(Amount in ₹ crore) | | 2018 | 2019 | 2020 | H1:2020-21 | A. Total Income | 2,50,004 | 2,77,589 | 3,12,326 | 1,56,515 | (i) Fund Based Income | 2,33,346 | 2,59,703 | 2,92,270 | 1,51,560 | | (93.3) | (93.6) | (93.6) | (96.8) | (ii) Fee Based Income | 8,472 | 8,968 | 9,353 | 4,955 | | (3.4) | (3.2) | (3.0) | (3.2) | B. Expenditure | 2,00,469 | 2,54,428 | 2,64,387 | 1,10,857 | (i) Financial Expenditure | 1,11,508 | 1,33,483 | 1,53,085 | 71,852 | | (55.6) | (52.5) | (57.9) | (64.8) | of which Interest payment | 44,712 | 65,539 | 78,014 | 37,683 | | (22.3) | (25.8) | (29.5) | (34.0) | (ii) Operating Expenditure | 33,755 | 40,463 | 46,327 | 20,157 | | (16.8) | (15.9) | (17.5) | (18.2) | (iii) Others | 55,206 | 80,482 | 64,976 | 18,848 | | (27.5) | (31.6) | (24.6) | (17.0) | C. Tax Provisions | 14,375 | 17,280 | 13,330 | 7,533 | D. Profit Before Tax | 49,535 | 23,160 | 47,938 | 45,658 | E. Net Profit | 35,160 | 5,881 | 34,608 | 38,125 | F. Total Assets | 22,39,960 | 26,91,076 | 29,03,886 | 30,87,817 | G. Financial Ratios (as Per cent of Total Assets) | | | | | (i) Income | 11.2 | 10.3 | 10.8 | 5.1 | (ii) Fund Income | 10.4 | 9.7 | 10.1 | 4.9 | (iii) Fee Income | 0.4 | 0.3 | 0.3 | 0.2 | (iv) Expenditure | 8.9 | 9.5 | 9.1 | 3.6 | (v) Financial Expenditure | 5.0 | 5.0 | 5.3 | 1.2 | (vi) Operating Expenditure | 1.5 | 1.5 | 1.6 | 0.7 | (vii) Tax Provision | 0.6 | 0.6 | 0.5 | 0.2 | (viii) Net Profit | 1.6 | 0.2 | 1.2 | 1.2 | H. Cost to Income (percentage) | 80.2 | 91.7 | 84.7 | 70.8 | Notes: 1. Data are provisional. 2. Figures in parentheses are share (in per cent) to respective total. 3. Total income includes non-financial income as well, which is not reported in the table. Source: Quarterly Returns of NBFCs-ND-SI, RBI. | |