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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Nov 24, 2025
(₹ Crore)
Item Outstanding as on last reporting Fortnights of the month/ reporting Fortnights of the month
2024-25 2024 2025
Sep. 20 Aug. 22 Sep. 5 Sep. 19
1 2 3 4 5
1 Components          
1.1 Aggregate Deposits of Residents 22288331 21238985 23205355 23366575 23244558
1.1.1 Demand Deposits 2698049 2498373 2889395 2891510 2861501
1.1.2 Time Deposits of Residents 19590283 18740611 20315960 20475064 20383057
1.1.2.1 Short-term Time Deposits 8815627 8433275 9142182 9213779 9172375
1.1.2.1.1 Certificates of Deposits (CDs) 527375 467853 494788 495811 495098
1.1.2.2 Long-term Time Deposits 10774655 10307336 11173778 11261285 11210681
1.2 Call/Term Funding from Financial Institutions 915248 879626 862409 816569 858523
2 Sources          
2.1 Domestic Credit 26156690 24696244 26664877 26892214 27020089
2.1.1 Credit to the Government 6697298 6401753 6756507 6819538 6845762
2.1.2 Credit to the Commercial Sector 19459392 18294491 19908370 20072676 20174327
2.1.2.1 Bank Credit 18243972 17125052 18646842 18800686 18902861
2.1.2.1.1 Non-food Credit 18207441 17105126 18596386 18755105 18857577
2.1.2.2 Net Credit to Primary Dealers 15458 15588 16319 12107 15882
2.1.2.3 Investments in Other Approved Securities 630 649 459 459 519
2.1.2.4 Other Investments (in non-SLR Securities) 1199332 1153202 1244750 1259425 1255065
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 54514 -82683 115008 89529 91741
2.2.1 Foreign Currency Assets 529621 358411 554451 533548 535782
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 292270 266682 299180 302335 301953
2.2.3 Overseas Foreign Currency Borrowings 182837 174411 140262 141683 142088
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 791777 1077119 1246606 1306061 1033131
2.3.1 Balances with the RBI 882415 956255 932900 926601 884937
2.3.2 Cash in Hand 81874 86246 83854 84106 81405
2.3.3 Loans and Advances from the RBI 172512 -34618 -229852 -295354 -66788
2.4 Capital Account 2581908 2538975 2927326 2928696 2930377
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 1217493 1033095 1031402 1175964 1111502
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 878795 856786 893063 973717 932337
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 118268 131836 115916 91948 97319

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