| ABCI | Association of Business Communicators of India |
| ACBs | Audit Committee of Boards |
| AD | Authorised Dealer |
| ADEPT | Automated Data Extraction Project |
| AEs | Advanced Economies |
| AFCs | Asset Finance Companies |
| AHIDF | Animal Husbandry and Infrastructure Development Fund |
| AIFIs | All India Financial Institutions |
| AML | Anti-Money Laundering |
| AMRMS | Audit Management and Risk Monitoring System |
| ANBC | Adjusted Net Bank Credit |
| ANOVA | Analysis of Variance |
| APMCs | Agricultural Produce Market Committees |
| ARCs | Asset Reconstruction Companies |
| ARMS | Audit and Risk Management Sub-Committee |
| ATBs | Auction Treasury Bills |
| AUM | Assets Under Management |
| BAs | Business Areas |
| BBF | BRICS Bond Fund |
| BBPOU | Bharat Bill Payment Operating Unit |
| BBPS | Bharat Bill Payment System |
| BC | Business Correspondent |
| BCBS | Basel Committee on Banking Supervision |
| BCM | Business Continuity Management |
| BCP | Basel Core Principles |
| BCPs | Business Continuity Plans |
| BFS | Board for Financial Supervision |
| BHIM | Bharat Interface for Money |
| BIS | Bank for International Settlements |
| BNPMIPL | Bank Note Paper Mill India Private Limited |
| BOS | Banking Ombudsman Scheme |
| BPSS | Board for Regulation and Supervision of Payment and Settlement Systems |
| BRBNMPL | Bharatiya Reserve Bank Note Mudran Private Limited |
| BRRD | Bank Recovery and Resolution Directive |
| BSBDAs | Basic Savings Bank Deposit Accounts |
| BSR | Basic Statistical Return |
| CACP | Commission for Agricultural Costs and Prices |
| CBLO | Collateralised Borrowing and Lending Obligation |
| CBOE | Chicago Board Options Exchange |
| CBRs | Correspondent Banking Relationships |
| CCB | Capital Conservation Buffer |
| CCB | Committee of the Central Board |
| CCCs | Certified Credit Counsellors |
| CCP | Central Counterparty |
| CCS | Consumer Confidence Survey |
| CDES | Currency Distribution and Exchange Scheme |
| CDR | Corporate Debt Restructuring |
| CDS | Credit Default Swap |
| CEOBE | Credit Equivalent of Off-Balance Sheet Exposure |
| CEOs | Chief Executive Officers |
| CEPD | Consumer Education and Protection Department |
| CFL | Centres for Financial Literacy |
| CFR | Central Fraud Registry |
| CFT | Combating the Financing of Terrorism |
| CFTC | Commodity Futures Trading Commission |
| CGFS | Committee on the Global Financial System |
| CIMS | Centralised Information Management System |
| CIR | Credit Information Report |
| CIs | Credit Institutions |
| CISBI | Central Information System for Banking Infrastructure |
| CLs | Contingent Liabilities |
| CLSS | Credit Linked Subsidy Scheme |
| CMS | Complaint Management System |
| CP | Commercial Paper |
| CPC | Central Pay Commission |
| CPMI-IOSCO | Committee on Payments and Market Infrastructures-International Organization of Securities Commissions |
| CRA | Contingent Reserve Arrangement |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRILC | Central Repository of Information on Large Credits |
| CRR | Cash Reserve Ratio |
| CSAA | Control Self-Assessment Audit |
| CSBD | Corporate Strategy and Budget Department |
| CSF | Consolidated Sinking Fund |
| CSITE | Cyber Security and Information Technology Examination |
| CTS | Cheque Truncation System |
| CU | Capacity Utilisation |
| CVPS | Currency Verification and Processing System |
| CWBN | Cylinder Watermarked Bank Note |
| DBT | Direct Benefit Transfer |
| DDoS | Distributed Denial of Service |
| DGFT | Directorate General of Foreign Trade |
| DGS | Data Governance Sub-Group |
| DIAs | Deposit Insurance Agencies |
| DIF | Deposit Insurance Fund |
| DLT | Distributed Ledger Technology |
| DSGE | Dynamic Stochastic General Equilibrium |
| EBITDA | Earnings Before Interest, Taxes, Depreciation and Amortisation |
| EDC | Executive Directors’ Committee |
| EDF | Export Declaration Form |
| EDMS | Electronic Documents Management System |
| EDPMS | Export Data Processing and Monitoring System |
| EFD | Enforcement Department |
| EKP | Enterprise Knowledge Portal |
| EMEs | Emerging Market Economies |
