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Annual Report

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(40 kb)
Date : Aug 29, 2016
List of Abbreviations
AA Account Aggregator
ACU Asian Clearing Union
AD Authorised Dealer
ADF Automated Data Flow
ADR American Depository Receipts
AIFIs All-India Financial Institutions
AMRMS Audit Management and Risk Monitoring System
ANBC Adjusted Net Bank Credit
AQR Asset Quality Review
ARCs Asset Reconstruction Companies
ARMS Audit and Risk Management Sub-Committee
ATBs Auction Treasury Bills
ATMs Automated Teller Machines
B2B Business-to-Business
B2C Business-to-Consumer
BAs Business Areas
BBB Banks Board Bureau
BBPCU Bharat Bill Payment Central Unit
BBPOU Bharat Bill Payment Operating Unit
BBPS Bharat Bill Payment System
BC Business Correspondent
BCBS Basel Committee on Banking Supervision
BCM Business Continuity Management
BCP Business Continuity Plans
BCSBI Banking Codes and Standards Board of India
BE Budget Estimates
BFS Board for Financial Supervision
BIA Business Impact Analysis
BIS Bank for International Settlements
BO Banking Ombudsman
BoJ Bank of Japan
BoP Balance of Payment
BPO Business Process Outsourcing
BPR Business Process Reengineering
bps Basis Points
BPSS Board for Payment and Settlement System
BRBNMPL Bharatiya Reserve Bank Note Mudran Private Limited
BRICS Brazil, Russia, India, China and South Africa
BSBDA Basic Savings Bank Deposit Account
BSC Building Sub-Committee
CAB College of Agricultural Banking
CAD Current Account Deficit
CAFRAL Centre for Advanced Financial Research and Learning
CAP Corrective Action Plan
CBLO Collateralised Borrowing and Lending Obligation
CBRMC Central Bank Risk Managers’ Conference
CBs Central Banks
CBS Core Banking Solution
CCB Committee of the Central Board
CCC Cash Coordination Committee
CCIL Clearing Corporation of India Limited
CCP Central Counter Party
CCR Counterparty Credit Risk
CCSO Chief Customer Service Officer
CCTV Closed Circuit Television
CD Certificate of Deposit
CDES Currency Distribution & Exchange Scheme
CDS Credit Default Swaps
CEPD Consumer Education and Protection Department
CERT-In Indian Computer Emergency Response Team
CGFS Committee on the Global Financial System
CGM Chief General Manager
CGTMSE Credit Guarantee Trust for Micro and Small Enterprises
CIC Currency in Circulation
CKYCR Central Know Your Customer Registry
CLSS Credit Linked Subsidy Scheme
CMA Currency Management Architecture
CODs Central Office Departments
CoR Certificate of Registration
CPC Central Pay Commission
CPC Cheque Processing Centre
CPI Consumer Price Index
CPI-AL Consumer Price Index-Agricultural Labourers
CPI-C Consumer Price Index-Combined
CPI-IW Consumer Price Index-Industrial Workers
CPI-RL Consumer Price Index-Rural Labourers
CPMI Committee on Payments and Market Infrastructure
CPs Commercial Papers
CRA Contingent Reserve Arrangement
CRILC Central Repository of Information on Large Credits
CRR Cash Reserve Ratio
CSBD Corporate Strategy and Budget Management
CSF Consolidated Sinking Fund
CSO Central Statistics Office
CTS Cheque Truncation System
DBR Department of Banking Regulation
DBS Department of Banking Supervision
DCBR Department of Co-operative Bank Regulation
DCBS Department of Co-operative Bank Supervision
DCCBs District Central Co-operative Banks
DCS Department of Corporate Services
DEIO Department of External Investments and Operations
DEPR Department of Economic and Policy Research
DGBA Department of Government and Bank Accounts
DICGC Deposit Insurance and Credit Guarantee Corporation
