617 भारतीय रिज़र्व बैंक - प्रकाशन
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भारतीय रिज़र्व बैंक

बेटी बचाओ, बेटी पढ़ाओ

प्रकाशन

मुद्रास्फीति पर घरेलू अपेक्षाओं का सर्वेक्षण

आज, रिज़र्व बैंक ने जनवरी 2025 के अपने द्विमासिक मुद्रास्फीति पर घरेलू अपेक्षाओं का सर्वेक्षण (आईईएसएच)1 2 के परिणाम जारी किए हैं। यह सर्वेक्षण 2-11 जनवरी, 2025 के दौरान 19 प्रमुख शहरों में किया गया था, जिसमें 6,096 वैध प्रतिक्रियाएँ मिलीं, और महिला भागीदारी 55.4 प्रतिशत रही।

मुख्य विशेषताएँ:

  1. पिछले सर्वेक्षण दौर की तुलना में परिवारों की औसत मुद्रास्फीति धारणा मामूली रूप से 10 आधार अंक (बीपीएस) घटकर 8.3 प्रतिशत हो गई है [चार्ट 1ए और 1बी; टेबल 3]।

  2. आगामी तीन महीने और एक वर्ष की अवधि के लिए मुद्रास्फीति पर अपेक्षाएँ क्रमश: 20 बीपीएस एवं 10 बीपीएस से बढ़कर 9.3 प्रतिशत और 10.2 प्रतिशत हो गई है [चार्ट 1ए और 1बी; टेबल 3]।

  3. अल्पकालिक के साथ-साथ एक वर्ष आगे, दोनों अवधियों के लिए, सामान्य कीमतों और मुद्रास्फीति में वृद्धि की अपेक्षा करने वाले परिवारों की हिस्सेदारी में वृद्धि हुई है [टेबल 1(ए) और 1(बी)]।

  4. उत्तरदाताओं को उत्पाद समूहों में, विशेष रूप से खाद्य उत्पादों और आवास के लिए, दोनों समय अवधियों में कुछ हद तक उच्च मुद्रास्फीति दबाव की अपेक्षा है [टेबल 1(ए) और 1(बी)]।

  5. परिवारों की एक वर्ष आगे की कीमतों की अपेक्षा, खाद्य कीमतों और आवास संबंधी खर्चों के साथ निकटता से संरेखित है [टेबल 4]।