| ERM | Enterprise-Wide Risk Management |
| ETCD | Exchange Traded Currency Derivatives |
| FAIDF | Fisheries and Aquaculture Infrastructure Development Fund |
| FATF | Financial Action Task Force |
| FBIL | Financial Benchmarks India Private Limited |
| FC | Finance Commission |
| FCA | Foreign Currency Assets |
| FCCB | Foreign Currency Convertible Bonds |
| FCNR(B) | Foreign Currency Non-resident (Bank) Account Deposits |
| FEMA | Foreign Exchange Management Act |
| FER | Foreign Exchange Reserves |
| FIAC | Financial Inclusion Advisory Committee |
| FICN | Fake Indian Currency Notes |
| FIPs | Financial Inclusion Plans |
| FLCs | Financial Literacy Centres |
| FMCBG | Finance Ministers and Central Bank Governors |
| FMIs | Financial Market Infrastructures |
| FPI | Foreign Portfolio Investment/Investor |
| FPOs | Farmer Producers Organisations |
| FRBs | Floating Rate Bonds |
| FSAP | Financial Sector Assessment Programme |
| FSB | Financial Stability Board |
| FSDC | Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FSSA | Financial System Stability Assessment |
| FWG | Framework Working Group |
| GARCH | Generalized Autoregressive Conditional Heteroskedasticity |
| GCC | General Credit Card |
| GFCE | Government Final Consumption Expenditure |
| GFXC | Global Foreign Exchange Committee |
| GMM | Generalised Method of Moments |
| GNDI | Gross National Disposable Income |
| GRF | Guarantee Redemption Fund |
| GRQ | General Review of Quotas |
| G-secs | Government Securities |
| GSTN | Goods and Services Tax Network |
| GVA | Gross Value Added |
| HAP | Hamburg Action Plan |
| HFCs | Housing Finance Companies |
| HLCCSM | High Level Committee on Currency Storage and Movement |
| HQLA | High Quality Liquid Assets |
| HRIDAY | National Heritage City Development and Augmentation Yojana |
| HRM-SC | Human Resource Management Sub-Committee |
| HTF | High Level Task Force |
| HTM | Held to Maturity |
| IADI | International Association of Deposit Insurers |
| IBBI | Insolvency and Bankruptcy Board of India |
| IBC | Insolvency and Bankruptcy Code |
| ICCOMS | Integrated Computerised Currency Operations Management System |
| IDRBT | Institute for Development and Research in Banking Technology |
| IEPF | Investor Education and Protection Fund |
| IESH | Inflation Expectations Survey of Households |
| IFA | International Financial Architecture |
| IFRS | International Financial Reporting Standards |
| IFTAS | Indian Financial Technology and Allied Services |
| IIBs | Inflation Indexed Bonds |
| IMD | India Meteorological Department |
| IMFC | International Monetary and Financial Committee |
| InvIT | Infrastructure Investment Trusts |
| IOS | Industrial Outlook Survey |
| IPCCTV | Internet Protocol based Closed-Circuit Television |
| IPOs | Initial Public Offers |
| IRAC | Income Recognition and Asset Classification |
| IRF | Interest Rate Futures |
| IROs | Interest Rate Options |
| IRTG | Inter-Regulatory Technical Group |
| IS | Information Systems |
| ISINs | International Securities Identification Numbers |
| ISO | International Organization for Standardization |
| iSOC | Information Security Operation Centre |
| ISS | Integrated Security System |
| IT | Inflation Targeting |
| IT | Information Technology |
| IT-SC | Information Technology Sub-Committee |
| IU | Information Utility |
| IVRS | Interactive Voice Response System |
| IWG | Infrastructure Working Group |
| JLFs | Joint Lenders’ Forums |
| JTCC | Joint Technical Coordination Committee |
| LAF | Liquidity Adjustment Facility |
| LBS | Lead Bank Scheme |
| LCR | Liquidity Coverage Ratio |
| LEI | Legal Entity Identifier |
| LFXC | Local Foreign Exchange Committee |
| LIBOR | London Inter-bank Offered Rate |
| LICs | Low-Income Countries |
| LPA | Long Period Average |
| LSE | London School of Economics |
| LTCG | Long Term Capital Gains |
| LTV | Long Term Visa |
| MDR | Merchant Discount Rate |
| MEP | Minimum Export Price |
| MGNREGS | Mahatma Gandhi National Rural Employment Guarantee Scheme |
| MIFOR | Mumbai Inter-bank Forward Offer Rate |
| MIOIS | Mumbai Inter-bank Overnight Indexed Swaps |
