| (₹ Billion) | | Item | Apr-Jun 2014 (PR) | Apr-Jun 2015 (P) | | Credit | Debit | Net | Credit | Debit | Net | | 1 | 2 | 3 | 4 | 5 | 6 | | Overall Balance of Payments(1+2+3) | 16,970 | 16,302 | 668 | 16,937 | 16,211 | 725 | | 1 CURRENT ACCOUNT (1.1+ 1.2) | 8,323 | 8,793 | –470 | 8,034 | 8,427 | –393 | | 1.1 MERCHANDISE | 4,886 | 6,953 | –2,067 | 4,318 | 6,488 | –2,171 | | 1.2 INVISIBLES (1.2.1+1.2.2+1.2.3) | 3,437 | 1,840 | 1,597 | 3,717 | 1,939 | 1,778 | | 1.2.1 Services | 2,246 | 1,231 | 1,016 | 2,415 | 1,309 | 1,106 | | 1.2.1.1 Travel | 253 | 230 | 24 | 290 | 244 | 46 | | 1.2.1.2 Transportation | 266 | 235 | 31 | 246 | 262 | –16 | | 1.2.1.3 Insurance | 32 | 18 | 14 | 31 | 18 | 13 | | 1.2.1.4 G.n.i.e. | 8 | 15 | –7 | 8 | 17 | –9 | | 1.2.1.5 Miscellaneous | 1,687 | 733 | 954 | 1,840 | 768 | 1,073 | | 1.2.1.5.1 Software Services | 1,048 | 31 | 1,017 | 1,164 | 43 | 1,121 | | 1.2.1.5.2 Business Services | 423 | 377 | 45 | 495 | 463 | 31 | | 1.2.1.5.3 Financial Services | 95 | 85 | 10 | 82 | 49 | 32 | | 1.2.1.5.4 Communication Services | 27 | 16 | 11 | 31 | 10 | 22 | | 1.2.2 Transfers | 1,050 | 69 | 981 | 1,097 | 72 | 1,025 | | 1.2.2.1 Official | 3 | 16 | –13 | 9 | 17 | –7 | | 1.2.2.2 Private | 1,047 | 53 | 994 | 1,088 | 55 | 1,033 | | 1.2.3 Income | 140 | 541 | –400 | 205 | 559 | –354 | | 1.2.3.1 Investment Income | 90 | 499 | –410 | 149 | 525 | –376 | | 1.2.3.2 Compensation of Employees | 50 | 41 | 9 | 56 | 34 | 23 | | 2 CAPITAL ACCOUNT (2.1+2.2+2.3+2.4+2.5) | 8,648 | 7,501 | 1,147 | 8,902 | 7,755 | 1,147 | | 2.1 Foreign Investment (2.1.1+2.1.2) | 4,818 | 3,603 | 1,215 | 4,988 | 4,488 | 500 | | 2.1.1 Foreign Direct Investment | 691 | 219 | 471 | 982 | 337 | 646 | | 2.1.1.1 In India | 597 | 117 | 480 | 899 | 170 | 729 | | 2.1.1.1.1 Equity | 446 | 114 | 332 | 618 | 166 | 452 | | 2.1.1.1.2 Reinvested Earnings | 123 | – | 123 | 147 | – | 147 | | 2.1.1.1.3 Other Capital | 28 | 3 | 25 | 134 | 4 | 130 | | 2.1.1.2 Abroad | 93 | 102 | –9 | 84 | 166 | –83 | | 2.1.1.2.1 Equity | 93 | 43 | 51 | 84 | 71 | 13 | | 2.1.1.2.2 Reinvested Earnings | – | 17 | –17 | – | 47 | –47 | | 2.1.1.2.3 Other Capital | – | 43 | –43 | – | 48 | –48 | | 2.1.2 Portfolio Investment | 4,128 | 3,384 | 744 | 4,006 | 4,152 | –146 | | 2.1.2.1 In India | 4,118 | 3,372 | 745 | 3,989 | 4,146 | –157 | | 2.1.2.1.1 FIIs | 4,118 | 3,372 | 745 | 3,972 | 4,146 | –174 | | 2.1.2.1.1.1 Equity | 3,152 | 2,704 | 448 | 3,258 | 3,258 | – | | 2.1.2.1.1.2 Debt | 965 | 668 | 297 | 714 | 888 | –174 | | 2.1.2.1.2 ADR/GDRs | – | – | – | 17 | – | 17 | | 2.1.2.2 Abroad | 10 | 12 | –1 | 16 | 6 | 11 | | 2.2 Loans (2.2.1+2.2.2+2.2.3) | 1,908 | 1,819 | 90 | 1,769 | 1,883 | –114 | | 2.2.1 External Assistance | 73 | 76 | –3 | 95 | 77 | 19 | | 2.2.1.1 By India | 1 | 8 | –7 | 1 | 8 | –8 | | 2.2.1.2 To India | 72 | 68 | 4 | 94 | 68 | 26 | | 2.2.2 Commercial Borrowings | 395 | 315 | 79 | 243 | 324 | –81 | | 2.2.2.1 By India | 27 | 10 | 17 | 44 | 5 | 38 | | 2.2.2.2 To India | 368 | 306 | 62 | 199 | 319 | –120 | | 2.2.3 Short Term to India | 1,441 | 1,428 | 13 | 1,431 | 1,482 | –51 | | 2.2.3.1 Suppliers' Credit > 180 days & Buyers' Credit | 1,401 | 1,428 | –27 | 1,431 | 1,360 | 71 | | 2.2.3.2 Suppliers' Credit up to 180 days | 40 | – | 40 | – | 122 | –122 | | 2.3 Banking Capital (2.3.1+2.3.2) | 1,433 | 1,440 | –7 | 1,754 | 1,054 | 700 | | 2.3.1 Commercial Banks | 1,427 | 1,440 | –13 | 1,754 | 1,037 | 718 | | 2.3.1.1 Assets | 495 | 492 | 3 | 395 | 158 | 237 | | 2.3.1.2 Liabilities | 932 | 948 | –15 | 1,359 | 879 | 480 | | 2.3.1.2.1 Non-Resident Deposits | 898 | 754 | 144 | 1,074 | 700 | 374 | | 2.3.2 Others | 6 | – | 6 | – | 18 | –18 | | 2.4 Rupee Debt Service | – | 3 | –3 | – | 2 | –2 | | 2.5 Other Capital | 488 | 635 | –148 | 391 | 328 | 63 | | 3 Errors & Omissions | – | 8 | –8 | – | 29 | –29 | | 4 Monetary Movements (4.1+ 4.2) | – | 668 | –668 | – | 725 | –725 | | 4.1 I.M.F. | – | – | – | – | – | – | | 4.2 Foreign Exchange Reserves (Increase - / Decrease +) | – | 668 | –668 | – | 725 | –725 | | Note : Explanatory notes on these tables are available in December issue of RBI Bulletin, 2012. | |