Chart_1

नोट: कृपया समय क्षृंखला डेटा के लिए एक्सेल फ़ाइल देखें।3

Table 1(a): Product-wise Expectations of Prices for Three Months ahead
(Percentage of Respondents)
Survey period ended Jan-24 Jul-24 Sep-24 Nov-24 Jan-25
General Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Prices will increase 78.2 0.84 82.3 0.77 79.7 0.89 79.3 0.89 81.6 0.79
Price increase more than current rate 54.4 1.09 60.5 1.13 55.5 1.21 53.6 1.24 57.9 1.11
Price increase similar to current rate 19.5 0.80 17.3 0.86 19.2 0.86 19.9 0.87 19.2 0.86
Price increase less than current rate 4.2 0.43 4.5 0.48 5.0 0.55 5.8 0.49 4.4 0.44
No changes in prices 18.3 0.79 14.6 0.71 17.9 0.85 18.7 0.87 16.5 0.76
Decline in prices 3.6 0.37 3.1 0.37 2.5 0.32 2.0 0.29 2.0 0.29
Food Product                    
Prices will increase 80.2 0.77 84.2 0.70 83.9 0.75 83.9 0.75 83.2 0.77
Price increase more than current rate 59.3 1.00 62.1 1.03 60.7 1.07 60.7 1.08 59.3 1.03
Price increase similar to current rate 15.6 0.72 16.0 0.75 16.7 0.77 17.0 0.81 17.3 0.78
Price increase less than current rate 5.4 0.45 6.1 0.52 6.6 0.58 6.2 0.50 6.7 0.53
No changes in prices 12.3 0.65 10.2 0.57 11.2 0.67 11.1 0.64 11.5 0.66
Decline in prices 7.5 0.51 5.6 0.47 4.9 0.42 5.0 0.44 5.3 0.45
Non- Food Product                    
Prices will increase 74.0 0.85 77.0 0.81 76.1 0.92 75.9 0.90 75.2 0.86
Price increase more than current rate 52.3 1.03 54.5 1.10 52.4 1.11 51.7 1.14 52.5 1.04
Price increase similar to current rate 16.4 0.71 16.2 0.79 17.7 0.78 17.9 0.78 16.8 0.74
Price increase less than current rate 5.2 0.45 6.2 0.52 6.1 0.55 6.3 0.50 6.0 0.47
No changes in prices 18.6 0.76 17.6 0.74 19.1 0.85 19.9 0.85 20.4 0.79
Decline in prices 7.4 0.52 5.4 0.48 4.7 0.42 4.2 0.39 4.4 0.40
Household Durables                    
Prices will increase 65.5 0.93 68.2 0.97 64.9 1.03 66.5 1.00 67.0 0.99
Price increase more than current rate 46.3 1.04 49.6 1.09 45.9 1.11 46.3 1.11 46.9 1.09
Price increase similar to current rate 14.5 0.65 13.9 0.73 14.2 0.71 14.5 0.70 14.7 0.71
Price increase less than current rate 4.7 0.42 4.7 0.44 4.7 0.48 5.7 0.50 5.4 0.45
No changes in prices 25.2 0.85 23.4 0.88 25.2 0.97 24.8 0.89 25.3 0.92
Decline in prices 9.4 0.57 8.4 0.58 9.8 0.55 8.7 0.55 7.8 0.50
Cost of Housing                    
Prices will increase 78.4 0.83 78.6 0.84 77.7 0.88 78.9 0.85 78.5 0.91
Price increase more than current rate 58.2 1.05 59.6 1.07 56.9 1.11 57.4 1.14 58.0 1.10
Price increase similar to current rate 16.1 0.72 14.8 0.78 16.3 0.75 16.4 0.76 15.6 0.75
Price increase less than current rate 4.0 0.41 4.1 0.45 4.5 0.48 5.1 0.46 4.9 0.44
No changes in prices 18.1 0.79 18.2 0.78 19.1 0.87 18.2 0.79 18.3 0.87
Decline in prices 3.6 0.34 3.2 0.37 3.3 0.35 2.9 0.33 3.2 0.36
Cost of Services                    
Prices will increase 65.0 0.93 71.0 0.95 66.9 1.04 66.3 0.99 68.4 0.99
Price increase more than current rate 46.1 1.02 52.7 1.12 46.9 1.15 46.6 1.12 48.2 1.10
Price increase similar to current rate 15.0 0.69 13.6 0.70 15.5 0.73 14.8 0.70 14.9 0.74
Price increase less than current rate 3.8 0.37 4.6 0.46 4.5 0.46 5.0 0.44 5.4 0.45
No changes in prices 30.5 0.91 25.3 0.90 29.8 1.01 30.7 0.98 28.4 0.96
Decline in prices 4.5 0.41 3.7 0.38 3.2 0.35 2.9 0.33 3.1 0.36
Note:
1. The table provides estimates and standard errors (SE) for qualitative responses.
2. Constituent items may not add up to the corresponding total, due to rounding off.