| MLIs | Member Lending Institutions |
| MoU | Memorandum of Understanding |
| MPC | Monetary Policy Committee |
| MROR | Market Repo Overnight Rate |
| MSF | Marginal Standing Facility |
| MSMEs | Micro, Small and Medium Enterprises |
| MSS | Market Stabilisation Scheme |
| MTDS | Medium-Term Debt Strategy |
| MUNFI | Monitoring Universe of Non-Bank Financial Intermediation |
| NACH | National Automated Clearing House |
| NBFC-AA | NBFC-Account Aggregator |
| NBFC-D | Deposit taking NBFC |
| NBFC-ND | Non-Deposit taking NBFC |
| NBFC-ND-SI | Systemically Important Non-Deposit taking NBFC |
| NBFC-P2P | NBFC- Peer to Peer Lending Platform |
| NCFE | National Centre for Financial Education |
| NIC | National Industrial Classification |
| NOF | Net Owned Fund |
| NPCI | National Payments Corporation of India |
| NSSF | National Small Savings Fund |
| OBICUS | Order Books, Inventories and Capacity Utilisation Survey |
| OCIs | Overseas Citizens of India |
| OMO | Open Market Operations |
| OTC | Over the Counter |
| OVD | Officially Valid Documents |
| PADO | Public Administration, Defence and Other Services |
| PCA | Prompt Corrective Action |
| PCR | Public Credit Registry |
| PFMI | Principles for Financial Market Infrastructures |
| PLF | Plant Load Factor |
| PLIs | Primary Lending Institutions |
| PML | Prevention of Money Laundering |
| POP | Point of Presence |
| POS | Point of Sale |
| PPAC | Petroleum Planning and Analysis Cell |
| PPAs | Power Purchase Agreements |
| PPIs | Prepaid Payment Instruments |
| PQBN | Pre-Qualification Bid Notice |
| PSLCs | Priority Sector Lending Certificates |
| PSOs | Payment System Operators |
| QIP | Qualified Institutional Placement |
| RAM-OR | Risk Assessment Methodology-Operational Risk |
| RBIA | Risk Based Internal Audit |
| RBSC | Reserve Bank Staff College |
| RCA | Revealed Comparative Advantage |
| REER | Real Effective Exchange Rate |
| RGG | Return Governance Group |
| RHF | Rural Housing Fund |
| RMP | Records Management Policy |
| RRs | Risk Registers |
| RTF | Risk Tolerance Framework |
| S4A | Scheme for Sustainable Structuring of Stressed Assets |
| SANKALP | Skills Acquisition and Knowledge Awareness for Livelihood Promotion |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SARTTAC | South Asia Regional Training and Technical Assistance Center |
| SAUBHAGYA | Pradhan Mantri Sahaj Bijli Har Ghar Yojana |
| SBLA | Securities Borrowing and Lending Arrangement |
| SBNs | Specified Banknotes |
| SCs | Scheduled Castes |
| SDF | Special Drawing Facility |
| SDF | Standing Deposit Facility |
| SDR | Strategic Debt Restructuring Scheme |
| SDRF | State Disaster Response Funds |
| SEBI | Securities and Exchange Board of India |
| SEC | Securities and Exchange Commission |
| SFs | Standing Facilities |
| SGB | Sovereign Gold Bond |
| SHGs | Self-Help Groups |
| SIFIs | Systemically Important Financial Institutions |
| SLBCs | State Level Bankers’ Committees |
| SLCCs | State Level Coordination Committees |
| SMEs | Small and Medium Enterprises |
| SPARC | Supervisory Programme for Assessment of Risk and Capital |
| SPMCIL | Security Printing and Minting Corporation of India Limited |
| SRMR | Single Resolution Mechanism Regulation |
| SSCI | Service Sector Composite Index |
| SSDP | Staggered Surplus Distribution Policy |
| STRIPS | Separate Trading of Registered Interest and Principal of Securities |
| STRIVE | Skill Strengthening for Industrial Value Enhancement |
| SUT | Supply Use Tables |
| TACS | Technical Advisory Committee on Surveys |
| TAFCUB | Task Force for Co-operative Urban Banks |
| TAG | Technical Advisory Group |
| TR | Trade Repository |
| TReDS | Trade Receivables Discounting System |
| URCs | Unbanked Rural Centres |
| VA-PT | Vulnerability Assessment and Penetration Testing |
| VCs | Virtual Currencies |
| WACR | Weighted Average Call Rate |
| WADR | Weighted Average Discount Rate |
| WAEIR | Weighted Average Effective Interest Rate |
| WLA | White Label ATM |
| WLAOs | White Label ATM Operators |
| XBRL | eXtensible Business Reporting Language |