(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Month

Aug. 26#

2004-2005

2005-2006

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,263

–48

87

1,954

–1,732

1,342

Borrowings from Banks ⁽¹⁾

31,667

591

–1,260

4,051

–5,584

17,900

Other demand and time liabilities⁽²⁾

11,679

89

1,568

8,555

1,958

7,484

Liabilities to Others

Aggregate deposits@

18,41,252

12,020

85,463

1,41,053

2,19,086

2,51,372

(0.7)

(5.7)

(8.3)

(16.0)

(15.8)

Demand

2,78,674

–3,086

–4,550

30,647

43,034

58,202

Time@

15,62,577

15,106

90,013

1,10,407

1,76,053

1,93,170

[15,59,009]

[1,89,602]

Borrowings⁽³⁾

74,595

1,338

6,594

5,072

13,717

43,331

Other demand and time liabilities

1,58,173

–7,123

–2,713

–34,586

15,344

12,802

Borrowings from Reserve Bank

—

—

—

–50

–1

—

Cash in hand and Balances with Reserve Bank

1,14,083

–9,350

8,493

17,506

9,684

28,696

Cash in hand

10,015

–335

451

1,543

–435

1,666

Balances with Reserve Bank

1,04,068

–9,016

8,041

15,963

10,119

27,030

Assets with the Banking System

Balance with other Banks⁽⁴⁾

20,516

–275

538

1,195

1,636

3,017

Money at call and short notice

24,916

–1,000

–721

5,056

–12,678

7,580

Advances to Banks

9,603

157

–391

–88

2,273

–528

Other assets

3,182

611

–78

757

–21

622

Investments ⁽⁵⁾

7,62,856

13,766

48,090

23,703

98,582

37,178

(1.8)

(7.1)

(3.2)

(15.7)

(5.1)

Government securities

7,38,064

13,715

48,708

19,083

1,00,381

34,599

[7,25,872]

[22,406]

Other approved securities

24,792

51

–618

4,620

–1,799

2,579

Bank Credit

12,01,498

17,038

67,437

1,01,070

1,76,422

2,93,275

(1.4)

(8.0)

(9.2)

(24.1)

(32.3)

Food Credit

40,113

558

3,904

–1,008

–1,420

248

Non-food credit

11,61,385

16,481

63,534

1,02,077

1,77,841

2,93,027

[11,28,702]

[2,60,345]

Loans, cash-credit and overdrafts

11,42,825

16,474

67,730

1,02,613

1,68,740

2,85,856

Inland bills- purchased

9,188

374

–446

1,634

1,637

2,665

discounted⁽⁶⁾

23,112

–170

–233

–2,120

2,601

1,615

Foreign bills-purchased

9,817

–106

–538

–1,011

775

241

discounted

16,556

466

925

–46

2,667

2,898

Cash-Deposit Ratio

6.20

Investment-Deposit Ratio

41.43

Credit-DepositRatio

65.25

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an
alternate Friday for the reporting purposes.
2. Includes the impact of mergers since May 3, 2002.
3. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.