Table 1(b): Product-wise Expectations of Prices for One Year ahead
(Percentage of Respondents)
Survey period ended Jan-24 Jul-24 Sep-24 Nov-24 Jan-25
General Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Prices will increase 88.7 0.63 90.6 0.60 89.4 0.73 89.6 0.67 90.6 0.62
Price increase more than current rate 66.3 1.06 68.6 1.12 66.5 1.20 66.9 1.14 68.7 1.06
Price increase similar to current rate 19.1 0.83 18.3 0.86 18.6 0.91 18.6 0.85 18.1 0.87
Price increase less than current rate 3.3 0.36 3.7 0.43 4.4 0.50 4.1 0.40 3.8 0.43
No changes in prices 8.2 0.55 6.6 0.50 8.6 0.67 8.2 0.62 7.4 0.55
Decline in prices 3.0 0.36 2.9 0.35 2.0 0.28 2.2 0.30 2.0 0.29
Food Product                    
Prices will increase 86.4 0.68 87.1 0.65 86.6 0.78 89.0 0.66 88.8 0.65
Price increase more than current rate 63.6 1.03 63.5 1.09 61.8 1.20 64.4 1.13 63.5 1.10
Price increase similar to current rate 18.2 0.77 19.0 0.84 19.2 0.85 19.3 0.87 19.7 0.89
Price increase less than current rate 4.7 0.43 4.6 0.48 5.6 0.55 5.3 0.48 5.6 0.51
No changes in prices 8.7 0.53 7.9 0.52 9.7 0.66 7.3 0.53 7.7 0.55
Decline in prices 4.9 0.43 5.0 0.43 3.8 0.38 3.7 0.38 3.5 0.36
Non- Food Product                    
Prices will increase 82.0 0.80 82.9 0.77 82.4 0.85 81.9 0.81 83.3 0.78
Price increase more than current rate 59.1 1.11 61.2 1.12 58.3 1.20 56.7 1.19 59.4 1.16
Price increase similar to current rate 18.6 0.79 16.9 0.80 18.5 0.83 19.5 0.84 18.6 0.84
Price increase less than current rate 4.4 0.41 4.8 0.46 5.6 0.57 5.6 0.48 5.2 0.46
No changes in prices 13.1 0.66 12.4 0.64 14.0 0.77 14.7 0.76 13.2 0.69
Decline in prices 4.8 0.45 4.7 0.44 3.6 0.37 3.4 0.36 3.6 0.37
Household Durables                    
Prices will increase 74.8 0.84 77.4 0.83 76.2 0.93 76.8 0.90 76.3 0.90
Price increase more than current rate 54.0 1.06 56.6 1.12 54.5 1.16 54.8 1.18 54.3 1.13
Price increase similar to current rate 16.7 0.69 16.1 0.76 16.5 0.79 16.9 0.76 17.0 0.80
Price increase less than current rate 4.1 0.41 4.8 0.49 5.1 0.50 5.0 0.45 5.0 0.47
No changes in prices 18.3 0.75 16.3 0.73 17.3 0.79 17.6 0.81 18.0 0.82
Decline in prices 6.9 0.49 6.3 0.48 6.5 0.49 5.6 0.46 5.6 0.43
Cost of Housing                    
Prices will increase 88.0 0.65 88.2 0.66 87.7 0.74 88.8 0.70 88.7 0.66
Price increase more than current rate 67.7 0.96 66.6 1.05 65.9 1.07 66.7 1.09 67.6 1.05
Price increase similar to current rate 16.7 0.74 17.7 0.80 17.0 0.79 17.6 0.83 17.0 0.80
Price increase less than current rate 3.6 0.40 3.9 0.43 4.8 0.53 4.5 0.45 4.1 0.45
No changes in prices 9.1 0.55 8.6 0.55 8.9 0.60 8.7 0.61 8.8 0.59
Decline in prices 2.9 0.34 3.2 0.36 3.4 0.40 2.5 0.30 2.5 0.31
Cost of Services                    
Prices will increase 79.5 0.78 83.4 0.76 82.2 0.85 81.7 0.90 81.9 0.85
Price increase more than current rate 58.8 1.03 61.6 1.17 58.8 1.18 58.4 1.19 58.8 1.15
Price increase similar to current rate 16.6 0.72 17.4 0.82 17.9 0.80 18.3 0.82 18.2 0.82
Price increase less than current rate 4.1 0.40 4.4 0.45 5.5 0.57 4.9 0.44 5.0 0.47
No changes in prices 17.0 0.72 13.2 0.67 15.3 0.80 15.7 0.84 15.5 0.79
Decline in prices 3.5 0.37 3.4 0.39 2.4 0.30 2.6 0.32 2.6 0.33
Note:
1. The table provides estimates and standard errors (SE) for qualitative responses.
2. Constituent items may not add up to the corresponding total, due to rounding off.

