| (₹ Billion) | | Item | Outstanding as on Jan. 8, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,545.7 | 55.4 | 289.6 | 443.8 | 350.8 | 479.0 | | 1.2 Borrowings from Banks | 542.5 | –8.0 | 11.0 | 144.4 | 63.4 | 181.8 | | 1.3 Other Demand and Time Liabilities | 240.3 | 32.8 | –77.9 | 178.9 | –33.2 | 183.2 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 92,778.4 | 931.9 | 6,571.7 | 7,445.5 | 8,399.1 | 9,151.0 | | 2.1a Growth (Per cent) | | 1.0 | 8.5 | 8.7 | 11.2 | 10.9 | | 2.1.1 Demand | 8,323.6 | –252.8 | 157.8 | 383.3 | 634.5 | 1,026.6 | | 2.1.2 Time | 84,454.8 | 1,184.6 | 6,414.0 | 7,062.2 | 7,764.6 | 8,124.4 | | 2.2 Borrowings | 2,962.0 | –61.9 | –187.8 | 703.3 | –326.5 | 939.4 | | 2.3 Other Demand and Time Liabilities | 4,466.2 | –150.8 | –181.1 | –105.9 | 136.5 | 264.0 | | 3. Borrowings from Reserve Bank | 1,224.4 | –708.0 | 425.1 | –357.6 | 427.0 | 383.2 | | 4 Cash in Hand and Balances with Reserve Bank | 4,361.8 | –359.0 | 299.6 | 97.5 | 283.7 | 440.0 | | 4.1 Cash in hand | 607.7 | –22.7 | 45.3 | 74.1 | 71.1 | 103.6 | | 4.2 Balances with Reserve Bank | 3,754.1 | –336.3 | 254.3 | 23.4 | 212.6 | 336.4 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,825.2 | 2.8 | 122.4 | 451.2 | 266.9 | 640.6 | | 5.2 Money at Call and Short Notice | 242.8 | 15.8 | –101.2 | 16.9 | –40.7 | 66.0 | | 5.3 Advances to Banks | 281.2 | 24.3 | 0.1 | 92.0 | 33.8 | 113.6 | | 5.4 Other Assets | 451.0 | –8.4 | –130.6 | 22.5 | –99.0 | 138.9 | | 6 Investments | 27,401.1 | 449.4 | 2,694.3 | 2,482.8 | 2,567.3 | 2,578.5 | | 6.1a Growth (Per cent) | | 1.7 | 12.2 | 10.0 | 11.5 | 10.4 | | 6.1 Government Securities | 27,379.8 | 448.7 | 2,693.2 | 2,482.3 | 2,566.9 | 2,574.7 | | 6.2 Other Approved Securities | 21.3 | 0.7 | 1.1 | 0.5 | 0.4 | 3.9 | | 7 Bank Credit | 70,808.3 | 638.3 | 3,683.7 | 5,444.1 | 5,905.9 | 7,183.6 | | 7.1a Growth (Per cent) | | 0.9 | 6.1 | 8.3 | 10.2 | 11.3 | | 7a.1 Food Credit | 1,001.0 | –109.0 | 107.8 | 56.8 | –44.8 | –91.3 | | 7a.2 Non-food credit | 69,807.3 | 747.3 | 3,575.9 | 5,387.3 | 5,950.7 | 7,274.9 | | 7b.1 Loans, Cash credit and Overdrafts | 68,596.1 | 574.2 | 3,687.4 | 5,472.2 | 5,826.3 | 7,217.9 | | 7b.2 Inland Bills - Purchased | 270.6 | –3.8 | –35.9 | –73.5 | –50.4 | –77.9 | | 7b.3 Discounted | 1,305.0 | 36.3 | 70.6 | 105.1 | 153.7 | 128.6 | | 7b.4 Foreign Bills - Purchased | 225.9 | 20.4 | 1.3 | –15.3 | 5.8 | –38.3 | | 7b.5 Discounted | 410.7 | 11.1 | –39.7 | –44.4 | –29.3 | –46.7 | |