| (US $ Million) | | Item | Jul-Sep 2014 (PR) | Jul-Sep 2015 (P) | | Credit | Debit | Net | Credit | Debit | Net | | 1 | 2 | 3 | 4 | 5 | 6 | | Overall Balance of Payments (1+2+3) | 276,336 | 269,439 | 6,897 | 254,938 | 255,794 | –856 | | 1 CURRENT ACCOUNT (1.1+ 1.2) | 142,467 | 153,413 | –10,945 | 127,315 | 135,549 | –8,234 | | 1.1 MERCHANDISE | 83,093 | 122,745 | –39,652 | 67,573 | 104,998 | –37,425 | | 1.2 INVISIBLES (1.2.1+1.2.2+1.2.3) | 59,374 | 30,668 | 28,706 | 59,743 | 30,551 | 29,191 | | 1.2.1 Services | 38,358 | 19,429 | 18,929 | 38,752 | 20,792 | 17,960 | | 1.2.1.1 Travel | 4,992 | 4,123 | 869 | 5,037 | 4,021 | 1,016 | | 1.2.1.2 Transportation | 4,469 | 4,109 | 360 | 3,535 | 3,837 | –301 | | 1.2.1.3 Insurance | 592 | 261 | 331 | 552 | 286 | 266 | | 1.2.1.4 G.n.i.e. | 138 | 252 | –115 | 168 | 247 | –79 | | 1.2.1.5 Miscellaneous | 28,167 | 10,683 | 17,483 | 29,460 | 12,402 | 17,058 | | 1.2.1.5.1 Software Services | 17,645 | 728 | 16,917 | 18,873 | 648 | 18,225 | | 1.2.1.5.2 Business Services | 7,077 | 6,780 | 297 | 7,244 | 7,511 | –267 | | 1.2.1.5.3 Financial Services | 1,363 | 852 | 512 | 1,717 | 875 | 842 | | 1.2.1.5.4 Communication Services | 492 | 355 | 138 | 592 | 280 | 312 | | 1.2.2 Transfers | 17,505 | 1,118 | 16,387 | 17,084 | 821 | 16,263 | | 1.2.2.1 Official | 98 | 224 | –126 | 88 | 246 | –157 | | 1.2.2.2 Private | 17,407 | 894 | 16,513 | 16,996 | 575 | 16,421 | | 1.2.3 Income | 3,511 | 10,121 | –6,610 | 3,907 | 8,938 | –5,032 | | 1.2.3.1 Investment Income | 2,642 | 9,383 | –6,741 | 2,909 | 8,341 | –5,432 | | 1.2.3.2 Compensation of Employees | 869 | 738 | 131 | 998 | 597 | 400 | | 2 CAPITAL ACCOUNT (2.1+2.2+2.3+2.4+2.5) | 133,615 | 116,026 | 17,589 | 127,488 | 120,245 | 7,243 | | 2.1 Foreign Investment (2.1.1+2.1.2) | 75,916 | 58,679 | 17,237 | 65,848 | 65,723 | 125 | | 2.1.1 Foreign Direct Investment | 12,507 | 5,032 | 7,475 | 11,366 | 4,799 | 6,567 | | 2.1.1.1 In India | 10,937 | 2,110 | 8,827 | 10,397 | 2,205 | 8,191 | | 2.1.1.1.1 Equity | 7,690 | 2,050 | 5,640 | 7,355 | 2,201 | 5,154 | | 2.1.1.1.2 Reinvested Earnings | 2,369 | – | 2,369 | 2,369 | – | 2,369 | | 2.1.1.1.3 Other Capital | 878 | 60 | 818 | 673 | 5 | 668 | | 2.1.1.2 Abroad | 1,570 | 2,923 | –1,353 | 970 | 2,594 | –1,624 | | 2.1.1.2.1 Equity | 1,570 | 940 | 630 | 970 | 1,012 | –42 | | 2.1.1.2.2 Reinvested Earnings | – | 834 | –834 | – | 834 | –834 | | 2.1.1.2.3 Other Capital | – | 1,148 | –1,148 | – | 747 | –747 | | 2.1.2 Portfolio Investment | 63,409 | 53,647 | 9,762 | 54,482 | 60,924 | –6,442 | | 2.1.2.1 In India | 63,293 | 53,421 | 9,872 | 54,293 | 60,841 | –6,548 | | 2.1.2.1.1 FIIs | 63,293 | 53,421 | 9,872 | 54,193 | 60,841 | –6,648 | | 2.1.2.1.1.1 Equity | 44,534 | 43,163 | 1,371 | 47,351 | 53,483 | –6,132 | | 2.1.2.1.1.2 Debt | 18,760 | 10,258 | 8,502 | 6,842 | 7,358 | –516 | | 2.1.2.1.2 ADR/GDRs | – | – | – | 100 | – | 100 | | 2.1.2.2 Abroad | 116 | 226 | –110 | 189 | 83 | 106 | | 2.2 Loans (2.2.1+2.2.2+2.2.3) | 30,508 | 31,775 | –1,268 | 30,252 | 31,228 | –975 | | 2.2.1 External Assistance | 1,375 | 686 | 689 | 976 | 1,089 | –113 | | 2.2.1.1 By India | 15 | 97 | –82 | 14 | 131 | –117 | | 2.2.1.2 To India | 1,360 | 589 | 771 | 963 | 958 | 4 | | 2.2.2 Commercial Borrowings | 6,693 | 7,065 | –372 | 5,953 | 7,123 | –1,170 | | 2.2.2.1 By India | 366 | 20 | 346 | 253 | 44 | 209 | | 2.2.2.2 To India | 6,327 | 7,045 | –718 | 5,700 | 7,079 | –1,379 | | 2.2.3 Short Term to India | 22,439 | 24,024 | –1,585 | 23,323 | 23,016 | 307 | | 2.2.3.1 Suppliers' Credit > 180 days & Buyers' Credit | 21,773 | 24,024 | –2,251 | 22,425 | 23,016 | –591 | | 2.2.3.2 Suppliers' Credit up to 180 days | 666 | – | 666 | 898 | – | 898 | | 2.3 Banking Capital (2.3.1+2.3.2) | 19,478 | 19,906 | –428 | 24,970 | 17,671 | 7,300 | | 2.3.1 Commercial Banks | 19,344 | 19,906 | –562 | 24,970 | 17,668 | 7,302 | | 2.3.1.1 Assets | 2,080 | 3,114 | –1,034 | 6,119 | 3,392 | 2,727 | | 2.3.1.2 Liabilities | 17,263 | 16,791 | 472 | 18,852 | 14,277 | 4,575 | | 2.3.1.2.1 Non-Resident Deposits | 16,883 | 12,819 | 4,064 | 16,184 | 11,957 | 4,227 | | 2.3.2 Others | 134 | – | 134 | – | 3 | –3 | | 2.4 Rupee Debt Service | – | 2 | –2 | – | 17 | –17 | | 2.5 Other Capital | 7,713 | 5,664 | 2,050 | 6,417 | 5,607 | 811 | | 3 Errors & Omissions | 254 | – | 254 | 135 | – | 135 | | 4 Monetary Movements (4.1+ 4.2) | – | 6,897 | –6,897 | 856 | – | 856 | | 4.1 I.M.F. | – | – | – | – | – | – | | 4.2 Foreign Exchange Reserves (Increase - / Decrease +) | – | 6,897 | –6,897 | 856 | – | 856 | | Note: Explanatory notes on these tables are available in December issue of RBI Bulletin, 2012. | |