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Weekly Statistical Supplement


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Date : Oct 17, 1998
3. Scheduled Commercial Banks - Business in India
        (Rs. crore)

    Outstanding    
  Item   as on
 
Variation over
    1998
    Financial year so far
 
    Sept. 25#   Fortnight 1997-98 1998-99 Year

  1   2   3 4 5 6

Liabilities to the Banking System            
  Demand and time deposits from banks 26,656   63 2,062 2,974 7,198
  Borrowings from Banks(1) 9,578   982 4,467 2,418 1,853
  Other demand and time liabilities(2) 542   -134 -23 -903 26
Liabilities to Others            
  Aggregate deposits 6,64,006 @ 9,173 40,949 58,596 1,17,458
        (1.4) (8.1) (9.7) (21.5)
  Demand 99,513   3,669 -343 -3,000 9,246
  Time 5,64,492 @ 5,503 41,292 61,595 1,08,211
  Borrowings(3)1,788 214   114 509 737  
  Other demand and time liabilities 42,687   -215 -227 2,933 8,661
               
Borrowings from Reserve Bank 3,306   -858 -254 2,911 3,000
               
Cash in hand and Balances with Reserve Bank 66,600   -9,337 6,993 5,294 6,412
  Cash in hand 3,805   -93 70 197 388
  Balances with Reserve Bank 62,795   -9,244 6,924 5,097 6,024
               
Assets with the Banking System            
  Balance with other Banks(4) 11,110   122 1,217 -442 1,523
  Money at call and short notice 13,236   3,262 -266 4,375 5,543
  Advances to banks 1,177   -263 -358 -986 -341
  Other assets 923   -26 -321 -743 -443
Investments(5) 2,51,560   8,035 21,379 32,855 39,668
        (3.3) (11.2) (15.0) (18.7)
  Government securities 2,19,901   7,259 22,616 32,944 38,395
  Other approved securities 31,658   775 -1,238 -90 1,272
               
Bank Credit 3,28,132   4,312 1,333 4,053 48,398
        (1.3) (0.5) (1.3) (17.3)
               
  Food Credit 16,079   54 1,306 3,594 7,176
  Non-food credit 3,12,053   4,258 27 459 41,222
               
  Loans, cash-credit and overdrafts 3,00,623   4,117 2,240 5,888 46,761
  Inland bills- purchased 4,151   67 -115 -509 79
    discounted(6) 9,250   -115 -82 -518 727
  Foreign bills-purchased 7,375   -52 -412 -555 138
discounted 6,734   295 -297 -251 694
             
Cash-Deposit Ratio 10.03          
Investment-Deposit Ratio 37.89          
Credit-Deposit Ratio 49.42          

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 6.7 per cent and 18.2 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
  Figures in brackets denote percentage variations in the relevant period.

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