Table 2: Inflation Expectations of Various Groups: Jan-25
  Current Perception Three Months ahead Expectation One Year ahead Expectation
Mean Median Mean Median Mean Median
Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Overall 8.8 0.08 8.3 0.11 9.8 0.09 9.3 0.23 9.9 0.11 10.2 0.07
Gender-wise                        
Male 9.0 0.13 8.4 0.17 9.8 0.14 9.4 0.31 9.9 0.16 10.1 0.15
Female 8.8 0.11 8.2 0.13 9.8 0.12 9.5 0.28 9.9 0.14 10.2 0.09
Category-wise                        
Financial Sector Employees 9.1 0.41 9.1 1.01 10.0 0.45 10.0 0.52 10.3 0.53 10.2 0.52
Other Employees 9.0 0.19 8.4 0.22 10.0 0.19 9.5 0.38 10.0 0.22 10.2 0.16
Self Employed 8.8 0.20 8.1 0.25 9.4 0.21 8.6 0.27 9.7 0.23 9.8 0.32
Homemaker 8.8 0.13 8.2 0.16 9.8 0.14 9.4 0.32 9.8 0.17 10.2 0.12
Retired Persons 9.3 0.35 8.6 0.57 9.9 0.38 9.0 0.69 9.4 0.48 8.7 0.64
Daily Workers 9.0 0.25 8.5 0.35 10.0 0.29 9.9 0.42 10.2 0.34 10.4 0.24
Other category 8.4 0.21 7.9 0.23 9.6 0.23 9.0 0.31 9.8 0.26 10.2 0.23
Age Group-wise                        
Up to 25 years 8.3 0.16 7.7 0.19 9.3 0.17 8.6 0.20 9.7 0.21 9.8 0.28
25 to 30 years 8.6 0.17 8.1 0.19 9.7 0.19 9.6 0.36 9.9 0.23 10.2 0.21
30 to 35 years 8.9 0.19 8.3 0.28 9.9 0.20 9.7 0.40 10.1 0.23 10.3 0.18
35 to 40 years 8.9 0.18 8.4 0.21 9.9 0.20 9.8 0.31 9.9 0.24 10.3 0.14
40 to 45 years 9.0 0.21 8.5 0.28 9.9 0.22 9.6 0.43 10.0 0.26 10.2 0.23
45 to 50 years 9.0 0.23 8.5 0.34 10.0 0.24 9.8 0.52 10.1 0.28 10.4 0.19
50 to 55 years 8.9 0.25 8.2 0.45 9.7 0.28 9.1 0.53 9.6 0.34 9.8 0.55
55 to 60 years 9.2 0.28 8.9 0.47 9.8 0.30 9.1 0.50 9.4 0.34 9.7 0.48
60 years and above 9.2 0.27 8.6 0.58 10.0 0.30 9.3 0.69 9.8 0.34 9.8 0.64
City-wise                        
Ahmedabad 7.5 0.27 6.8 0.33 8.6 0.31 7.8 0.38 8.5 0.37 8.1 0.39
Bengaluru 6.4 0.21 5.6 0.11 7.9 0.25 7.1 0.28 8.4 0.27 7.9 0.28
Bhopal 9.6 0.49 9.6 0.94 10.6 0.43 10.4 0.35 9.9 0.54 10.4 0.34
Bhubaneswar 8.5 0.62 8.4 1.35 10.2 0.69 9.7 1.38 10.8 0.86 10.5 1.21
Chennai 8.7 0.27 9.2 0.70 9.5 0.42 9.7 0.74 10.4 0.53 10.9 0.50
Delhi 10.1 0.21 10.1 0.17 10.3 0.23 10.2 0.26 10.3 0.24 10.5 0.19
Guwahati 9.3 0.75 9.7 0.86 9.9 0.69 9.9 0.97 10.5 0.83 10.4 1.15
Hyderabad 8.2 0.20 7.1 0.42 10.0 0.25 9.3 0.52 10.5 0.34 10.6 0.51
Jaipur 7.6 0.46 7.3 0.62 7.8 0.38 7.6 0.58 7.1 0.56 6.8 0.74
Jammu 10.4 0.54 10.2 0.55 8.8 0.61 8.9 0.79 9.2 0.85 9.8 1.36
Kolkata 11.1 0.30 10.6 0.16 11.6 0.32 11.4 0.70 11.3 0.34 11.6 0.84
Lucknow 8.4 0.42 8.0 0.27 9.2 0.41 8.5 0.25 8.7 0.64 9.1 0.41
Mumbai 8.7 0.20 8.0 0.17 10.2 0.21 10.2 0.16 10.3 0.29 10.6 0.17
Nagpur 9.1 0.39 8.6 0.46 10.4 0.40 9.7 0.54 10.4 0.76 11.1 0.84
Patna 7.8 0.45 7.3 0.36 8.0 0.43 7.8 0.33 8.3 0.52 8.3 0.60
Thiruvananthapuram 7.8 0.74 6.0 1.03 9.1 0.71 7.5 1.12 10.2 0.70 9.4 1.31
Chandigarh 10.6 0.69 10.1 0.52 10.2 0.55 10.1 0.71 10.7 0.68 10.6 0.84
Ranchi 9.0 0.49 8.3 0.37 9.2 0.48 8.5 0.36 9.3 0.76 9.0 0.65
Raipur 9.7 0.91 10.4 0.92 10.0 1.10 10.3 2.21 8.7 1.04 9.9 2.57
Note: The table provides estimates and standard errors (SE) for quantitative responses.

