| ACU | Asian Clearing Union |
| ADEPT | Automated Data Extraction Project |
| ADSCR | Average Debt Service Coverage Ratio |
| AEs | Advanced Economies |
| AFCs | Asset Finance Companies |
| AIFIs | All-India Financial Institutions |
| ALM | Asset-Liability Management |
| AML/CFT | Anti-money Laundering / Combatting the Financing of Terrorism |
| ANBC | Adjusted Net Bank Credit |
| AQR | Asset Quality Review |
| ARCs | Assets Reconstruction Companies |
| ASPs | Application Service Providers |
| AUM | Assets Under Management |
| BCBS | Basel Committee on Banking Supervision |
| BCs | Business Correspondent |
| BCSBI | Banking Codes and Standards Board of India |
| BFS | Board for Financial Supervision |
| BO | Banking Outlet |
| BSBDAs | Basic Savings Bank Deposit Accounts |
| CBS | Core Banking Solution |
| CCB | Capital Conservation Buffer |
| CDs | Certificates of Deposit |
| CDS | Credit Default Swap |
| CEOBSE | Credit Equivalent Amount of Off-Balance Sheet Exposures |
| CEPCs | Consumer Education and Protection Cells |
| CEPD | Consumer Education And Protection Department |
| CET 1 | Common Equity Tier 1 |
| CGTMSE | Credit Guarantee Fund Trust for Micro and Small Enterprises |
| CICs | Core Investment Companies |
| CIC-SI | Systemically Important Core Investment Company |
| CIRP | Corporate Insolvency Resolution Process |
| CLM | Co-Lending Model |
| CMS | Complaint Management System |
| CoCR | Charter of Customer Rights |
| CP | Commercial Paper |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRCS | Central Registrar of Co-operative Societies |
| CRE | Commercial Real Estate |
| CRM | Credit Risk Mitigation |
| CRR | Cash Reserve Ratio |
| DBS | Department of Banking Supervision |
| DCBS | Department of Co-operative Banking Supervision |
| DCCBs | District Central Co-operative Banks |
| DCCO | Date of Commencement of Commercial Production |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DNBS | Department of Non-Banking Supervision |
| DoS | Department of Supervision |
| DSCR | Debt Service Coverage Ratio |
| D-SIB | Domestic Systemically Important Bank |
| DTH | Direct to Home |
| ECB | External Commercial Borrowing |
| EEFC | Exchange Earners Foreign Currency |
| EMDEs | Emerging Market and Developing Economies |
| EXIM Bank | Export Import Bank of India |
| FDI | Foreign Direct Investment |
| FEMA | Foreign Exchange Management Act |
| FIAC | Financial Inclusion Advisory Committee |
| FIP | Financial Inclusion Plan |
| FPC | Fair Practices Code |
| FPIs | Foreign Portfolio Investors |
| FSB | Financial Stability Board |
| FSDC-SC | Financial Stability and Development Council - Sub Committee |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GoI | Government of India |
| G-secs | Government Securities |
| G-SIB | Global Systemically Important Bank |
| HFCs | Housing Finance Companies |
| HML | Harmonised Master List |
| HTM | Held to Maturity |
| IBC | Insolvency and Bankruptcy Code |
| IBUs | IFSC Banking Units |
| IC | Investment Companies |
| ICA | Inter-Creditor Agreement |
| ICAI | Institute of Chartered Accountants Of India |
| ICC | Investment and Credit Company |
| IMF | The International Monetary Fund |
| Ind-AS | Indian Accounting Standards |
| InvITs | Infrastructure Investment Funds |
| IO | Internal Ombudsman |
| IOSCO | International Organization of Securities Commissions |
| IRTG | Inter Regulatory Technical Group |
| IS | Interest Subvention |
| ISS | Interest Subvention Scheme |
| IVRS | Interactive Voice Response System |
| IWG | Internal Working Group |
| KCC | Kisan Credit Card |
| KStCB | Kerala State Co-operative Bank |
| LABs | Local Area Banks |
| LAF | Liquidity Adjustment Facility |
| LCR | Liquidity Coverage Ratios |
| LCs | Loan Companies |
| LDOs | Lead District Officers |
| LEF | Large Exposures Framework |
| LIFt | Liquidity Infusion Facility |
| LR | Leverage Ratio |
| LTROs | Long Term Repo Operations |
| LTV | Loan-to-Value Ratio |
| MAMP | Minimum Average Maturity Period |
| ME | Micro Enterprises |
| MFIs | Micro Finance Institutions |
| MGC | Mortgage Guarantee Company |
| ML | Machine Learning |
| MMFs | Money Market Funds |
| MPC | Monetary Policy Committee |
| MPFI | Monitoring Progress of Financial Inclusion |
| MSF | Marginal Standing Facility |
| MSMEs | Micro, Small and Medium Enterprises |
| MTT | Merchanting Trade Transactions |
| MUDRA | Micro Units Development and Refinance Agency |
| MUNFI | Monitoring Universe of Non-bank Financial Intermediation |
| NABARD | National Bank For Agriculture And Rural Development |
| NAV | Net Asset Value |
| NBFC-AA | Non-Banking Financial Companies-Account Aggregator |
| NBFC-D | Deposit Taking NBFC |
| NBFC-IDF | Non-Banking Financial Companies-Infrastructure Debt Fund |
