| (₹ Billion) | | Item | Outstanding as on | Growth (%) | | Mar. 21, 2014 | 2014 | 2015 | Financial year so far | Y-o-Y | | Mar. 21 | Feb. 20 | Mar. 20 | 2014-15 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Gross Bank Credit | 56,572 | 56,572 | 60,327 | 61,423 | 8.6 | 8.6 | | 1.1 Food Credit | 912 | 912 | 1,041 | 994 | 8.9 | 8.9 | | 1.2 Non-food Credit | 55,660 | 55,660 | 59,286 | 60,430 | 8.6 | 8.6 | | 1.2.1 Agriculture & Allied Activities | 6,694 | 6,694 | 7,585 | 7,700 | 15.0 | 15.0 | | 1.2.2 Industry | 25,229 | 25,229 | 26,128 | 26,651 | 5.6 | 5.6 | | 1.2.2.1 Micro & Small | 3,517 | 3,517 | 3,728 | 3,835 | 9.0 | 9.0 | | 1.2.2.2 Medium | 1,274 | 1,274 | 1,300 | 1,278 | 0.3 | 0.3 | | 1.2.2.3 Large | 20,438 | 20,438 | 21,100 | 21,538 | 5.4 | 5.4 | | 1.2.3 Services | 13,370 | 13,370 | 13,788 | 14,120 | 5.6 | 5.6 | | 1.2.3.1 Transport Operators | 895 | 895 | 878 | 881 | –1.6 | –1.6 | | 1.2.3.2 Computer Software | 176 | 176 | 163 | 167 | –5.1 | –5.1 | | 1.2.3.3 Tourism, Hotels & Restaurants | 392 | 392 | 361 | 364 | –7.1 | –7.1 | | 1.2.3.4 Shipping | 99 | 99 | 98 | 100 | 1.1 | 1.1 | | 1.2.3.5 Professional Services | 707 | 707 | 729 | 747 | 5.7 | 5.7 | | 1.2.3.6 Trade | 3,228 | 3,228 | 3,485 | 3,619 | 12.1 | 12.1 | | 1.2.3.6.1 Wholesale Trade | 1,701 | 1,701 | 1,782 | 1,848 | 8.6 | 8.6 | | 1.2.3.6.2 Retail Trade | 1,527 | 1,527 | 1,703 | 1,771 | 16.0 | 16.0 | | 1.2.3.7 Commercial Real Estate | 1,544 | 1,544 | 1,681 | 1,680 | 8.9 | 8.9 | | 1.2.3.8 Non-Banking Financial Companies (NBFCs) | 2,946 | 2,946 | 3,020 | 3,136 | 6.4 | 6.4 | | 1.2.3.9 Other Services | 3,375 | 3,375 | 3,373 | 3,426 | 1.5 | 1.5 | | 1.2.4 Personal Loans | 10,367 | 10,367 | 11,786 | 11,958 | 15.4 | 15.4 | | 1.2.4.1 Consumer Durables | 128 | 128 | 150 | 153 | 19.3 | 19.3 | | 1.2.4.2 Housing | 5,408 | 5,408 | 6,211 | 6,309 | 16.7 | 16.7 | | 1.2.4.3 Advances against Fixed Deposits | 641 | 641 | 608 | 629 | –1.8 | –1.8 | | 1.2.4.4 Advances to Individuals against share & bonds | 38 | 38 | 46 | 47 | 21.5 | 21.5 | | 1.2.4.5 Credit Card Outstanding | 249 | 249 | 312 | 305 | 22.6 | 22.6 | | 1.2.4.6 Education | 600 | 600 | 635 | 634 | 5.7 | 5.7 | | 1.2.4.7 Vehicle Loans | 1,304 | 1,304 | 1,493 | 1,505 | 15.4 | 15.4 | | 1.2.4.8 Other Personal Loans | 1,998 | 1,998 | 2,332 | 2,376 | 19.0 | 19.0 | | 1.2A Priority Sector | 18,781 | 18,781 | 19,842 | 20,222 | 7.7 | 7.7 | | 1.2A.1 Agriculture & Allied Activities | 6,694 | 6,694 | 7,585 | 7,700 | 15.0 | 15.0 | | 1.2A.2 Micro & Small Enterprises | 7,511 | 7,511 | 7,836 | 8,066 | 7.4 | 7.4 | | 1.2A.2.1 Manufacturing | 3,852 | 3,852 | 3,728 | 3,835 | –0.5 | –0.5 | | 1.2A.2.2 Services | 3,659 | 3,659 | 4,107 | 4,232 | 15.7 | 15.7 | | 1.2A.3 Housing | 3,034 | 3,034 | 3,217 | 3,237 | 6.7 | 6.7 | | 1.2A.4 Micro-Credit | 174 | 174 | 175 | 178 | 2.4 | 2.4 | | 1.2A.5 Education Loans | 579 | 579 | 593 | 592 | 2.3 | 2.3 | | 1.2A.6 State-Sponsored Orgs. for SC/ST | 2 | 2 | 4 | 3 | 118.1 | 118.1 | | 1.2A.7 Weaker Sections | 3,862 | 3,862 | 3,986 | 4,051 | 4.9 | 4.9 | | 1.2A.8 Export Credit | 483 | 483 | 405 | 426 | –11.8 | –11.8 | Note: Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks.
1.2A.2.1 : Manufacturing include ₹335 billion and item 1.2A.2.2 : Services includes ₹34 billion credit to medium enterprises for the month of March 2014 only. | |