| (₹ Billion) | | Item | Outstanding as on Aug. 21, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,292.2 | 15.3 | 220.5 | 190.2 | 324.8 | 294.5 | | 1.2 Borrowings from Banks | 447.7 | –72.1 | –70.6 | 49.5 | –41.7 | 168.5 | | 1.3 Other Demand and Time Liabilities | 72.0 | 15.9 | –63.5 | 10.6 | 6.7 | 0.5 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 89,597.0 | 204.6 | 3,003.1 | 4,264.2 | 9,191.5 | 9,538.3 | | 2.1a Growth (Per cent) | | 0.2 | 3.9 | 5.0 | 13.0 | 11.9 | | 2.1.1 Demand | 8,142.6 | 141.5 | 54.1 | 202.3 | 693.4 | 949.3 | | 2.1.2 Time | 81,454.4 | 63.1 | 2,948.9 | 4,061.8 | 8,498.1 | 8,589.1 | | 2.2 Borrowings | 2,411.6 | 37.2 | –262.7 | 152.9 | –750.6 | 463.9 | | 2.3 Other Demand and Time Liabilities | 4,416.3 | –54.2 | –137.1 | –155.7 | 279.7 | 170.1 | | 3. Borrowings from Reserve Bank | 249.8 | –28.5 | 424.2 | –1,332.2 | 423.7 | –590.5 | | 4 Cash in Hand and Balances with Reserve Bank | 4,253.9 | 24.8 | 168.1 | –10.4 | 158.5 | 463.7 | | 4.1 Cash in hand | 564.9 | 20.0 | 47.1 | 31.4 | 67.9 | 59.1 | | 4.2 Balances with Reserve Bank | 3,688.9 | 4.8 | 121.0 | –41.8 | 90.7 | 404.5 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,736.1 | 12.9 | 7.1 | 362.0 | 124.8 | 666.7 | | 5.2 Money at Call and Short Notice | 196.3 | –39.9 | –117.0 | –29.6 | –28.0 | 35.3 | | 5.3 Advances to Banks | 230.9 | 13.5 | 23.8 | 41.8 | 63.0 | 39.7 | | 5.4 Other Assets | 340.3 | 10.4 | –205.4 | –88.3 | –323.8 | 103.0 | | 6 Investments | 26,838.8 | 62.2 | 1,419.1 | 1,920.5 | 2,044.1 | 3,291.4 | | 6.1a Growth (Per cent) | | 0.2 | 6.4 | 7.7 | 9.5 | 14.0 | | 6.1 Government Securities | 26,816.5 | 63.0 | 1,418.7 | 1,919.0 | 2,049.2 | 3,285.8 | | 6.2 Other Approved Securities | 22.3 | –0.8 | 0.4 | 1.5 | –5.0 | 5.6 | | 7 Bank Credit | 66,662.5 | –53.9 | 928.1 | 1,298.3 | 5,724.9 | 5,793.5 | | 7.1a Growth (Per cent) | | –0.1 | 1.5 | 2.0 | 10.4 | 9.5 | | 7a.1 Food Credit | 1,026.8 | 12.4 | 93.4 | 82.6 | 54.8 | –51.0 | | 7a.2 Non-food credit | 65,635.7 | –66.3 | 834.7 | 1,215.7 | 5,670.0 | 5,844.5 | | 7b.1 Loans, Cash credit and Overdrafts | 64,478.5 | –46.6 | 1,038.7 | 1,354.6 | 5,611.0 | 5,749.0 | | 7b.2 Inland Bills – Purchased | 349.0 | –2.6 | –49.5 | 4.9 | 63.6 | 14.1 | | 7b.3 Discounted | 1,189.3 | –20.4 | 33.2 | –10.6 | 100.3 | 50.3 | | 7b.4 Foreign Bills – Purchased | 221.8 | 5.8 | –32.8 | –19.4 | –1.7 | –8.3 | | 7b.5 Discounted | 423.9 | 9.9 | –61.5 | –31.2 | –48.2 | –11.7 | |