(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2004

Fortnight

Jan. 23#

2002-2003

2003-2004

2003

2004

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

36,314

90

5,716

–4,140

6,300

–830

Borrowings from Banks⁽¹⁾

13,091

107

–75

–6,547

3,076

–7,083

Other demand and time liabilities

2,243

–1,761

–314

–11

69

334

Liabilities to Others

Aggregate deposits@

14,39,685

2,292

1,62,776

1,58,832

1,89,467

1,73,549

(0.2)

(14.8)

(12.4)

(17.6)

(13.7)

[15.4]

[14.3]

[18.3]

[15.7]

Demand

1,90,767

–4,596

6,373

20,477

17,971

31,345

Time@

12,48,918

6,888

1,56,403

1,38,354

1,71,496

1,42,203

Borrowings⁽³⁾

22,776

–475

8,207

10,138

7,597

11,541

Other demand and time liabilities

1,33,701

–4,846

9,264

3,895

18,671

12,554

Borrowings from Reserve Bank

—

–608

–3,608

–79

–3,963

–8

Cash in hand and Balances with Reserve Bank

85,949

7,805

3,245

20,047

–2,534

14,057

Cash in hand

7,761

–508

565

194

662

952

Balances with Reserve Bank

78,188

8,313

2,680

19,853

–3,196

13,106

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,521

307

–391

–668

921

–1,081

Money at call and short notice

18,564

–2,856

4,869

–13,571

7,821

–12,929

Advances to Banks

9,201

193

1,407

2,055

830

2,222

Other assets

2,517

–179

–246

–32

224

89

Investments⁽⁵⁾

6,53,938

–3,930

96,420

1,06,392

1,05,141

1,19,249

(–0.6)

(22.0)

(19.4)

(24.5)

(22.3)

Government securities

6,26,905

–3,904

99,085

1,03,488

1,08,297

1,16,644

Other approved securities

27,033

–27

–2,665

2,904

–3,156

2,605

Bank Credit

7,95,350

3,361

1,07,808

66,135

1,28,988

97,819

(0.4)

(18.3)

(9.1)

(22.7)

(14.0)

Food Credit

36,686

150

–4,194

–12,793

–4,896

–13,098

Non-food credit

7,58,664

3,211

1,12,002

78,928

1,33,884

1,10,917

Loans, cash-credit and overdrafts

7,47,024

3,038

1,05,531

64,951

1,24,485

93,887

Inland bills- purchased

6,372

–124

–96

788

75

1,436

discounted⁽⁶⁾

20,534

197

1,599

349

1,698

652

Foreign bills-purchased

9,605

101

288

–145

895

228

discounted

11,816

149

486

192

1,834

1,616

Cash-Deposit Ratio

5.97

Investment-Deposit Ratio

45.42

Credit-Deposit Ratio

55.24

@

: Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption

of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003. Figures in italics are percentage variations net of RIBs and IMDs as

the case may be.

(1)

Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking

system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM

Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments

which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

Note: Includes the impact of mergers since May 3, 2002.