(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Month

Mar. 25#

2003-2004

2004-2005

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

35,999

448

–2,293

–2,185

–2,293

–2,185

Borrowings from Banks ⁽¹⁾

30,315

5,257

–4,293

15,718

–4,293

15,718

Other demand and time liabilities⁽²⁾

6,015

2,971

167

3,483

167

3,483

Liabilities to Others

Aggregate deposits@

17,08,610

14,748

2,30,524

1,66,325

2,30,524

1,66,325

(0.9)

(17.6)

(10.8)

(17.6)

(10.8)

Demand

2,54,876

6,634

58,106

8,933

58,106

8,933

Time@

14,53,734

8,114

1,72,417

1,57,392

1,72,417

1,57,392

[14,50,165]

[1,53,823]

[1,53,823]

Borrowings⁽³⁾

67,668

–713

11,226

41,701

11,226

41,701

Other demand and time liabilities

1,88,391

18,260

20,018

38,147

20,018

38,147

Borrowings from Reserve Bank

45

45

–1,258

45

–1,258

45

Cash in hand and Balances with Reserve Bank

1,18,840

14,734

2,555

33,093

2,555

33,093

Cash in hand

8,737

–193

343

845

343

845

Balances with Reserve Bank

1,10,103

14,927

2,213

32,247

2,213

32,247

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,684

–495

953

–542

953

–542

Money at call and short notice

25,837

7,893

–12,488

7,845

–12,488

7,845

Advances to Banks

9,384

140

3,561

–1,258

3,561

–1,258

Other assets

2,503

70

–286

–67

–286

–67

Investments ⁽⁵⁾

7,22,115

–10,273

1,34,118

46,248

1,34,118

46,248

(–1.4)

(24.8)

(6.8)

(24.8)

(6.8)

Government securities

6,97,045

–9,977

1,35,221

44,125

1,35,221

44,125

[6,84,852]

[31,932]

[31,932]

Other approved securities

25,070

–295

–1,103

2,123

–1,103

2,123

Bank Credit

10,92,008

28,409

1,19,162

2,26,414

1,19,162

2,26,414

(2.7)

(16.0)

(26.2)

(16.0)

(26.2)

Food Credit

41,553

418

–12,884

5,039

–12,884

5,039

Non-food credit

10,50,455

27,991

1,32,046

2,21,375

1,32,046

2,21,375

[10,17,773]

[1,88,692]

[1,88,692]

Loans, cash-credit and overdrafts

10,33,018

28,355

1,15,331

2,20,283

1,15,331

2,20,283

Inland bills- purchased

7,624

650

1,294

474

1,294

474

discounted⁽⁶⁾

24,722

–703

1,160

2,347

1,160

2,347

Foreign bills-purchased

10,588

–170

234

170

234

170

discounted

16,056

278

1,143

3,140

1,143

3,140

Cash-Deposit Ratio

6.96

Investment-Deposit Ratio

42.26

Credit-DepositRatio

63.91

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank
(4) In currentaccount and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate
Friday for the reporting purposes.
2. Includes the impact of mergers since May 3, 2002.
3. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.
4. Financial year variations for the current week are over the levels of the non-reporting Friday of the previous year (i.e., March 26, 2004).