DIF Deposit Insurance Fund
DISCOM Distribution Company
DIT Department of Information Technology
DNBS Department of Non-Banking Supervision
DP Discussion Paper
DPSS Department of Payment and Settlement Systems
DRATs Debt Recovery Appellate Tribunals
DRG Development Research Group
DRTs Debt Recovery Tribunals
DSIM Department of Statistics and Information Management
e-baat Electronic Banking Awareness and Training
ECB European Central Bank
ECBs External Commercial Borrowings
ECL Expected Credit Loss
ECS Electronic Clearing Service
EDMS Electronic Document Management System
EDPMS Export Data Processing and Monitoring System
EEFC Exchange Earners’ Foreign Currency
EMEs Emerging Market Economies
EMV Europay, Mastercard and Visa
ERM Enterprise-wide Risk Management
ESOP Employee Stock Option
ETCD Exchange Traded Currency Derivatives
EV Enterprise Vault
EWS Early Warning System
EXIM Bank Export Import Bank of India
FBIL Financial Benchmark India Private Limited
FCA Foreign Currency Assets
FCCB Foreign Currency Convertible Bond
FC-GPR Foreign Currency Gross Provisional Return
FCNR(B) Foreign Currency Non-Resident (Bank) Account
FCs Financial Conglomerates
FC-TRS Foreign Currency Transfer of Shares
FCY Foreign Currency
FCY-INR Foreign Currency-Indian Rupee
FDI Foreign Direct Investment
FED Foreign Exchange Department
FEMA Foreign Exchange Management Act
FER Foreign Exchange Reserves
FETERS Foreign Exchange Transactions Electronic Reporting System
FFMC Full Fledged Money Changers
FIAC Financial Inclusion Advisory Committee
FIDD Financial Inclusion Development Department
FIF Financial Inclusion Fund
FII Foreign Institutional Investor
FIMMDA Fixed Income Money Market and Derivatives Association of India
FinTech Financial Technology
FIP Financial Inclusion Plan
FIRM Food Inflation Research and Measurement
FIT Flexible Inflation Targeting
FITF Financial Inclusion Technology Fund
FLCs Financial Literacy Centers
FMIs Financial Market Infrastructures
FMOD Financial Markets Operations Department
FMRD Financial Markets Regulation Department
FOMC Federal Open Market Committee
FPI Foreign Portfolio Investment
FSAP Financial Sector Assessment Programme
FSB Financial Stability Board
FSDC Financial Stability and Development Council
FSDC-SC Financial Stability and Development Council Sub committee
FSR Financial Stability Report
FSU Financial Stability Unit
FWG Framework Working Group
GCC General Credit Card
GDP Gross Domestic Product
GDR Global Depository Receipts
GFCE Government Final Consumption Expenditure
GFCF Gross Fixed Capital Formation
GFD Gross Fiscal Deficit
GFSG Green Finance Study Group
GNDI Gross National Disposable Income
GoI Government of India
GRF Guarantee Redemption Funds
G-secs Government Securities
GSIBs Global Systemically Important Banks
GST Goods and Services Tax
GSTN Goods and Services Tax Network
GVA Gross Value Added
HFCs Housing Finance Companies
HPC High Powered Committee on UCBs
HQLA High Quality Liquid Assets
HRMD Human Resource Management Department
HRM-SC Human Resource Management Sub-Committee
HTM Held-to-Maturity
IADI International Association of Deposit Insurers
IASS Integrated Accounting Software Solution
IBA Indian Banks’ Association
IBS International Banking Statistics
ICD Institute for Capacity Development
ICSDs International Central Securities Depositories
ICT Information & Communication Technology
IDBI Industrial Development Bank of India
IDPMS Import Data Processing and Monitoring System
IDRBT Institute for Development and Research in Banking Technology
IFC International Finance Corporation
