| (₹ Billion) | | Item | Outstanding as on Jul. 24, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,283.6 | 60.5 | 208.8 | 181.6 | 312.5 | 297.7 | | 1.2 Borrowings from Banks | 409.4 | –28.4 | –85.9 | 11.2 | –37.6 | 145.6 | | 1.3 Other Demand and Time Liabilities | 97.8 | 40.4 | –70.6 | 36.3 | 13.0 | 33.3 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 88,833.2 | 10.5 | 2,436.7 | 3,500.3 | 8,814.0 | 9,340.9 | | 2.1a Growth (Per cent) | | 0.0 | 3.2 | 4.1 | 12.5 | 11.8 | | 2.1.1 Demand | 7,981.0 | 121.2 | –17.1 | 40.7 | 516.3 | 859.0 | | 2.1.2 Time | 80,852.1 | –110.8 | 2,453.8 | 3,459.6 | 8,297.7 | 8,481.9 | | 2.2 Borrowings | 2,390.5 | 56.9 | –247.4 | 131.8 | –595.7 | 427.5 | | 2.3 Other Demand and Time Liabilities | 4,345.6 | 139.4 | –66.6 | –226.5 | 529.6 | 28.9 | | 3. Borrowings from Reserve Bank | 463.2 | 53.3 | 838.6 | –1,118.8 | 910.4 | –791.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,252.1 | 74.2 | 231.5 | –12.2 | 282.9 | 398.4 | | 4.1 Cash in hand | 559.3 | 11.9 | 23.6 | 25.8 | 62.6 | 77.0 | | 4.2 Balances with Reserve Bank | 3,692.7 | 62.3 | 207.9 | –38.0 | 220.3 | 321.4 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,716.1 | 45.5 | 4.3 | 342.0 | 100.5 | 649.4 | | 5.2 Money at Call and Short Notice | 199.1 | –17.7 | –126.5 | –26.8 | –21.7 | 47.6 | | 5.3 Advances to Banks | 221.1 | 58.5 | 32.6 | 31.9 | 79.7 | 21.0 | | 5.4 Other Assets | 321.0 | –26.7 | –196.5 | –107.5 | –371.5 | 74.7 | | 6 Investments | 26,505.2 | –7.8 | 961.0 | 1,586.9 | 1,293.6 | 3,416.0 | | 6.1a Growth (Per cent) | | –0.0 | 4.3 | 6.4 | 5.9 | 14.8 | | 6.1 Government Securities | 26,479.7 | –8.5 | 960.3 | 1,582.2 | 1,298.5 | 3,407.5 | | 6.2 Other Approved Securities | 25.5 | 0.7 | 0.7 | 4.7 | –4.8 | 8.5 | | 7 Bank Credit | 66,560.9 | –144.5 | 901.7 | 1,196.6 | 6,886.4 | 5,718.2 | | 7.1a Growth (Per cent) | | –0.2 | 1.5 | 1.8 | 12.8 | 9.4 | | 7a.1 Food Credit | 1,085.7 | 7.0 | 140.0 | 141.5 | 113.2 | –39.1 | | 7a.2 Non-food credit | 65,475.2 | –151.5 | 761.7 | 1,055.2 | 6,773.1 | 5,757.3 | | 7b.1 Loans, Cash credit and Overdrafts | 64,375.0 | –123.5 | 954.6 | 1,251.2 | 6,644.7 | 5,729.6 | | 7b.2 Inland Bills – Purchased | 353.6 | –4.5 | –27.5 | 9.6 | 108.2 | –3.2 | | 7b.3 Discounted | 1,191.3 | –8.2 | 62.1 | –8.6 | 120.0 | 23.4 | | 7b.4 Foreign Bills – Purchased | 221.7 | –7.9 | –28.0 | –19.5 | 20.7 | –13.1 | | 7b.5 Discounted | 419.1 | –0.5 | –59.6 | –36.0 | –7.2 | –18.4 | |