| NBFC-IFC | Non-Banking Financial Companies-Infrastructure Finance Company |
| NBFC-MFI | Non-Banking Financial Companies -Micro Finance Institution |
| NBFC-ND-SI | Non-Deposit Taking Non-Banking Financial Companies |
| NBFC-ND-SI-CIC | Non-Banking Financial Companies -Systemically Important Core Investment Company |
| NBFC-NOFHC | Non-Banking Financial Companies -Non-Operative Financial Holding Company |
| NBFC-P2P | Non-Banking Financial Companies - Peer To Peer Lending Platform |
| NBFCs | Non-Banking Financial Companies |
| NBFCs-D | Deposit-Taking Non-Banking Financial Companies |
| NBFCs-ND-SI | Non-Deposit Taking Systemically Important Non-banking Financial Companies |
| NBFI | Non-bank Financial Intermediation |
| NCD | Non-Convertible Debenture |
| NCFE | National Centre for Financial Education |
| NCGTC | National Credit Guarantee Trustee Company |
| NDDC | Non-Deliverable Derivative Contract |
| NDTL | Net Demand and Time Liabilities |
| NEFT | National Electronic Fund Transfer |
| NETC | National Electronic Toll Collection |
| NFC | Near Field Communication |
| NHB | National Housing Bank |
| NIM | Net Interest Margin |
| NOF | Net Owned Fund |
| NOFHC | Non-Operative Financial Holding Company |
| NSFE | National Strategy for Financial Education |
| NSFI | National Strategy for Financial Inclusion |
| NSFR | Net Stable Funding Ratio |
| NSUCBs | Non-Scheduled Urban Co-operative Banks |
| OBOs | Offices of Banking Ombudsmen |
| ODR | Online Dispute Resolution |
| OFIs | Other Financial Intermediaries |
| OMOs | Open Market Operations |
| OTC | Over-the-Counter |
| PACS | Primary Agricultural Credit Societies |
| PAs | Payment Aggregators |
| PBs | Payments Banks |
| PCA | Prompt Corrective Action |
| PCARDBs | Primary Co-Operative Agriculture and Rural Development Banks |
| PCR | Provision Coverage Ratio |
| PDIs | Perpetual Debt Instruments |
| PDs | Primary Dealers |
| PGs | Payment Gateways |
| PLIs | Prime Lending Institutions |
| PLR | Prime Lending Rate |
| PMIs | Purchasing Managers |
| PoS | Point-of-Sale |
| PPI | Prepaid Payment Instrument |
| PRI | Prompt Repayment Incentive |
| PSBs | Public Sector Banks |
| PSLCs | Priority Sector Lending Certificates |
| PSOs | Payment System Operators |
| PSPs | Payment System Participants |
| PVB | Private Sector Banks |
| QIP | Qualified Institutional Placement |
| QR | Quick Response |
| RBI | Reserve Bank of India |
| RCA | Root Cause Analysis |
| RCS | Registrar of Co-operative Societies |
| ReBIT | Reserve Bank Information Technology Private Limited |
| Res | Regulated Entities |
| RFIT | Radio Frequency Identification Technology |
| RIDF | Rural Infrastructure Development Fund |
| RoA | Return on Assets |
| RoE | Return on Equity |
| RP | Resolution Plan |
| RRBs | Regional Rural Banks |
| RS | Regulatory Sandbox |
| RSAs | Rate Sensitive Assets |
| RSLs | Rate Sensitive Liabilities |
| RSPs | Remittance Service Providers |
| RTGS | Real Time Gross Settlement |
| RWA | Risk Weighted Assets |
| SAF | Supervisory Action Framework |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest Act |
| SAs | Statutory Auditors |
| SCARDBs | State Co-operative Agriculture and Rural Development Banks |
| SCBs | Scheduled Commercial Banks |
| SCs | Securitisation Companies |
| SEs | Supervised Entities |
| SFBs | Small Finance Banks |
| SIDBI | Small Industries Development Bank Of India |
| SLF | Standing Liquidity Facility |
| SLF-MF | Special Liquidity Facility for Mutual Funds |
| SLR | Statutory Liquidity Ratio |
| SMA | Special Mention Accounts |
| SMF | Small and Marginal Farmers |
| SNRR | Scope of Special Non-Resident Rupee |
| SPDs | Standalone Primary Dealers |
| SRO | Self-Regulatory Organisation |
| StCBs | State Co-operative Banks |
| SUCBs | Scheduled Urban Co-operative Banks |
| SupTech | Supervisory Technology |
| T- Bills | Treasury Bills |
| TAT | Turn Around Time |
| TBTF | Too-big-to-fail |
| TCFD | Task Force on Climate-related Financial Disclosures |
| TDS | Tax Deduction at Source |
| TLTRO | Targeted Long- Term Repo Operations |
| TNW | Tangible Net Worth |
| TOL | Total Outside Liability |
| TReDS | Trade Receivables Discounting System |
| UAE | United Arab Emirates |
| US | United States |
| UCBs | Urban Co-Operative Banks |
| UIDAI | Unique Identification Authority of India |
| UPI | Unified Payment Interface |
| USSD | Unstructured Supplementary Service Data |
| VRR | Voluntary Retention Route |
| WAC | Weighted Average Cost |
| WAM | Weighted Average Maturity |
| WCDL | Working Capital Demand Loan |
| WCTL | Working Capital Term Loan |
| WG | Working Group |
| WLA | White Label ATM |
| WMA/OD | Ways and Means Advances/Overdraft |