System | Volume (Million) | Value (₹ Billion) | 2015-16 | 2016 | 2015-16 | 2016 | Aug. | Sep. | Oct. | Aug. | Sep. | Oct. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 98.34 | 8.56 | 8.47 | 9.01 | 1,035,551.64 | 98,591.56 | 110,564.06 | 97,554.34 | 1.1 Customer Transactions | 93.95 | 8.21 | 8.13 | 8.67 | 700,899.82 | 66,495.95 | 74,069.13 | 65,533.86 | 1.2 Interbank Transactions | 4.37 | 0.35 | 0.33 | 0.33 | 123,678.19 | 11,092.37 | 12,618.22 | 10,939.44 | 1.3 Interbank Clearing | 0.016 | 0.002 | 0.001 | 0.001 | 210,973.63 | 21,003.23 | 23,876.71 | 21,081.04 | 2 CCIL Operated Systems | 3.12 | 0.34 | 0.31 | 0.27 | 807,370.42 | 94,427.60 | 97,280.80 | 82,322.56 | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 178,335.28 | 19,583.26 | 18,440.74 | 17,707.05 | 2.2 Govt. Securities Clearing | 1.02 | 0.17 | 0.14 | 0.12 | 269,778.20 | 41,104.59 | 38,214.22 | 30,889.57 | 2.2.1 Outright | 0.88 | 0.16 | 0.12 | 0.11 | 97,285.41 | 19,631.47 | 15,916.99 | 14,508.31 | 2.2.2 Repo | 0.134 | 0.016 | 0.014 | 0.013 | 172,492.78 | 21,473.12 | 22,297.23 | 16,381.26 | 2.3 Forex Clearing | 1.89 | 0.15 | 0.15 | 0.13 | 359,256.94 | 33,739.74 | 40,625.84 | 33,725.94 | 3 Paper Clearing | 1,096.37 | 88.34 | 85.08 | 87.78 | 81,860.79 | 6,460.67 | 6,242.82 | 6,473.69 | 3.1 Cheque Truncation System (CTS) | 958.39 | 81.62 | 78.94 | 82.04 | 69,889.15 | 5,924.66 | 5,736.57 | 5,974.14 | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | 3.3 Non-MICR Clearing | 137.98 | 6.72 | 6.14 | 5.74 | 11,971.64 | 536.01 | 506.25 | 499.55 | 4 Retail Electronic Clearing | 3,141.53 | 307.55 | 315.02 | 346.36 | 91,408.14 | 9,726.55 | 10,770.13 | 10,633.29 | 4.1 ECS DR | 224.75 | 0.84 | 0.81 | 0.78 | 1,651.50 | 2.50 | 2.01 | 1.76 | 4.2 ECS CR (includes NECS) | 39.00 | 0.95 | 0.85 | 0.90 | 1,059.44 | 9.65 | 8.35 | 15.03 | 4.3 EFT/NEFT | 1,252.88 | 118.55 | 120.15 | 133.21 | 83,273.11 | 8,764.13 | 9,880.29 | 9,504.50 | 4.4 Immediate Payment Service (IMPS) | 220.81 | 33.89 | 35.93 | 42.09 | 1,622.26 | 268.49 | 289.12 | 343.57 | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 153.33 | 157.29 | 169.39 | 3,801.83 | 681.78 | 590.36 | 768.44 | 5 Cards | 10,038.67 | 971.87 | 945.88 | 1,031.93 | 29,397.65 | 2,640.81 | 2,623.94 | 2,934.78 | 5.1 Credit Cards | 791.67 | 84.60 | 78.53 | 89.49 | 2,437.02 | 260.53 | 244.83 | 301.59 | 5.1.1 Usage at ATMs | 6.00 | 0.65 | 0.60 | 0.62 | 30.41 | 3.04 | 2.85 | 2.93 | 5.1.2 Usage at POS | 785.67 | 83.95 | 77.93 | 88.86 | 2,406.62 | 257.49 | 241.98 | 298.66 | 5.2 Debit Cards | 9,247.00 | 887.27 | 867.35 | 942.45 | 26,960.63 | 2,380.28 | 2,379.11 | 2,633.19 | 5.2.1 Usage at ATMs | 8,073.39 | 756.74 | 742.16 | 802.00 | 25,371.36 | 2,196.58 | 2,219.78 | 2,420.64 | 5.2.2 Usage at POS | 1,173.61 | 130.53 | 125.19 | 140.45 | 1,589.27 | 183.70 | 159.33 | 212.55 | 6 Prepaid Payment Instruments (PPIs) | 748.02 | 96.28 | 97.07 | 126.90 | 487.58 | 56.46 | 56.28 | 60.22 | 6.1 m-Wallet | 603.98 | 70.68 | 75.30 | 99.57 | 205.84 | 30.74 | 31.92 | 33.85 | 6.2 PPI Cards | 143.47 | 25.56 | 21.72 | 27.29 | 253.77 | 23.69 | 21.74 | 24.34 | 6.3 Paper Vouchers | 0.56 | 0.04 | 0.05 | 0.04 | 27.97 | 2.03 | 2.62 | 2.03 | 7 Mobile Banking | 389.49 | 71.76 | 72.62 | 78.08 | 4,040.91 | 1,038.97 | 1,042.46 | 1,134.93 | 8 Cards Outstanding | 686.04 | 738.84 | 755.04 | 766.62 | – | – | – | – | 8.1 Credit Card | 24.51 | 26.38 | 26.86 | 27.34 | – | – | – | – | 8.2 Debit Card | 661.54 | 712.47 | 728.18 | 739.27 | – | – | – | – | 9 Number of ATMs (in actuals) | 212061 | 217303 | 218542 | 219578 | – | – | – | – | 10 Number of POS (in actuals) | 1385668 | 1461972 | 1480365 | 1512064 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 15,126.04 | 1,472.94 | 1,451.83 | 1,602.26 | 1,835,102.59 | 190,900.41 | 203,661.32 | 178,897.83 | Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |