| (₹ Billion) | | Item | Outstanding as on Jul. 22, 2016 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2015-16 | 2016-17 | 2015 | 2016 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,439.0 | 66.0 | 186.6 | –83.2 | 302.6 | 150.4 | | 1.2 Borrowings from Banks | 622.8 | 5.5 | 6.9 | –21.2 | 141.3 | 217.6 | | 1.3 Other Demand and Time Liabilities | 73.8 | 20.6 | 31.9 | –10.4 | 28.8 | –19.5 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 96,740.5 | 26.1 | 2,979.4 | 3,467.6 | 8,820.0 | 8,428.2 | | 2.1a Growth (Per cent) | | 0.0 | 3.5 | 3.7 | 11.1 | 9.5 | | 2.1.1 Demand | 8,765.2 | 103.6 | –53.9 | –124.8 | 764.3 | 878.8 | | 2.1.2 Time | 87,975.4 | –77.5 | 3,033.3 | 3,592.4 | 8,055.7 | 7,549.5 | | 2.2 Borrowings | 2,916.3 | –56.5 | 132.3 | –73.4 | 428.0 | 525.3 | | 2.3 Other Demand and Time Liabilities | 4,596.1 | –77.5 | –245.9 | –444.3 | 9.4 | 269.9 | | 3. Borrowings from Reserve Bank | 299.7 | –311.3 | –1,118.9 | –2,025.0 | –791.6 | –163.5 | | 4 Cash in Hand and Balances with Reserve Bank | 4,527.1 | –16.4 | –16.0 | 78.2 | 394.6 | 278.7 | | 4.1 Cash in hand | 659.6 | 0.6 | 22.0 | 85.2 | 73.2 | 104.1 | | 4.2 Balances with Reserve Bank | 3,867.4 | –17.0 | –38.0 | –7.0 | 321.4 | 174.7 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,674.8 | 3.0 | 208.5 | 58.0 | 515.9 | 92.3 | | 5.2 Money at Call and Short Notice | 279.0 | –33.0 | –38.7 | –69.9 | 35.6 | 91.8 | | 5.3 Advances to Banks | 265.1 | –35.2 | 36.8 | 4.5 | 25.9 | 39.1 | | 5.4 Other Assets | 297.6 | 0.5 | –115.6 | –80.2 | 66.7 | –15.4 | | 6 Investments | 28,070.7 | 110.1 | 1,452.3 | 1,815.7 | 3,281.4 | 1,700.2 | | 6.1a Growth (Per cent) | | 0.4 | 5.8 | 6.9 | 14.2 | 6.4 | | 6.1 Government Securities | 28,044.9 | 101.1 | 1,451.4 | 1,805.6 | 3,276.7 | 1,696.0 | | 6.2 Other Approved Securities | 25.8 | 9.0 | 0.9 | 10.0 | 4.7 | 4.1 | | 7 Bank Credit | 72,676.7 | –246.3 | 915.6 | 180.5 | 5,437.1 | 6,396.9 | | 7.1a Growth (Per cent) | | –0.3 | 1.4 | 0.2 | 8.9 | 9.7 | | 7a.1 Food Credit | 1,045.1 | 11.2 | 141.5 | –7.5 | –39.1 | –40.6 | | 7a.2 Non-food credit | 71,631.6 | –257.5 | 774.1 | 188.0 | 5,476.2 | 6,437.5 | | 7b.1 Loans, Cash credit and Overdrafts | 70,550.5 | –208.3 | 970.4 | 213.4 | 5,448.8 | 6,456.3 | | 7b.2 Inland Bills - Purchased | 242.9 | –9.6 | 9.3 | –14.3 | –3.5 | –110.5 | | 7b.3 Discounted | 1,232.7 | –27.0 | –8.6 | –55.9 | 23.4 | 41.4 | | 7b.4 Foreign Bills - Purchased | 216.4 | –8.8 | –19.4 | 12.0 | –13.1 | –5.4 | | 7b.5 Discounted | 434.2 | 7.5 | –36.1 | 25.4 | –18.5 | 15.1 | |