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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Jul 23, 2025
(₹ Crore)
Item Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month
2024-25 2024 2025
May 31 May 2 May 16 May 30
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 22228885 20759181 22692716 22540682 22826770
  (22288331) (20854359) (22750049) (22596898) (22881810)
1.1.1 Demand Deposits 2698049 2506493 2918313 2841916 2988921
1.1.2 Time Deposits of Residents 19530836 18252688 19774404 19698766 19837850
  (19590283) (18347866) (19831736) (19754982) (19892889)
1.1.2.1 Short-term Time Deposits 8788876 8213709 8898482 8864445 8927032
1.1.2.1.1 Certificates of Deposits (CDs) 527375 364274 513793 504085 516544
1.1.2.2 Long-term Time Deposits 10741960 10038978 10875922 10834322 10910817
1.2 Call/Term Funding from Financial Institutions 915248 738925 868679 893728 895727
2 Sources          
2.1 Domestic Credit 25687563 23482493 25815029 25724820 25817693
  (26156690) (24078453) (26272101) (26178110) (26263254)
2.1.1 Credit to the Government 6649537 6097590 6666426 6637365 6659581
  (6697298) (6182473) (6713010) (6683948) (6706169)
2.1.2 Credit to the Commercial Sector 19038025 17384902 19148603 19087455 19158112
  (19459392) (17895981) (19559092) (19494162) (19557085)
2.1.2.1 Bank Credit 17822605 16271803 17874468 17821005 17888404
  (18243972) (16782882) (18284957) (18227712) (18287377)
2.1.2.1.1 Non-food Credit 17786074 16231544 17812022 17752927 17817823
  (18207441) (16742623) (18222511) (18159634) (18216796)
2.1.2.2 Net Credit to Primary Dealers 15458 19488 26361 16141 18396
2.1.2.3 Investments in Other Approved Securities 630 1029 614 528 548
2.1.2.4 Other Investments (in non-SLR Securities) 1199332 1092582 1247161 1249781 1250763
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 54514 -131107 85785 38590 67787
2.2.1 Foreign Currency Assets 529621 259269 543751 505533 530021
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 292270 232847 284196 290689 290733
2.2.3 Overseas Foreign Currency Borrowings 182837 157529 173771 176253 171501
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 1165137 1055398 1195539 1280929 1265837
2.3.1 Balances with the RBI 926001 951109 933070 928136 956086
2.3.2 Cash in Hand 81874 90895 85894 85968 87179
2.3.3 Loans and Advances from the RBI -157261 -13394 -176575 -266825 -222572
2.4 Capital Account 2581908 2476644 2749439 2824155 2840880
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 1181172 432034 785520 785775 587940
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 878795 809832 858562 823277 863072
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 118268 180513 141173 129532 115343
Figures in parentheses include the impact of merger of a non-bank with a bank.

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