| (₹ Billion) | | Item | Outstanding as on Oct. 16, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,292.8 | –40.6 | 293.5 | 190.9 | 368.4 | 222.2 | | 1.2 Borrowings from Banks | 468.9 | 9.5 | –30.6 | 70.7 | 70.6 | 149.8 | | 1.3 Other Demand and Time Liabilities | 53.6 | –4.2 | –88.0 | –7.8 | –32.0 | 6.6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 90,733.3 | –904.9 | 4,556.1 | 5,400.4 | 8,663.1 | 9,121.6 | | 2.1a Growth (Per cent) | | –1.0 | 5.9 | 6.3 | 11.9 | 11.2 | | 2.1.1 Demand | 8,023.2 | –548.9 | 202.1 | 82.9 | 826.3 | 681.9 | | 2.1.2 Time | 82,710.1 | –356.0 | 4,354.0 | 5,317.5 | 7,836.8 | 8,439.6 | | 2.2 Borrowings | 2,356.3 | –9.2 | –323.7 | 97.6 | –582.2 | 469.7 | | 2.3 Other Demand and Time Liabilities | 4,181.8 | –76.9 | –245.0 | –390.2 | 313.3 | 43.5 | | 3. Borrowings from Reserve Bank | 573.8 | 126.9 | 289.3 | –1,008.2 | 288.3 | –131.6 | | 4 Cash in Hand and Balances with Reserve Bank | 4,360.8 | –60.7 | 249.6 | 96.5 | 254.6 | 489.1 | | 4.1 Cash in hand | 582.1 | 27.8 | 74.0 | 48.5 | 63.8 | 49.4 | | 4.2 Balances with Reserve Bank | 3,778.7 | –88.4 | 175.6 | 48.0 | 190.8 | 439.6 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,789.5 | –28.3 | 79.4 | 415.4 | 154.5 | 647.8 | | 5.2 Money at Call and Short Notice | 190.0 | –12.2 | –90.7 | –35.9 | 18.9 | 2.7 | | 5.3 Advances to Banks | 241.5 | –6.6 | –10.3 | 52.3 | 30.6 | 84.3 | | 5.4 Other Assets | 367.0 | –26.2 | –212.6 | –61.5 | –246.7 | 136.9 | | 6 Investments | 26,642.9 | –300.2 | 1,858.1 | 1,724.6 | 2,234.2 | 2,656.5 | | 6.1a Growth (Per cent) | | –1.1 | 8.4 | 6.9 | 10.3 | 11.1 | | 6.1 Government Securities | 26,625.0 | –295.8 | 1,857.7 | 1,727.5 | 2,240.1 | 2,655.4 | | 6.2 Other Approved Securities | 17.9 | –4.5 | 0.4 | –2.9 | –5.9 | 1.2 | | 7 Bank Credit | 67,831.2 | –471.1 | 1,980.6 | 2,467.0 | 5,941.7 | 5,909.7 | | 7.1a Growth (Per cent) | | –0.7 | 3.3 | 3.8 | 10.6 | 9.5 | | 7a.1 Food Credit | 946.8 | 72.2 | 14.7 | 2.6 | 73.7 | –52.4 | | 7a.2 Non-food credit | 66,884.5 | –543.3 | 1,965.9 | 2,464.5 | 5,868.0 | 5,962.1 | | 7b.1 Loans, Cash credit and Overdrafts | 65,642.3 | –390.8 | 2,102.8 | 2,518.4 | 5,833.2 | 5,848.7 | | 7b.2 Inland Bills – Purchased | 313.0 | –41.1 | –75.5 | –31.1 | –39.9 | 4.1 | | 7b.3 Discounted | 1,248.0 | –7.3 | 5.6 | 48.1 | 145.1 | 136.7 | | 7b.4 Foreign Bills – Purchased | 210.6 | –11.7 | 5.4 | –30.6 | 37.5 | –57.7 | | 7b.5 Discounted | 417.4 | –20.2 | –57.6 | –37.8 | –34.2 | –22.1 | |