Skip to main content
Click here to Visit the RBI’s new website

BBBPLogo

Scheduled Bank's Statement of Position in India

PDF document (379 kb)
Scheduled Banks’ Statement of Position in India as on Friday, March 21, 2025
Date : Apr 04, 2025
(Amount in ₹ crore)
  SCHEDULED COMMERCIAL BANKS
(Including RRBs, SFBs and PBs)		 ALL SCHEDULED BANKS
22-Mar-2024 07-Mar-2025* 21-Mar-2025* 22-Mar-2024 07-Mar-2025* 21-Mar-2025*
I LIABILITIES TO THE BKG.SYSTEM (A)            
  a) Demand & Time deposits from banks 294470.87 284322.01 309413.40 298451.61 289252.56 315674.39**
  b) Borrowings from banks 182428.71 113375.74 112450.27 182565.72 113395.68 112501.44
  c) Other demand & time liabilities 72451.70 38843.52 29906.64 73099.81 39214.14 30300.78
II LIABILITIES TO OTHERS (A)            
  a) Deposits (other than from banks) 20475226.39 22510118.00 22574981.74 20931862.34 22979252.67 23049867.62
  i) Demand 2443853.10 2541476.52 2692658.66 2492890.07 2590163.46 2742872.73
  ii) Time 18031373.29 19968641.48 19882323.08 18438972.26 20389089.21 20306994.89
  b) Borrowings @ 777942.31 939107.58 915247.80 782259.99 944306.62 920567.47
  c) Other demand & time liabilities 937428.00 1054726.19 1062892.08 950486.70 1069174.60 1078301.88
III BORROWINGS FROM R.B.I. (B) 222716.00 183436.00 311466.00 222716.00 183436.00 311466.00
  Against usance bills and / or prom. Notes            
IV CASH 89433.21 83128.63 81874.49 91887.09 85425.07 84399.47
V BALANCES WITH R.B.I. (B) 931482.63 887266.98 882414.59 951385.79 905569.50 900645.16
VI ASSETS WITH BANKING SYSTEM            
  a) Balances with other banks            
  i) In current accounts 8970.57 10203.63 10594.13 12006.78 12511.15 13247.50
  ii) In other accounts 189356.71 196502.53 205181.89 234368.50 249851.87 260471.29
  b) Money at call & short notice 12355.12 28185.68 25837.74 39618.78 48074.89 44779.28
  c) Advances to banks (i.e. due from bks.) 48368.26 38907.89 39503.74 51324.76 43678.72 43855.88£
  d) Other assets 115423.77 62777.69 67362.50 117734.21 65774.37 70306.00
VII INVESTMENTS (At book value) 6106558.02 6737320.05 6697927.94 6256610.90 6890883.36 6850574.38
  a) Central & State Govt. securities+ 6105609.51 6736826.28 6697298.19 6249636.70 6882789.83 6842024.57
  b) Other approved securities 948.51 493.77 629.74 6974.20 8093.53 8549.81
VIII BANK CREDIT (Excluding Inter-Bank Advances) 16432163.93 18125412.60 18243935.57 16866221.14 18591351.54 18708248.75
  a) Loans, cash credits & Overdrafts $ 16134303.05 17796734.53 17909815.46 16565233.27 18258549.44 18370667.77
  b) Inland Bills purchased 60466.96 73940.35 74962.60 60471.14 76226.90 76522.64
  c) Inland Bills discounted 197357.83 216714.85 221058.79 199760.80 217928.56 222319.17
  d) Foreign Bills purchased 16411.78 15072.80 15121.91 16661.99 15316.89 15356.96
  e) Foreign Bills discounted 23624.31 22950.07 22976.80 24093.95 23329.75 23382.21
NOTE
* Provisional figures incorporated in respect of such banks as have not been able to submit final figures.
(A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.
** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).
@ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.
(B) The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'.
£ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).
+ Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.
$ Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

Food Credit Outstanding as on
(Amount in ₹ crore)
Date 22-Mar-2024 07-Mar-2025 21-Mar-2025
Scheduled Commercial Banks 23080.81 42552.27 36531.16
Scheduled Co-operative Banks 49200.97 50613.50 50613.50

The expression 'Banking System' or 'Banks' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight:135

Ajit Prasad          
Deputy General Manager
(Communications)    

Press Release: 2025-2026/42


2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Archives
Top