |
NOF |
Net Owned Fund |
NPAs |
Non-Performing Advances |
NPS |
National Pension Scheme |
NSDL |
National Securities Depository Limited |
NSE |
National Stock Exchange |
OD |
Over Draft |
ODIs |
Offshore Derivative Instruments |
OTC |
Over the Counter |
PACS |
Primary Agricultural Credit Societies |
PAT |
Profit After Tax |
PBC |
Principal Business Criteria |
PBT |
Profit Before Tax |
PCARDBs |
Primary Co-operative Agriculture and Rural Development banks |
PFRDA |
Pension Fund Regulatory and Development Authority |
PMFI |
Principles for Financial Market Infrastructure |
PMJDY |
Pradhan Mantra Jan Dhan Yojana |
PSBs |
Public Sector Banks |
QCCP |
Qualifying Central Counter Party |
QE |
Quantitative Easing |
RBI |
Reserve Bank of India |
RCAP |
Regulatory Consistency Assessment Programme |
REER |
Real Effective Exchange Rate |
REIT |
Real Estate Investment Trust |
RIDF |
Rural Infrastructure Development Fund |
RoA |
Return on Assets |
RoE |
Return on Equity |
RRBs |
Regional Rural Banks |
RTGS |
Real Time Gross Settlement |
RWA |
Risk Weighted Assets |
SARFAESI |
Securitization and Reconstruction of
Financial Assets and Enforcement of
Security Interest (Act) |
SCs/RC |
Securitisation/Reconstruction Companies |
SCARDBs |
State Co-operative Agriculture and Rural Development banks |
SCBs |
Scheduled Commercial Banks |
SD |
Standard Deviation |
SEBI |
Securities and Exchange Board of India |
SGF |
Settlement Guarantee Fund |
SIDBI |
Small Industries Development Bank of India |
SLCC |
State Level Coordination Committee |
SLR |
Statutory Liquidity Ratio |
SMA |
Special Mention Accounts |
SPVs |
Special Purpose Vehicles |
SRs |
Security Receipts |
StCBs |
State Co-operative Banks |
SUCBs |
Scheduled Urban Co-operative Banks |
SWFs |
Sovereign Wealth Funds |
TCTF |
Too Connected to Fail |
TLAC |
Total Loss-Absorbing Capacity |
UCBs |
Urban Cooperative Banks |
UL |
Unexpected Losses |
USD |
United States Dollar |
y-o-y |
Year-on-Year |