Table 3: Household Inflation Expectations – Current Perception, Three Months and One Year Ahead Expectations
  Current Perception Three Months ahead Expectation One Year ahead Expectation
Mean Median Mean Median Mean Median
Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE Estimate SE
Jan-24 8.8 0.09 8.1 0.12 9.7 0.09 9.2 0.17 9.6 0.10 10.0 0.13
Jul-24 8.9 0.09 8.2 0.12 9.8 0.10 9.4 0.24 9.8 0.11 10.1 0.09
Sep-24 8.6 0.09 8.1 0.13 9.6 0.10 9.2 0.23 9.6 0.12 10.0 0.14
Nov-24 8.9 0.09 8.4 0.13 9.7 0.10 9.1 0.20 9.7 0.12 10.1 0.11
Jan-25 8.8 0.08 8.3 0.11 9.8 0.09 9.3 0.23 9.9 0.11 10.2 0.07
Note: The table provides estimates and standard errors (SE) for quantitative responses.

Table 4: Households Expecting General Price Movements in Coherence with Movements in Price Expectations of Various Product Groups: Three Months Ahead and One Year Ahead
(Percentage of Respondents)
Survey period ended Food Non-Food Household durables Housing Cost of services
Three Months Ahead
Jan-24 65.2 65.4 60.8 64.2 65.8
Jul-24 66.3 66.2 61.7 66.3 68.4
Sep-24 66.0 66.4 61.6 65.6 67.5
Nov-24 65.7 66.2 61.0 64.1 71.3
Jan-25 66.2 66.2 61.1 65.3 66.0
One Year Ahead
Jan-24 76.5 74.1 67.9 74.9 74.6
Jul-24 76.3 74.6 69.6 77.1 76.2
Sep-24 78.8 75.1 68.7 77.9 75.9
Nov-24 79.6 73.8 70.1 75.7 74.4
Jan-25 75.3 73.1 67.8 75.3 73.9

Table 5(a): Cross-tabulation of Number of Respondents by Current Inflation Perception and Three Months Ahead Inflation Expectations: Jan-25
Three Months Ahead Inflation Rate (per cent)
Current Inflation Rate (per cent)   <1 1-<2 2-<3 3-<4 4-<5 5-<6 6-<7 7-<8 8-<9 9-<10 10-<11 11-<12 12-<13 13-<14 14-<15 15-<16 >=16 No idea Total
<1 8 2 3 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 16
1-<2 0 18 23 4 1 3 1 0 0 0 1 0 0 0 0 0 0 0 51
2-<3 0 10 84 47 33 17 3 0 0 0 0 0 0 0 0 0 0 0 194
3-<4 0 2 8 88 50 52 13 2 2 0 8 0 4 0 0 0 0 0 229
4-<5 0 1 8 0 121 79 56 18 8 1 19 12 16 5 1 7 3 0 355
5-<6 0 3 11 28 14 464 183 213 88 7 117 1 2 0 1 5 16 0 1153
6-<7 0 1 1 3 2 6 162 103 67 27 27 1 6 0 0 2 1 0 409
7-<8 0 0 4 0 0 12 5 194 136 51 65 4 5 0 5 3 3 0 487
8-<9 0 1 0 1 4 7 5 7 218 98 154 27 28 5 1 6 3 0 565
9-<10 0 2 3 1 0 1 7 1 2 97 59 19 25 5 3 1 1 0 227
10-<11 0 6 12 10 6 26 2 5 8 7 385 79 230 56 17 260 73 1 1183
11-<12 2 5 0 6 0 1 0 0 1 0 1 10 17 4 1 4 2 0 54
12-<13 0 1 6 11 6 14 11 4 0 1 1 0 46 17 32 30 10 0 190
13-<14 0 0 0 0 0 1 1 0 0 0 0 0 0 7 2 6 0 0 17
14-<15 0 0 0 0 0 1 2 0 1 0 0 0 1 0 8 6 9 0 28
15-<16 0 1 1 2 0 21 23 1 2 1 4 0 0 0 0 54 135 0 245
>=16 0 1 0 2 4 32 9 1 1 0 14 0 0 0 0 0 628 1 693
Total 10 54 164 205 242 737 483 549 534 290 855 153 380 99 71 384 884 2 6096


