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16. Industry-wise Deployment of Gross Bank Credit
Date : Jan 11, 2016
(₹ Billion)
Industry Outstanding as on Growth (%)
Mar. 20, 2015 2014 2015 Financial year so far Y-o-Y
Nov. 28 Oct. 30 Nov. 27 2015-16 2015
1 2 3 4 5 6
1 Industry 26,576 25,419 26,506 26,687 0.4 5.0
1.1 Mining & Quarrying (incl. Coal) 360 375 346 354 –1.5 –5.4
1.2 Food Processing 1,715 1,480 1,427 1,461 –14.8 –1.3
1.2.1 Sugar 414 327 358 353 –14.8 7.9
1.2.2 Edible Oils & Vanaspati 211 198 179 187 –11.1 –5.4
1.2.3 Tea 32 33 31 36 11.7 9.7
1.2.4 Others 1,058 922 859 885 –16.4 –4.0
1.3 Beverage & Tobacco 186 182 176 177 –5.3 –3.0
1.4 Textiles 2,019 1,947 1,944 1,969 –2.5 1.2
1.4.1 Cotton Textiles 1,000 953 956 973 –2.7 2.2
1.4.2 Jute Textiles 22 24 22 22 –2.8 –7.7
1.4.3 Man-Made Textiles 204 196 205 207 1.7 5.6
1.4.4 Other Textiles 793 775 761 767 –3.2 –0.9
1.5 Leather & Leather Products 102 102 102 102 –0.0 0.7
1.6 Wood & Wood Products 98 96 100 100 2.2 4.3
1.7 Paper & Paper Products 341 336 346 349 2.5 3.9
1.8 Petroleum, Coal Products & Nuclear Fuels 561 558 450 441 –21.4 –20.9
1.9 Chemicals & Chemical Products 1,545 1,511 1,533 1,534 –0.7 1.5
1.9.1 Fertiliser 254 222 215 226 –11.0 2.0
1.9.2 Drugs & Pharmaceuticals 493 470 505 501 1.6 6.6
1.9.3 Petro Chemicals 331 386 353 342 3.5 –11.4
1.9.4 Others 467 433 459 464 –0.6 7.2
1.10 Rubber, Plastic & their Products 378 372 357 363 –3.9 –2.4
1.11 Glass & Glassware 88 89 85 87 –1.8 –2.2
1.12 Cement & Cement Products 560 549 551 552 –1.5 0.4
1.13 Basic Metal & Metal Product 3,854 3,654 3,938 3,973 3.1 8.7
1.13.1 Iron & Steel 2,834 2,697 2,930 2,967 4.7 10.0
1.13.2 Other Metal & Metal Product 1,020 957 1,008 1,006 –1.3 5.1
1.14 All Engineering 1,540 1,477 1,538 1,545 0.3 4.6
1.14.1 Electronics 368 350 385 381 3.7 8.9
1.14.2 Others 1,172 1,127 1,153 1,163 –0.8 3.2
1.15 Vehicles, Vehicle Parts & Transport Equipment 682 667 677 673 –1.3 0.9
1.16 Gems & Jewellery 718 696 707 694 –3.4 –0.3
1.17 Construction 743 733 750 756 1.7 3.0
1.18 Infrastructure 9,245 8,885 9,609 9,655 4.4 8.7
1.18.1 Power 5,576 5,311 5,826 5,865 5.2 10.4
1.18.2 Telecommunications 919 863 924 907 –1.3 5.0
1.18.3 Roads 1,687 1,654 1,760 1,778 5.4 7.5
1.18.4 Other Infrastructure 1,064 1,057 1,098 1,105 3.9 4.5
1.19 Other Industries 1,839 1,710 1,871 1,901 3.4 11.2
Note : Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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