(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Mar. 18#

2003-2004

2004-2005

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

36,772

417

–3,621

–62

–3,621

–62

Borrowings from Banks ⁽¹⁾

27,911

3,896

–4,612

12,885

–4,612

12,885

Other demand and time liabilities⁽²⁾

3,134

66

373

507

373

507

Liabilities to Others

Aggregate deposits@

17,19,947

20,505

2,23,563

2,15,531

2,23,563

2,15,531

(1.2)

(17.5)

(14.3)

(17.5)

(14.3)

Demand

2,63,817

13,251

54,733

38,795

54,733

38,795

Time@

14,56,130

7,254

1,68,830

1,76,737

1,68,830

1,76,737

[14,52,562]

[1,73,168]

[1,73,168]

Borrowings⁽³⁾

69,304

4,123

12,032

44,634

12,032

44,634

Other demand and time liabilities

1,74,325

1,323

18,278

26,241

18,278

26,241

Borrowings from Reserve Bank

50

50

–79

50

–79

50

Cash in hand and Balances with Reserve Bank

96,528

–1,807

10,993

19,633

10,993

19,633

Cash in hand

8,422

–199

331

524

331

524

Balances with Reserve Bank

88,105

–1,608

10,662

19,108

10,662

19,108

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,766

–1,693

–227

–195

–227

–195

Money at call and short notice

20,355

4,558

–14,077

2,298

–14,077

2,298

Advances to Banks

9,718

639

3,376

–805

3,376

–805

Other assets

2,451

91

88

–186

88

–186

Investments ⁽⁵⁾

7,43,063

3,928

1,30,042

65,475

1,30,042

65,475

(0.5)

(23.8)

(9.7)

(23.8)

(9.7)

Government securities

7,17,791

4,014

1,31,341

63,034

1,31,341

63,034

[7,05,599]

[50,841]

[50,841]

Other approved securities

25,272

–86

–1,299

2,442

–1,299

2,442

Bank Credit

10,92,091

22,417

1,11,570

2,51,306

1,11,570

2,51,306

(2.1)

(15.3)

(29.9)

(15.3)

(29.9)

Food Credit

41,121

–320

–13,518

5,159

–13,518

5,159

Non-food credit

10,50,970

22,737

1,25,088

2,46,146

1,25,088

2,46,146

[10,18,288]

[2,13,464]

[2,13,464]

Loans, cash-credit and overdrafts

10,32,000

21,388

1,07,168

2,42,760

1,07,168

2,42,760

Inland bills- purchased

7,385

150

1,385

416

1,385

416

discounted⁽⁶⁾

25,419

33

1,546

3,689

1,546

3,689

Foreign bills-purchased

10,851

40

363

737

363

737

discounted

16,435

806

1,108

3,703

1,108

3,703

Cash-Deposit Ratio

5.61

Investment-Deposit Ratio

43.20

Credit-DepositRatio

63.50

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.