(Rs. crore)

Variation over

Financial year so far

Year-on-year

2008-2009

2009-2010

2008

2009

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

50,312

1,289

-260

1,457

11,606

3,794

Borrowings from Banks⁽¹⁾

23,009

-3,618

4,565

-6,479

8,116

-14,552

Other Demand and Time Liabilities⁽²⁾

16,651

-2,506

9,893

-5,122

12,793

-11,621

Liabilities to Others

Aggregate Deposits

39,83,382

11,152

78,820

1,49,273

5,67,491

7,07,623

(0.3)

(2.5)

(3.9)

(21.0)

(21.6)

Demand

5,03,552

-2,051

-62,589

-19,533

60,868

41,831

Time

34,79,830

13,203

1,41,409

1,68,805

5,06,623

6,65,792

Borrowings⁽³⁾

1,17,613

-1,877

1,722

3,677

22,881

9,387

Other Demand and Time Liabilities

3,01,396

1,952

-10,091

-6,125

61,200

13,132

Borrowings from Reserve Bank

400

-10

-904

-11,328

1,831

-2,696

Cash in Hand and Balances with Reserve Bank

2,31,781

-11,482

50,032

-26,695

1,08,687

-93,417

Cash in Hand

25,390

-1,410

1,191

5,109

2,312

6,155

Balances with Reserve Bank

2,06,391

-10,072

48,841

-31,804

1,06,376

-99,572

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

50,302

108

-2,878

-2,607

5,916

17,164

Money at Call and Short Notice

14,625

-3,782

1,177

-413

5,276

-6,477

Advances to Banks

1,759

87

–333

-1,144

-230

-1,687

Other Assets

41,002

-3,480

7,142

-10,719

15,691

2,704

Investments⁽⁵⁾

13,16,684

49,633

16,212

1,50,273

1,40,126

3,28,757

(3.9)

(1.7)

(12.9)

(16.5)

(33.3)

Government Securities

12,99,787

50,222

16,913

1,44,002

1,42,800

3,24,213

Other Approved Securities

16,896

-589

-702

6,272

-2,674

4,544

Bank Credit

27,78,299

31,629

52,111

2,749

4,96,569

3,64,274

(1.2)

(2.2)

(0.1)

(25.9)

(15.1)

Food Credit

56,416

-2,363

6,237

10,205

7,849

5,780

Non-Food credit

27,21,882

33,992

45,874

-7,456

4,88,719

3,58,494

Loans, Cash-credit and Overdrafts

26,84,967

30,198

50,834

9,290

4,72,932

3,72,557

Inland Bills-   Purchased

10,477

-297

-801

-1,237

102

-1,316

Discounted⁽⁶⁾

43,284

55

3,215

127

13,067

-484

Foreign Bills- Purchased

16,532

527

-641

-1,990

2,544

673

Discounted

23,039

1,146

-496

-3,440

7,924

-7,156

Cash-Deposit Ratio

5.82

Investment-Deposit Ratio

33.05

Credit-Deposit Ratio

69.75

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Notes : 1. Includes the impact of mergers since May 3, 2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.