(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Apr. 27#

Month

2001-2002

2000-2001

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

51,798

–1,079

2,637

1,425

6,457

12,451

Borrowings from Banks⁽¹⁾

28,451

2,811

566

4,557

1,692

11,618

Other demand and time liabilities⁽²⁾

1,737

306

125

–105

192

751

Liabilities to Others

Aggregate deposits@

9,91,754

8,486

22,907

33,746

1,15,772

1,55,502

(0.9)

(2.8)

(3.5)

(16.1)

(18.6)

[2.9]

[3.7]

[16.5]

[15.9]

Demand

1,47,055

–5,773

1,899

6,272

18,400

17,790

Time@

8,44,699

14,259

21,009*

27,474*

97,372*

1,37,712*

Borrowings⁽³⁾

5,832

–418

1,653

3,358

1,237

1,445

Other demand and time liabilities

97,296

2,999

–3,820*

4,947*

11,245*

22,674*

Borrowings from Reserve Bank

6,235

255

1,057

2,339

176

–1,313

Cash in hand and Balances with Reserve Bank

82,407

–140

5,342

17,205

–8,375

14,315

Cash in hand

5,875

268

157

217

1,109

388

Balances with Reserve Bank

76,532

–407

5,186

16,988

–9,484

13,927

Assets with the Banking System

Balance with other Banks⁽⁴⁾

20,662

514

1,882

1,820

4,709

2,473

Money at call and short notice

42,133

4,028

1,400

6,675

1,500

19,053

Advances to Banks

3,878

–20

–1,163

–454

886

1,499

Other assets

2,294

–84

–184

–15

–3,668

559

Investments⁽⁵⁾

3,77,733

11,085

14,988

7,900

59,179

53,801

(3.0)

(4.9)

(2.1)

(22.4)

(16.6)

Government securities

3,46,469

10,565

15,022

7,389

60,247

52,990

Other approved securities

31,265

520

–34

512

–1,068

811

Bank Credit

5,18,833

–6,112

8,593

9,751

74,125

74,281

(–1.2)

(2.0)

(1.9)

(20.0)

(16.7)

Food Credit

39,309

–452

2,099

–682

7,728

11,519

Non-food credit

4,79,524

–5,660

6,494

10,433

66,397

62,763

Loans, cash-credit and overdrafts

4,75,032

–6,893

5,426

7,121

67,638

68,699

Inland bills- purchased

5,505

285

152

488

90

565

discounted⁽⁶⁾

19,771

451

2,343

1,257

3,591

4,670

Foreign bills-purchased

10,003

453

251

743

1,134

866

discounted

8,521

–408

421

142

1,672

–519

Cash-Deposit Ratio

8.31

Investment-Deposit Ratio

38.09

Credit-Deposit Ratio

52.31

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.

Note : Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.