| System | Volume
(Million) | Value
(₹ Billion) | | 2015-16 | 2016 | 2015-16 | 2016 | | Oct. | Nov. | Dec. | Oct. | Nov. | Dec. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 RTGS | 98.34 | 9.01 | 7.88 | 8.84 | 1,035,551.64 | 97,554.34 | 101,894.49 | 110,980.33 | | 1.1 Customer Transactions | 93.95 | 8.67 | 7.56 | 8.47 | 700,899.82 | 65,533.86 | 66,880.17 | 72,702.57 | | 1.2 Interbank Transactions | 4.37 | 0.33 | 0.32 | 0.37 | 123,678.19 | 10,939.44 | 11,599.02 | 11,393.90 | | 1.3 Interbank Clearing | 0.016 | 0.001 | 0.002 | 0.002 | 210,973.63 | 21,081.04 | 23,415.30 | 26,883.86 | | 2 CCIL Operated Systems | 3.12 | 0.27 | 0.35 | 0.31 | 807,370.42 | 82,322.56 | 97,225.02 | 95,947.71 | | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 178,335.28 | 17,707.05 | 17,637.88 | 24,112.95 | | 2.2 Govt. Securities Clearing | 1.02 | 0.12 | 0.17 | 0.13 | 269,778.20 | 30,889.57 | 40,141.88 | 38,256.72 | | 2.2.1 Outright | 0.88 | 0.11 | 0.15 | 0.12 | 97,285.41 | 14,508.31 | 20,487.42 | 14,966.26 | | 2.2.2 Repo | 0.134 | 0.013 | 0.015 | 0.015 | 172,492.78 | 16,381.26 | 19,654.46 | 23,290.46 | | 2.3 Forex Clearing | 1.89 | 0.13 | 0.17 | 0.16 | 359,256.94 | 33,725.94 | 39,445.26 | 33,578.04 | | 3 Paper Clearing | 1,096.37 | 88.03 | 93.50 | 138.82 | 81,860.79 | 6,501.66 | 5,845.13 | 7,289.40 | | 3.1 Cheque Truncation System (CTS) | 958.39 | 82.04 | 87.08 | 130.01 | 69,889.15 | 5,974.14 | 5,419.22 | 6,811.91 | | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | | 3.3 Non-MICR Clearing | 137.98 | 5.99 | 6.42 | 8.81 | 11,971.64 | 527.52 | 425.92 | 477.49 | | 4 Retail Electronic Clearing | 3,141.53 | 346.46 | 312.73 | 418.54 | 91,408.14 | 10,634.97 | 9,748.25 | 12,608.01 | | 4.1 ECS DR | 224.75 | 0.81 | 0.26 | 0.23 | 1,651.50 | 1.92 | 1.20 | 1.39 | | 4.2 ECS CR (includes NECS) | 39.00 | 0.96 | 0.75 | 0.49 | 1,059.44 | 16.54 | 7.74 | 10.31 | | 4.3 EFT/NEFT | 1,252.88 | 133.21 | 123.05 | 166.31 | 83,273.11 | 9,504.50 | 8,807.88 | 11,537.63 | | 4.4 Immediate Payment Service (IMPS) | 220.81 | 42.09 | 36.17 | 52.78 | 1,622.26 | 343.57 | 324.81 | 431.92 | | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 169.39 | 152.51 | 198.72 | 3,801.83 | 768.44 | 606.62 | 626.76 | | 5 Cards | 10,038.67 | 1,032.14 | 906.78 | 1,025.48 | 29,397.65 | 3,069.65 | 1,833.46 | 1,801.29 | | 5.1 Credit Cards | 791.67 | 89.49 | 98.00 | 111.84 | 2,437.02 | 302.42 | 264.32 | 299.89 | | 5.1.1 Usage at ATMs | 6.00 | 0.62 | 0.40 | 0.38 | 30.41 | 3.00 | 1.39 | 1.01 | | 5.1.2 Usage at POS | 785.67 | 88.86 | 97.60 | 111.45 | 2,406.62 | 299.42 | 262.93 | 298.88 | | 5.2 Debit Cards | 9,247.00 | 942.65 | 808.78 | 913.64 | 26,960.63 | 2,767.23 | 1,569.14 | 1,501.40 | | 5.2.1 Usage at ATMs | 8,073.39 | 802.06 | 573.99 | 592.10 | 25,371.36 | 2,547.81 | 1,252.97 | 1,062.66 | | 5.2.2 Usage at POS | 1,173.61 | 140.59 | 234.79 | 321.54 | 1,589.27 | 219.41 | 316.16 | 438.74 | | 6 Prepaid Payment Instruments (PPIs) | 748.02 | 126.90 | 169.03 | 261.09 | 487.58 | 60.22 | 50.10 | 97.70 | | 6.1 m-Wallet | 603.98 | 99.57 | 138.09 | 213.11 | 205.84 | 33.85 | 33.05 | 74.48 | | 6.2 PPI Cards | 143.47 | 27.29 | 30.89 | 47.93 | 253.77 | 24.34 | 14.42 | 20.89 | | 6.3 Paper Vouchers | 0.56 | 0.04 | 0.05 | 0.05 | 27.97 | 2.03 | 2.62 | 2.32 | | 7 Mobile Banking | 389.49 | 78.08 | 85.39 | 89.61 | 4,040.91 | 1,135.78 | 1,374.43 | 1,485.83 | | 8 Cards Outstanding | 686.04 | 766.63 | 771.95 | 779.83 | – | – | – | – | | 8.1 Credit Card | 24.51 | 27.34 | 27.71 | 28.09 | – | – | – | – | | 8.2 Debit Card | 661.54 | 739.28 | 744.24 | 751.73 | – | – | – | – | | 9 Number of ATMs (in actuals) | 212061 | 219578 | 220166 | 219866 | – | – | – | – | | 10 Number of POS (in actuals) | 1385668 | 1512068 | 1589263 | 1705423 | – | – | – | – | | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 15,126.04 | 1,602.80 | 1,490.26 | 1,853.08 | 1,835,102.59 | 179,062.35 | 193,181.15 | 201,840.57 | Note : Data for latest 12 month period is provisional.
1.3: Pertain to multiateral net settlement batches.
3.1: Pertain to three centres – Mumbai, New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions.
9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |