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Date : Jun 24, 2017
Table 117: State-wise Credit-Deposit Ratio of Regional Rural Banks
(As at end-March)
(Per cent)
Regions/States/Union Territories 1990 1991 1992 1993 1994 1995 1996 1997 1998
NORTHERN REGION 70.1 58.1 54.4 50.5 46.2 42.8 40.5 38.9 39.4
Haryana 78.5 78.4 66.7 59.0 54.0 47.6 42.3 43.7 47.5
Himachal Pradesh 34.5 34.5 32.1 28.6 27.2 28.3 27.4 23.4 23.3
Jammu and Kashmir 33.3 41.3 34.6 36.2 36.1 30.1 26.3 25.5 23.8
Punjab 70.0 68.5 66.5 62.4 57.6 53.9 51.8 45.7 45.0
Rajasthan 80.8 52.9 53.2 49.9 44.8 42.9 42.4 40.5 40.9
Chandigarh - - - - - - - - -
Delhi - - - - - - - - -
NORTH-EASTERN REGION 104.2 84.8 82.1 80.4 66.6 57.2 55.4 48.2 42.6
Arunachal Pradesh 35.0 25.5 25.4 26.6 32.4 31.2 31.2 45.3 81.6
Assam 100.0 77.1 76.6 78.9 64.0 55.6 51.7 50.0 40.9
Manipur 200.0 116.9 110.4 130.0 101.8 75.6 64.9 53.3 55.7
Meghalaya 45.5 41.3 34.8 27.1 23.1 21.2 25.0 23.4 27.3
Mizoram 80.0 48.6 53.5 43.8 37.8 29.8 30.6 33.0 36.5
Nagaland 89.5 94.1 82.6 52.0 53.3 45.6 44.5 50.7 27.5
Tripura 148.9 123.8 119.6 117.6 101.0 85.0 86.4 57.8 50.6
EASTERN REGION 71.0 67.0 65.1 63.3 56.1 51.4 46.9 42.0 37.4
Bihar 60.7 56.7 57.3 57.6 52.0 47.0 40.6 36.3 31.6
Jharkhand - - - - - - - - -
Orissa 140.3 127.8 108.9 92.0 74.3 65.2 63.5 60.4 56.4
Sikkim - - - - - - - - -
West Bengal 55.1 57.9 57.6 57.5 52.6 50.4 47.3 40.4 35.7
Andaman & Nicobar Islands - - - - - - - - -
CENTRAL REGION 62.8 59.3 59.0 53.5 47.9 45.8 43.2 38.4 35.8
Chhattisgarh - - - - - - - - -
Madhya Pradesh 85.3 74.4 76.5 70.9 59.0 49.1 46.0 40.2 41.7
Uttar Pradesh 56.5 55.2 54.5 49.1 45.0 44.9 42.3 37.8 32.6
Uttarakhand - - - - - - - - -
WESTERN REGION 107.1 96.0 92.1 86.9 76.2 60.6 61.7 60.4 57.5
Goa - - - - - - - - -
Gujarat 73.5 72.0 73.7 65.4 70.8 61.0 60.5 58.4 55.8
Maharashtra 126.0 114.4 106.3 107.0 80.4 60.6 62.5 62.0 58.8
Dadra & Nagar Haveli - - - - - - - - -
Daman & Diu - - - - - - - - -
SOUTHERN REGION 144.4 123.7 115.9 111.9 102.5 92.8 93.0 93.8 87.3
Andhra Pradesh 127.7 114.4 115.2 110.9 100.9 84.3 82.8 85.8 75.1
Telangana - - - - - - - - -
Karnataka 144.0 113.4 103.2 104.0 96.1 94.6 93.6 92.3 92.7
Kerala 225.0 184.2 155.5 138.6 129.6 120.7 132.6 132.6 128.1
Tamil Nadu 146.2 124.3 109.1 104.5 91.6 88.1 88.3 90.3 74.6
Lakshadweep - - - - - - - - -
Puducherry - - - - - - - - -
ALL INDIA 83.7 74.7 72.4 68.6 61.5 56.9 54.1 50.7 46.2

TABLE 117: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS
(As at end-March) (Contd.)
