(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Apr. 1#

2004-2005

2005-2006

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

40,611

3,839

5,287

3,839

194

–1,510

Borrowings from Banks ⁽¹⁾

33,204

5,293

1,225

5,293

–2,548

16,953

Other demand and time liabilities⁽²⁾

3,966

832

–149

832

–1,480

1,488

Liabilities to Others

Aggregate deposits@

17,66,628

46,680

46,992

46,680

2,26,936

2,15,220

(2.7)

(3.1)

(2.7)

(17.1)

(13.9)

Demand

2,81,974

18,157

21,428

18,157

58,492

35,524

Time@

14,84,654

28,523

25,564

28,523

1,68,444

1,79,696

[14,81,085]

[1,76,127]

Borrowings⁽³⁾

71,423

2,119

999

2,119

12,574

45,755

Other demand and time liabilities

1,81,055

6,729

9,621

6,729

24,845

23,350

Borrowings from Reserve Bank

95

45

—

45

–440

95

Cash in hand and Balances with Reserve Bank

1,02,069

5,541

9,920

5,541

17,119

15,254

Cash in hand

9,085

663

648

663

1,378

540

Balances with Reserve Bank

92,983

4,878

9,272

4,878

15,742

14,715

Assets with the Banking System

Balance with other Banks⁽⁴⁾

20,724

3,958

3,430

3,958

2,434

333

Money at call and short notice

22,874

2,519

1,549

2,519

–11,907

3,267

Advances to Banks

8,822

–896

46

–896

4,686

–1,748

Other assets

2,524

74

586

74

152

–699

Investments ⁽⁵⁾

7,51,208

8,145

10,632

8,145

1,20,087

62,988

(1.1)

(1.6)

(1.1)

(21.1)

(9.2)

Government securities

7,26,111

8,320

10,833

8,320

1,21,919

60,520

[7,13,918]

[48,327]

Other approved securities

25,097

–174

–201

–174

–1,832

2,469

Bank Credit

11,41,701

49,610

34,067

49,610

1,31,360

2,66,849

(4.5)

(4.1)

(4.5)

(17.7)

(30.5)

Food Credit

40,016

–1,105

1,011

–1,105

–7,619

3,043

Non-food credit

11,01,685

50,715

33,055

50,715

1,38,979

2,63,806

[10,69,003]

[2,31,124]

Loans, cash-credit and overdrafts

10,79,089

47,089

29,684

47,089

1,25,328

2,60,165

Inland bills- purchased

8,342

957

2,064

957

2,395

–691

discounted⁽⁶⁾

26,051

632

1,028

632

2,897

3,293

Foreign bills-purchased

11,404

553

621

553

506

670

discounted

16,815

379

670

379

234

3,412

Cash-Deposit Ratio

5.78

Investment-Deposit Ratio

42.52

Credit-DepositRatio

64.63

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items
under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include
other investments which are given separately in Table No. 5.
(6)Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.