| (₹ Billion) | | Item | Outstanding as on Aug. 3, 2018 | Variation over | | Fortnight | Financial year so far | Year–on–Year | | 2017-18 | 2018-19 | 2017 | 2018 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,470.5 | –13.2 | –126.9 | –145.1 | 116.4 | –101.2 | | 1.2 Borrowings from Banks | 657.9 | –21.3 | 36.5 | 56.7 | –8.4 | 47.9 | | 1.3 Other Demand and Time Liabilities | 111.4 | 7.4 | 0.3 | 46.2 | –14.6 | 52.5 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 115,830.6 | 1,459.1 | –535.4 | 1,570.1 | 9,967.5 | 8,789.5 | | 2.1a Growth (Per cent) | | 1.3 | –0.5 | 1.4 | 10.3 | 8.2 | | 2.1.1 Demand | 12,074.3 | 452.3 | –1,653.3 | –1,628.6 | 2,231.1 | 913.2 | | 2.1.2 Time | 103,756.3 | 1,006.9 | 1,117.9 | 3,198.6 | 7,736.4 | 7,876.2 | | 2.2 Borrowings | 3,664.3 | 138.1 | –230.7 | 7.2 | 90.6 | 731.8 | | 2.3 Other Demand and Time Liabilities | 4,912.8 | 249.0 | 227.9 | –675.9 | –41.3 | 47.7 | | 3. Borrowings from Reserve Bank | 639.7 | –106.6 | –164.8 | –2,100.1 | –195.4 | 586.3 | | 4 Cash in Hand and Balances with Reserve Bank | 5,436.7 | –71.1 | –655.3 | –420.8 | 446.9 | 390.7 | | 4.1 Cash in hand | 652.4 | –23.2 | 36.0 | 51.7 | 56.3 | 2.8 | | 4.2 Balances with Reserve Bank | 4,784.4 | –48.0 | –691.3 | –472.5 | 390.6 | 387.9 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,002.6 | 75.5 | 41.8 | 142.0 | 214.8 | 260.7 | | 5.2 Money at Call and Short Notice | 219.6 | –8.5 | 206.4 | 37.2 | 5.3 | –63.8 | | 5.3 Advances to Banks | 376.1 | –0.1 | –48.5 | 94.0 | 67.8 | 45.0 | | 5.4 Other Assets | 257.3 | –4.1 | –66.1 | –32.2 | –88.6 | 42.7 | | 6 Investments | 35,009.2 | 335.8 | 2,539.7 | 1,824.7 | 4,374.0 | 2,159.9 | | 6.1a Growth (Per cent) | | 1.0 | 8.4 | 5.5 | 15.4 | 6.6 | | 6.1 Government Securities | 34,982.2 | 359.3 | 2,527.2 | 1,808.1 | 4,366.0 | 2,157.4 | | 6.2 Other Approved Securities | 27.1 | –23.5 | 12.4 | 16.6 | 7.9 | 2.5 | | 7 Bank Credit | 86,797.5 | 700.1 | –1,395.4 | 543.3 | 4,336.9 | 9,778.3 | | 7.1a Growth (Per cent) | | 0.8 | –1.8 | 0.6 | 6.0 | 12.7 | | 7a.1 Food Credit | 492.3 | –14.1 | 12.0 | 72.4 | –495.0 | –59.0 | | 7a.2 Non–food credit | 86,305.2 | 714.3 | –1,407.4 | 470.9 | 4,831.9 | 9,837.3 | | 7b.1 Loans, Cash credit and Overdrafts | 84,656.6 | 702.6 | –1,141.7 | 671.8 | 4,409.8 | 9,649.9 | | 7b.2 Inland Bills – Purchased | 199.7 | –3.3 | –60.2 | –4.2 | –49.0 | 13.9 | | 7b.3 Discounted | 1,355.2 | 2.7 | –96.0 | –32.2 | 36.0 | 85.4 | | 7b.4 Foreign Bills – Purchased | 231.5 | –4.1 | –47.1 | –31.5 | –25.0 | 32.2 | | 7b.5 Discounted | 354.5 | 2.2 | –50.3 | –60.6 | –34.8 | –3.1 | |