| (₹ Billion) | | Item | Outstanding
as on Jan. 22,
2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,572.6 | 26.8 | 276.8 | 470.6 | 341.7 | 518.6 | | 1.2 Borrowings from Banks | 535.9 | –6.7 | 22.0 | 137.7 | 20.8 | 164.2 | | 1.3 Other Demand and Time Liabilities | 186.1 | –54.2 | –52.5 | 124.7 | 10.8 | 103.6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 92,700.1 | –78.3 | 6,355.3 | 7,367.3 | 8,165.8 | 9,289.2 | | 2.1a Growth (Per cent) | | –0.1 | 8.2 | 8.6 | 10.9 | 11.1 | | 2.1.1 Demand | 8,212.3 | –111.3 | 234.1 | 272.0 | 481.3 | 839.0 | | 2.1.2 Time | 84,487.8 | 33.0 | 6,121.2 | 7,095.2 | 7,684.6 | 8,450.1 | | 2.2 Borrowings | 2,992.8 | 30.9 | –56.6 | 734.1 | –185.9 | 839.0 | | 2.3 Other Demand and Time Liabilities | 4,549.0 | 82.9 | –9.3 | –23.0 | 318.5 | 175.0 | | 3. Borrowings from Reserve Bank | 1,619.4 | 395.0 | 681.7 | 37.4 | 799.8 | 521.5 | | 4 Cash in Hand and Balances with Reserve Bank | 4,425.5 | 63.7 | 384.3 | 161.2 | 324.9 | 419.1 | | 4.1 Cash in hand | 617.6 | 9.9 | 61.0 | 84.1 | 71.5 | 97.9 | | 4.2 Balances with Reserve Bank | 3,807.9 | 53.8 | 323.2 | 77.1 | 253.3 | 321.2 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,817.5 | –7.7 | 226.1 | 443.4 | 354.7 | 529.1 | | 5.2 Money at Call and Short Notice | 244.6 | 1.8 | –62.9 | 18.7 | –36.0 | 29.4 | | 5.3 Advances to Banks | 271.9 | –9.2 | –34.3 | 82.8 | 0.1 | 138.8 | | 5.4 Other Assets | 499.4 | 48.4 | –142.2 | 70.9 | –118.1 | 198.9 | | 6 Investments | 27,125.5 | –275.6 | 2,774.0 | 2,207.2 | 2,794.3 | 2,223.3 | | 6.1a Growth (Per cent) | | –1.0 | 12.5 | 8.9 | 12.6 | 8.9 | | 6.1 Government Securities | 27,098.7 | –281.1 | 2,771.5 | 2,201.2 | 2,792.9 | 2,215.3 | | 6.2 Other Approved Securities | 26.8 | 5.5 | 2.5 | 6.1 | 1.4 | 8.0 | | 7 Bank Credit | 70,903.3 | 94.9 | 3,698.3 | 5,539.0 | 5,881.9 | 7,264.0 | | 7.1a Growth (Per cent) | | 0.1 | 6.2 | 8.5 | 10.2 | 11.4 | | 7a.1 Food Credit | 1,021.9 | 20.9 | 45.5 | 77.7 | –87.8 | –8.1 | | 7a.2 Non-food credit | 69,881.4 | 74.1 | 3,652.8 | 5,461.4 | 5,969.7 | 7,272.1 | | 7b.1 Loans, Cash credit and Overdrafts | 68,707.9 | 111.8 | 3,768.3 | 5,584.0 | 5,830.2 | 7,248.8 | | 7b.2 Inland Bills - Purchased | 266.6 | –4.0 | –35.9 | –77.5 | –42.5 | –81.9 | | 7b.3 Discounted | 1,305.3 | 0.3 | 46.3 | 105.4 | 132.5 | 153.3 | | 7b.4 Foreign Bills - Purchased | 212.0 | –14.0 | –20.6 | –29.2 | –4.2 | –30.4 | | 7b.5 Discounted | 411.5 | 0.8 | –59.8 | –43.7 | –34.2 | –25.8 | |