Click here to Visit the RBI’s new website

Weekly Statistical Supplement


PDF document (9 kb)
Date : Nov 21, 1998
3. Scheduled Commercial Banks - Business in India
        (Rs. crore)

    Outstanding    
  Item   as on
 
Variation over
    1998
    Financial year so far
 
    Nov. 6#   Fortnight 1997-98 1998-99 Year

  1   2   3 4 5 6

Liabilities to the Banking System            
  Demand and time deposits from banks 27,953 423 3,076 4,271 7,481
  Borrowings from Banks(1) 12,089 1,025 3,747 4,929 5,084
  Other demand and time liabilities(2) 489 -55 -68 -956 18
Liabilities to Others            
  Aggregate deposits 6,76,350 @ 1,112 49,584 70,940 1,21,167
        (0.2) (9.8) (11.7) (21.8)
  Demand 1,00,993 344 -3,651 -1,520 14,034
  Time 5,75,356 @ 766 53,235 72,459 1,07,132
  Borrowings(3) 1,397 -102 233 118 227
  Other demand and time liabilities 45,033 10,995 1,144 5,279 9,636
               
Borrowings from Reserve Bank 3,750 75 -213 3,355 3,403
               
Cash in hand and Balances with Reserve Bank 74,624 2,966 3,706 13,318 17,723
  Cash in hand 4,134 102 301 526 486
  Balances with Reserve Bank 70,490 2,864 3,406 12,792 17,237
               
Assets with the Banking System            
  Balance with other Banks(4) 11,458 -290 1,319 -94 1,769
  Money at call and short notice 15,781 206 -178 6,920 8,000
  Advances to banks 1,553 88 -293 -610 -30
  Other assets 1,042 -76 560 -624 -1,205
Investments(5) 2,47,822 4,294 30,780 29,117 26,529
        (1.8) (16.2) (13.3) (12.0)
  Government securities 2,15,862 4,392 30,517 28,905 26,455
  Other approved securities 31,959 -99 262 211 73
               
Bank Credit 3,37,176 6 8,437 13,097 50,338
        (-) (3.0) (4.0) (17.5)
               
  Food Credit 16,073 -655 1,319 3,588 5,332
  Non-food credit 3,21,103 661 5,293 9,509 45,006
               
  Loans, cash-credit and overdrafts 3,09,421 -76 9,006 14,686 48,793
  Inland bills- purchased 4,354 62 392 -306 -225
    discounted(6) 9,355 -47 -376 -413 1,126
  Foreign bills-purchased 7,417 -11 -363 -513 131
            discounted 6,629 79 -222 -356 514
             
Cash-Deposit Ratio 11.03        
Investment-Deposit Ratio 36.64        
Credit-Deposit Ratio 49.85        

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 8.8 per cent and 18.6 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
  Figures in brackets denote percentage variations in the relevant period.

Top