IFCs Infrastructure Finance Companies
IFI International Financial Institution
IFRS International Financial Reporting Standards
IFTAS Indian Financial Technology and Allied Services
IGIDR Indira Gandhi Institute of Development Research
IIBM International Institute of Business Management
IIP Index of Industrial Production
IMF International Monetary Fund
IMPS Immediate Payment Service
Ind AS Indian Accounting Standards
INR Indian Rupee
IORWG International Operational Risk Working Group
IOSCO International Organisation of Securities Commission
IPOs Initial Public Offerings
IRDA Insurance Regulatory and Development Authority
IRF Inter-Regulatory Forum
IRS Interest Rate Swaps
IRTG Inter-Regulatory Technical Group
IS Information Security
ISI Indian Statistical Institute
ISO International Standardisation Organisation
ISOC Information Security Operations Centre
ISPB Index of Service Production for Banking Sector
IT Information Technology
ITBs Intermediate Treasury Bills
IT-SC Information Technology Sub-Committee
JLF Joint Lenders’ Forum
KCC Kisan Credit Card
kWp Kilowatt Peak
KYC Know Your Customer
LABs Local Area Banks
LAF Liquidity Adjustment Facility
LCR Liquidity Coverage Ratio
LEF Large Exposures Framework
LEI Legal Entity Identifier
LLP Limited Liability Partnership
LMS Litigation Management System
LPA Long Period Average
LPG Liquefied Petroleum Gas
MAT Minimum Alternate Tax
MCA Ministry of Corporate Affairs
MCCs Mega Currency Chests
MCLR Marginal Cost of Funds Based Lending Rate
MDR Merchant Discount Rates
MEP Minimum Export Price
MFI Multilateral Financial Institution
MIBOR Mumbai Inter-bank Offer Rate
MICR Magnetic Ink Character Recognition
MIS Management Information System
MIU Market Intelligence Unit
MMS Mail Messaging System
MGNREGA Mahatma Gandhi National Rural Employment Guarantee Act
MoP Ministry of Power
MoU Memorandum of Understanding
MPC Monetary Policy Committee
MPD Monetary Policy Department
MPFA Monetary Policy Framework Agreement
MPR Monetary Policy Report
MSCI Morgan Stanley Capital International
MSEs Micro and Small Enterprises
MSF Marginal Standing Facility
MSMEs Micro, Small and Medium Enterprises
MSPs Minimum Support Prices
MTDS Medium-Term Debt Management Strategy
MTF Medium-Term Framework
MTS Mass Transit System
MTSS Money Transfer Service Scheme
NABARD National Bank for Agriculture and Rural Development
NACH National Automated Clearing House
NAMCABS National Mission for Capacity Building of Bankers for Financing MSME Sector
NBFC Non-Banking Financial Company
NBFC-AA NBFC- Account Aggregator
NDA Net Domestic Assets
NDS-OM Negotiated Dealing System-Order Matching
NDTL Net Demand and Time Liabilities
NEFT National Electronic Funds Transfer
NFA Net Foreign Assets
NFC Non Food Credit
NFS National Financial Switch
NGOs Non-Government Organisations
NHB National Housing Bank
NIBM National Institute of Bank Management
NOF Net Owned Funds
NOFHC Non-Operative Financial Holding Company
NPA Non-Performing Asset
NPCI National Payments Corporation of India
NPI Non-Performing Investment
NPLL Normally Permitted Lending Limit
NPS National Pension System
NRIs Non-Resident Indians
NRLM National Rural Livelihood Mission
NRO Non-Resident Ordinary Rupee
NSEL National Spot Exchange Limited
NSFR Net Stable Funding Ratio
OBE Off Balance Sheet Exposures
OBO Office of Banking Ombudsman
OD Overdraft Facility
O-in-Charge Officer-in-Charge
OMO Open Market Operations
ORM Operational Risk Management
OROP One Rank One Pension
OSMOS Off-Site Monitoring and Surveillance System
OTC Over the Counter
P2P Peer-to-Peer