(Per cent)
Regions/States/Union Territories 1999 2000 2001 2002 2003 2004 2005 2006 2007
NORTHERN REGION 37.8 37.8 38.1 38.4 40.8 42.9 49.7 52.2 54.3
Haryana 48.3 48.0 50.2 50.9 52.6 57.3 61.4 58.0 53.1
Himachal Pradesh 22.1 23.5 24.7 24.5 24.0 25.5 29.1 34.5 38.5
Jammu and Kashmir 21.9 18.2 17.1 16.7 18.8 20.9 21.7 24.1 27.6
Punjab 40.9 37.6 36.5 38.3 41.9 46.3 51.9 54.7 54.7
Rajasthan 39.1 41.3 41.2 41.8 45.2 45.2 55.2 58.9 64.1
Chandigarh - - - - - - - - -
Delhi - - - - - - - - -
NORTH-EASTERN REGION 34.5 30.3 31.2 30.9 34.4 37.3 41.3 46.4 49.4
Arunachal Pradesh 84.5 111.6 123.0 91.2 79.5 58.9 53.1 46.8 34.6
Assam 32.2 27.3 27.7 29.5 34.1 38.4 44.6 49.8 53.4
Manipur 43.2 34.8 39.2 54.9 54.7 51.6 64.9 74.5 74.5
Meghalaya 28.5 26.9 28.0 24.6 26.1 26.1 24.5 27.0 29.6
Mizoram 30.8 35.8 37.8 33.5 33.7 40.6 55.3 63.8 64.9
Nagaland 37.8 29.6 28.1 38.7 47.4 38.5 46.2 43.8 50.0
Tripura 37.0 32.0 33.1 30.0 33.0 34.1 33.9 40.8 43.7
EASTERN REGION 33.8 30.9 31.4 32.5 35.2 38.4 42.5 44.4 46.9
Bihar 27.6 23.1 21.8 21.3 24.8 29.4 32.8 36.0 40.5
Jharkhand - - 28.5 26.3 26.0 25.7 29.6 30.6 30.4
Orissa 52.9 50.4 50.6 54.4 56.0 58.6 64.4 66.1 66.7
Sikkim - - - - - - - - -
West Bengal 33.0 31.6 32.1 34.3 37.4 39.5 43.5 44.6 46.0
Andaman & Nicobar Islands - - - - - - - - -
CENTRAL REGION 31.8 31.1 31.2 31.5 34.4 37.0 41.6 44.5 46.9
Chhattisgarh - - 25.5 23.4 29.5 27.6 30.2 32.6 33.3
Madhya Pradesh 35.5 33.6 33.9 35.9 39.5 42.6 48.1 49.2 51.8
Uttar Pradesh 30.6 30.2 30.8 31.1 33.3 36.5 41.3 44.7 47.3
Uttarakhand - - 35.7 34.1 37.1 33.7 35.8 39.1 40.0
WESTERN REGION 56.1 53.5 49.1 49.5 48.5 45.8 51.0 50.4 52.4
Goa - - - - - - - - -
Gujarat 54.7 56.8 48.8 46.4 48.9 45.5 46.4 50.2 54.1
Maharashtra 57.2 50.8 49.3 52.4 48.0 46.1 55.4 50.5 50.7
Dadra & Nagar Haveli - - - - - - - - -
Daman & Diu - - - - - - - - -
SOUTHERN REGION 79.9 75.9 78.1 77.5 78.5 80.2 91.5 94.9 97.0
Andhra Pradesh 69.1 64.4 66.4 65.7 70.2 71.8 86.1 89.4 87.6
Telangana - - - - - - - - -
Karnataka 83.7 81.0 81.9 83.5 83.4 84.2 91.7 94.0 97.9
Kerala 122.5 117.3 121.2 110.3 95.0 94.6 103.9 109.5 117.5
Tamil Nadu 65.9 59.5 63.4 70.3 76.3 85.6 98.9 100.9 106.6
Lakshadweep - - - - - - - - -
Puducherry - - - - - - - - -
ALL INDIA 424.7 40.9 41.6 41.9 44.4 46.8 53.0 55.9 58.7

TABLE 117: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS
(As at end-March) (Concld.)
