System | Volume (Million) | Value (₹ Billion) | 2014-15 | 2015 | 2014-15 | 2015 | Aug. | Sep. | Oct. | Aug. | Sep. | Oct. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 92.78 | 7.82 | 7.77 | 8.34 | 929,332.89 | 80,895.66 | 86,734.41 | 80,764.99 | 1.1 Customer Transactions | 88.39 | 7.46 | 7.41 | 7.97 | 631,050.74 | 55,602.26 | 58,391.38 | 53,520.48 | 1.2 Interbank Transactions | 4.38 | 0.37 | 0.35 | 0.37 | 122,981.62 | 8,773.96 | 10,399.97 | 9,845.09 | 1.3 Interbank Clearing | 0.012 | 0.001 | 0.001 | 0.001 | 175,300.73 | 16,519.43 | 17,943.06 | 17,399.42 | 2 CCIL Operated Systems | 3.03 | 0.28 | 0.26 | 0.27 | 752,000.42 | 66,133.45 | 66,121.72 | 67,779.96 | 2.1 CBLO | 0.21 | 0.02 | 0.02 | 0.02 | 167,645.96 | 16,267.03 | 16,244.76 | 13,932.05 | 2.2 Govt. Securities Clearing | 1.09 | 0.08 | 0.08 | 0.09 | 258,916.76 | 20,588.94 | 21,408.37 | 24,943.03 | 2.2.1 Outright | 0.98 | 0.08 | 0.07 | 0.08 | 101,561.62 | 8,086.82 | 7,956.13 | 9,325.71 | 2.2.2 Repo | 0.109 | 0.009 | 0.010 | 0.010 | 157,355.15 | 12,502.12 | 13,452.24 | 15,617.32 | 2.3 Forex Clearing | 1.73 | 0.17 | 0.16 | 0.16 | 325,437.69 | 29,277.48 | 28,468.60 | 28,904.88 | 3 Paper Clearing | 1,196.51 | 91.39 | 89.01 | 94.78 | 85,434.14 | 6,545.05 | 6,476.06 | 7,034.90 | 3.1 Cheque Truncation System (CTS) | 964.86 | 78.85 | 77.88 | 82.97 | 66,769.93 | 5,530.43 | 5,508.03 | 5,806.75 | 3.2 MICR Clearing | 22.43 | - | - | - | 1,850.40 | – | – | – | 3.2.1 RBI Centres | 7.50 | - | - | - | 614.51 | – | – | – | 3.2.2 Other Centres | 14.93 | - | - | - | 1,235.89 | – | – | – | 3.3 Non-MICR Clearing | 209.82 | 12.54 | 11.13 | 11.81 | 16,939.34 | 1,014.62 | 968.03 | 1,228.15 | 4 Retail Electronic Clearing | 1,687.44 | 247.24 | 245.92 | 268.99 | 65,365.51 | 6,762.91 | 7,442.00 | 7,704.95 | 4.1 ECS DR | 226.01 | 19.70 | 20.09 | 20.27 | 1,739.78 | 156.43 | 157.76 | 160.21 | 4.2 ECS CR (includes NECS) | 115.35 | 3.46 | 3.76 | 4.00 | 2,019.14 | 83.79 | 85.58 | 95.94 | 4.3 EFT/NEFT | 927.55 | 95.94 | 98.54 | 114.60 | 59,803.83 | 6,153.38 | 6,860.21 | 6,906.88 | 4.4 Immediate Payment Service (IMPS) | 78.37 | 16.65 | 17.72 | 19.42 | 581.87 | 119.06 | 120.71 | 137.04 | 4.5 National Automated Clearing House (NACH) | 340.17 | 111.49 | 105.81 | 110.70 | 1,220.88 | 250.25 | 217.74 | 404.88 | 5 Cards | 8,423.99 | 835.19 | 808.13 | 871.21 | 25,415.27 | 2,411.55 | 2,330.71 | 2,547.76 | 5.1 Credit Cards | 619.41 | 66.00 | 62.90 | 69.42 | 1,922.63 | 201.57 | 192.68 | 219.05 | 5.1.1 Usage at ATMs | 4.29 | 0.47 | 0.48 | 0.52 | 23.47 | 2.44 | 2.47 | 2.70 | 5.1.2 Usage at POS | 615.12 | 65.52 | 62.42 | 68.91 | 1,899.16 | 199.13 | 190.22 | 216.35 | 5.2 Debit Cards | 7,804.57 | 769.19 | 745.24 | 801.79 | 23,492.65 | 2,209.98 | 2,138.03 | 2,328.72 | 5.2.1 Usage at ATMs | 6,996.48 | 672.45 | 655.22 | 701.55 | 22,279.16 | 2,074.42 | 2,021.24 | 2,188.66 | 5.2.2 Usage at POS | 808.09 | 96.74 | 90.02 | 100.24 | 1,213.49 | 135.56 | 116.79 | 140.06 | 6 Prepaid Payment Instruments (PPIs) | 314.46 | 52.95 | 58.01 | 61.82 | 213.42 | 38.74 | 40.81 | 38.07 | 6.1 m-Wallet | 255.00 | 42.84 | 48.94 | 49.58 | 81.84 | 13.35 | 17.96 | 15.45 | 6.2 PPI Cards | 58.91 | 10.07 | 9.01 | 12.20 | 105.35 | 23.46 | 20.06 | 20.50 | 6.3 Paper Vouchers | 0.55 | 0.04 | 0.05 | 0.04 | 26.24 | 1.93 | 2.79 | 2.12 | 7 Mobile Banking | 171.92 | 25.15 | 27.11 | 32.48 | 1,035.30 | 217.93 | 269.60 | 305.68 | 8 Cards Outstanding | 574.56 | 620.84 | 625.80 | 633.66 | – | – | – | – | 8.1 Credit Card | 21.11 | 22.33 | 22.45 | 22.88 | – | – | – | – | 8.2 Debit Card | 553.45 | 598.51 | 603.35 | 610.78 | – | – | – | – | 9 Number of ATMs (in actuals) | 181398 | 189189 | 189195 | 190827 | – | – | – | – | 10 Number of POS (in actuals) | 1126735 | 1191311 | 1212047 | 1236933 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 11,718.19 | 1,234.87 | 1,209.10 | 1,305.41 | 1,682,461.11 | 146,267.93 | 151,202.65 | 148,471.21 | Note : 1.3: Pertain to multilateral net settlement batches. 3.1: Pertain to two centres - New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. | |