PACS Primary Agricultural Co-operative Societies
PDMA Public Debt Management Agency
PDs Primary Dealers
PFCE Private Final Consumption Expenditure
PFMIs Principles for Financial Market Infrastructures
PIOs Person of Indian Origin
PMG Project Monitoring Group
PMI Purchasing Managers Index
PMJDY Pradhan Mantri Jan-Dhan Yojana
POL Petroleum, Oil and Lubricant
PoP Point of Presence
PoS Point of Sale
PPIs Prepaid Payment Instruments
PSBs Public Sector Banks
PSLCs Priority Sector Lending Certificates
PSOs Payment System Operators
PSS Payment and Settlement Systems Act
PSU Public Sector Unit/Undertaking
QCCP Qualified Central Counterparty
QIB Qualified Institutional Buyer
QPM Quarterly Projection Model
RAF Risk Appetitie Framework
RBI Reserve Bank of India
RBIA Risk-Based Internal Audit
RBIQ Reserve Bank of India Quiz
RBS Risk-Based Supervision
RBSC Reserve Bank Staff College
RD Revenue Deficit
RDDBFI Recovery of Debts Due to Banks and Financial Institutions
RDs Regional Directors
RE Revised Estimate
ReBIT Reserve Bank Information Technology Private Limited
REER Real Effective Exchange Rate
RFP Request For Proposal
RGG Returns Governance Group
RGS Risk Governance Structure
RHF Rural Housing Fund
RIDF Rural Infrastructure Development Fund
RM Reserve Money
RMD Risk Monitoring Department
RO Regional Office
RoA Return on Assets
RRBs Regional Rural Banks
RRs Risk Registers
RTGS Real Time Gross Settlement System
RTI Right to Information Act
RTL Risk Tolerance Limit
RTS Risk Tolerance Statement
SAARC South Asian Association for Regional Cooperation
SARFAESI Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest
SBAs Small Borrowal Accounts
SBI State Bank of India
SCB Scheduled Commercial Banks
SDDS Special Data Dissemination Standards
SDL State Development Loans
SDR Strategic Debt Restructuring
SEACEN South East Asian Central Banks
SEBI Securities and Exchange Board of India
SFBs Small Finance Banks
SFMS Structured Financial Messaging System
SFS State Finance Secretaries
SG State Government
SGB Sovereign Gold Bond
SHGs Self-Help Groups
SIDBI Small Industries Development Bank of India
SIDSPL SWIFT India Domestic Services Private Limited
SIFMIs Systemically Important Financial Market Infrastructures
SLBCs State Level Bankers’ Committees
SLR Statutory Liquidity Ratio
SME Small and Medium Enterprises
SNRR Special Non- Resident Rupee
SPARC Supervisory Programme for Assessment of Risk and Capital
SPMCIL Security Printing and Minting Corporation of India Limited
SRs Security Receipts
StCBs State Co-operative Banks
STOs State Treasury Offices
STP Straight-Through Processing
STRIPS Separate Trading of Registered Interest and Principal of Securities
SWIFT Society for Worldwide Interbank Financial Telecommunication
SWIPS System-Wide Important Payment Systems
TAC Technical Advisory Committee
TAG Technical Advisory Group
T-Bills Treasury Bills
TDS Tax Deduction at Source
TE Training Establishment
TLAC Total Loss Absorption Capacity
TReDS Trade Receivable and Discounting System
TV Television
UAE United Arab Emirates
UCBs Urban Co-operative Banks
UDAY Ujwal Discom Assurance Yojana
UHF Urban Housing Fund
UN-ESCAP United Nations Economic and Social Commission for Asia and the Pacific
VAPT Vulnerability Assessment and Penetration Testing
VaR Value at Risk
VECM Vector Error Correction Model
VOFs Visiting Officers Flat
WACR Weighted Average Call Rate
WALR Weighted Average Lending Rate
WI When Issued
WLAs White Label ATMs
WMA Ways and Means Advances
WP Working Paper
WPI Wholesale Price Index
XBRL eXtensible Business Reporting Language
y-o-y Year-on-Year