Table 5(b): Cross-tabulation of Number of Respondents by Current Inflation Perception and One Year Ahead Inflation Expectations: Jan-25
One Year Ahead Inflation Rate (per cent)
Current Inflation Rate (per cent)   <1 1-<2 2-<3 3-<4 4-<5 5-<6 6-<7 7-<8 8-<9 9-<10 10-<11 11-<12 12-<13 13-<14 14-<15 15-<16 >=16 No idea Total
<1 5 4 3 2 1 1 0 0 0 0 0 0 0 0 0 0 0 0 16
1-<2 2 12 19 11 0 6 1 0 0 0 0 0 0 0 0 0 0 0 51
2-<3 24 3 33 55 50 20 5 1 1 0 2 0 0 0 0 0 0 0 194
3-<4 29 0 3 33 47 71 21 9 6 2 5 0 1 0 0 1 1 0 229
4-<5 39 1 0 2 50 73 67 24 20 5 17 5 20 5 6 9 12 0 355
5-<6 119 0 0 6 7 272 145 185 116 35 200 7 9 1 1 30 20 0 1153
6-<7 39 0 1 1 0 4 79 86 84 33 42 9 20 1 0 2 8 0 409
7-<8 58 0 0 0 1 1 3 91 98 69 103 10 22 1 2 17 10 1 487
8-<9 54 0 0 0 0 6 5 5 96 56 176 31 70 22 9 19 16 0 565
9-<10 29 0 0 0 0 0 0 2 1 43 53 22 39 9 6 18 5 0 227
10-<11 67 2 7 9 10 16 8 4 7 2 233 54 195 59 24 302 184 0 1183
11-<12 12 0 0 0 0 0 0 0 0 0 0 10 15 4 3 6 4 0 54
12-<13 15 2 3 4 4 15 9 4 1 2 0 0 28 14 36 32 21 0 190
13-<14 4 0 0 0 0 0 0 0 0 0 0 0 0 4 1 6 2 0 17
14-<15 1 0 0 0 1 0 0 0 0 0 0 0 0 0 2 10 14 0 28
15-<16 16 0 0 0 8 4 1 1 1 1 3 0 1 0 0 46 163 0 245
>=16 62 0 0 1 4 1 0 0 0 2 11 0 0 0 0 14 597 1 693
Total 575 24 69 124 183 490 344 412 431 250 845 148 420 120 90 512 1057 2 6096

1 यह सर्वेक्षण भारतीय रिज़र्व बैंक के द्वारा द्विमाही अंतरालों पर संचालित किया जाता है; यह निकट भविष्य में मुद्रास्फीतिकारी दबावों पर उत्तरदाताओं से प्राप्त निदेशात्मक जानकारी प्रदान करता है और उनकी स्वयं की खपत प्रवृत्ति को प्रतिबिंबित करता है। सर्वेक्षण के परिणाम उत्तरदाताओं के विचारों को दर्शाते हैं, जो जरूरी नहीं कि रिज़र्व बैंक द्वारा मान्यता प्राप्त हों।

2 मुद्रास्फीति प्रत्याशाओं के सभी अनुमान मीडियन के रूप में दिए गए हैं, जब तक अन्यथा न कहा गया हो।

3 पिछले सर्वेक्षण चक्र के परिणाम बैंक की वेबसाइट पर  दिसंबर 06, 2024 को जारी किए गए थे। सर्वेक्षण के पिछले चक्रों के लिए यूनिट-स्तर के डेटा, बैंक के भारतीय अर्थव्यवस्था पर डेटाबेस (DBIE) पोर्टल (वेबलिंक : https://data.rbi.org.in/DBIE/#/dbie/home) पर 'यूनिट-स्तर डेटा' शीर्षक के अंतर्गत उपलब्ध हैं।

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