(Per cent)
Regions/States/Union Territories 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
NORTHERN REGION 60.4 59.4 65.5 65.7 66.8 67.3 68.6 70.4 71.8 65.6
Haryana 60.3 68.2 74.1 69.0 69.4 65.4 66.8 70.0 71.3 64.8
Himachal Pradesh 40.5 41.4 41.6 42.6 42.8 43.4 39.3 33.3 35.9 32.5
Jammu and Kashmir 33.4 33.7 35.2 35.5 38.8 39.6 43.6 45.2 47.9 42.4
Punjab 63.1 62.2 67.0 69.4 74.8 79.9 82.2 86.5 86.3 81.3
Rajasthan 68.9 61.4 68.1 71.8 72.3 74.7 75.9 77.1 79.0 71.4
Chandigarh - - - - - - - - - -
Delhi - - - - - - - - - -
NORTH-EASTERN REGION 49.9 44.5 44.1 45.1 46.8 49.4 49.2 47.4 49.4 45.4
Arunachal Pradesh 25.6 18.9 20.1 21.5 17.1 21.6 18.0 25.0 26.7 24.6
Assam 52.6 48.3 47.5 48.0 53.7 56.4 55.8 53.2 56.0 52.9
Manipur 60.0 41.7 36.6 34.7 27.1 34.6 38.5 50.0 41.9 39.3
Meghalaya 30.7 29.5 35.0 31.9 34.4 37.9 45.9 54.5 50.0 36.7
Mizoram 63.7 53.9 48.4 54.0 41.7 44.7 50.2 50.0 56.6 52.2
Nagaland 47.1 33.3 27.3 26.2 28.0 30.0 33.6 0 32.8 22.2
Tripura 47.9 41.3 41.0 44.0 42.4 44.4 40.7 39.0 38.5 37.0
EASTERN REGION 46.1 41.8 42.8 45.5 48.9 50.8 53.1 53.4 52.0 47.3
Bihar 42.0 39.3 41.6 43.5 46.7 49.1 54.4 55.2 54.2 50.4
Jharkhand 30.2 25.9 29.0 31.7 35.0 37.1 39.7 40.4 40.4 36.3
Orissa 62.0 52.5 51.2 54.4 58.2 61.1 59.8 59.8 56.2 49.6
Sikkim - - - - - - - - - -
West Bengal 44.5 41.7 41.6 45.2 48.3 49.1 50.0 50.0 49.6 44.5
Andaman & Nicobar Islands - - - - - - - - - -
CENTRAL REGION 47.8 46.2 46.7 46.7 50.6 51.6 54.9 56.5 57.5 53.0
Chhattisgarh 31.6 30.0 32.2 32.5 33.0 33.7 31.8 31.1 31.2 29.0
Madhya Pradesh 53.4 50.2 52.2 52.1 53.1 56.1 56.3 61.3 61.8 56.1
Uttar Pradesh 48.1 46.6 46.2 46.5 51.9 52.5 57.3 58.4 59.6 55.2
Uttarakhand 46.6 54.5 60.9 55.5 55.1 57.6 61.3 62.1 60.7 49.6
WESTERN REGION 53.4 49.7 49.0 48.7 52.9 60.6 62.0 62.4 65.8 63.0
Goa - - - - - - - - - -
Gujarat 55.1 49.1 46.6 44.3 46.2 52.2 53.7 54.3 56.3 53.9
Maharashtra 51.9 50.3 51.3 52.9 59.5 68.9 70.3 70.2 75.0 73.1
Dadra & Nagar Haveli - - - - - - - - - -
Daman & Diu - - - - - - - - - -
SOUTHERN REGION 98.4 91.6 95.0 96.6 102.9 105.8 104.8 98.8 92.3 87.2
Andhra Pradesh 95.6 92.9 96.4 100.4 109.8 118.1 116.4 100.7 90.8 86.7
Telangana - - - - - - - 102.8 99.1 91.7
Karnataka 94.5 84.8 84.4 81.3 87.0 85.5 85.0 85.8 81.4 76.9
Kerala 113.3 100.6 108.7 115.4 111.2 110.9 118.1 123.8 115.4 113.2
Tamil Nadu 103.0 100.8 115.1 120.9 128.8 133.5 123.0 106.9 96.6 86.9
Lakshadweep - - - - - - - - - -
Puducherry - 66.7 107.3 106.5 120.0 117.6 110.0 100.0 95.6 85.2
ALL INDIA 60.2 56.5 58.6 59.9 63.7 66.2 68.1 68.1 67.4 62.8
‘-’: Nil/Not Applicable/Negligible. Data for 2016 and 2017 is as per Census 2011.
Source : Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, RBI, Various Issues.

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