System | Volume (Million) | | Value (₹ Billion) | | 2015-16 | 2016 | 2017 | 2015-16 | 2016 | 2017 | Nov. | Dec. | Jan. | Nov. | Dec. | Jan. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 98.34 | 7.88 | 8.84 | 9.33 | 1,035,551.64 | 101,894.49 | 110,980.33 | 100,602.54 | 1.1 Customer Transactions | 93.95 | 7.56 | 8.47 | 8.98 | 700,899.82 | 66,880.17 | 72,702.57 | 68,863.65 | 1.2 Interbank Transactions | 4.37 | 0.32 | 0.37 | 0.35 | 123,678.19 | 11,599.02 | 11,393.90 | 8,622.42 | 1.3 Interbank Clearing | 0.016 | 0.002 | 0.002 | 0.002 | 210,973.63 | 23,415.30 | 26,883.86 | 23,116.47 | 2 CCIL Operated Systems | 3.12 | 0.35 | 0.31 | 0.32 | 807,370.42 | 97,225.02 | 95,947.71 | 88,068.84 | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 178,335.28 | 17,637.88 | 24,112.95 | 21,189.97 | 2.2 Govt. Securities Clearing | 1.02 | 0.17 | 0.13 | 0.12 | 269,778.20 | 40,141.88 | 38,256.72 | 34,408.21 | 2.2.1 Outright | 0.88 | 0.15 | 0.12 | 0.11 | 97,285.41 | 20,487.42 | 14,966.26 | 13,427.04 | 2.2.2 Repo | 0.134 | 0.015 | 0.015 | 0.014 | 172,492.78 | 19,654.46 | 23,290.46 | 20,981.17 | 2.3 Forex Clearing | 1.89 | 0.17 | 0.16 | 0.19 | 359,256.94 | 39,445.26 | 33,578.04 | 32,470.67 | 3 Paper Clearing | 1,096.37 | 93.50 | 138.82 | 131.17 | 81,860.79 | 5,845.13 | 7,289.40 | 7,281.23 | 3.1 Cheque Truncation System (CTS) | 958.39 | 87.08 | 130.01 | 118.45 | 69,889.15 | 5,419.22 | 6,811.91 | 6,618.44 | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | 3.3 Non-MICR Clearing | 137.98 | 6.42 | 8.81 | 12.71 | 11,971.64 | 425.92 | 477.49 | 662.79 | 4 Retail Electronic Clearing | 3,141.53 | 312.76 | 418.98 | 386.31 | 91,408.14 | 9,748.58 | 12,610.71 | 12,399.63 | 4.1 ECS DR | 224.75 | 0.28 | 0.25 | 0.20 | 1,651.50 | 1.38 | 1.55 | 1.43 | 4.2 ECS CR (includes NECS) | 39.00 | 0.76 | 0.91 | 0.76 | 1,059.44 | 7.89 | 12.84 | 10.51 | 4.3 EFT/NEFT | 1,252.88 | 123.05 | 166.31 | 164.19 | 83,273.11 | 8,807.88 | 11,537.63 | 11,355.08 | 4.4 Immediate Payment Service (IMPS) | 220.81 | 36.17 | 52.78 | 62.42 | 1,622.26 | 324.81 | 431.92 | 491.25 | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 152.51 | 198.72 | 158.74 | 3,801.83 | 606.62 | 626.76 | 541.36 | 5 Cards | 10,038.67 | 896.14 | 1,162.39 | 1,154.21 | 29,397.65 | 1,823.25 | 1,742.03 | 2,335.10 | 5.1 Credit Cards | 791.67 | 98.31 | 116.46 | 113.24 | 2,437.02 | 266.99 | 312.37 | 328.62 | 5.1.1 Usage at ATMs | 6.00 | 0.40 | 0.38 | 0.44 | 30.41 | 1.39 | 0.88 | 1.54 | 5.1.2 Usage at POS | 785.67 | 97.91 | 116.08 | 112.80 | 2,406.62 | 265.59 | 311.49 | 327.08 | 5.2 Debit Cards | 9,247.00 | 797.82 | 1,045.93 | 1,040.97 | 26,960.63 | 1,556.26 | 1,429.65 | 2,006.48 | 5.2.1 Usage at ATMs | 8,073.39 | 561.36 | 630.47 | 712.35 | 25,371.36 | 1,234.52 | 849.34 | 1,516.44 | 5.2.2 Usage at POS | 1,173.61 | 236.47 | 415.46 | 328.62 | 1,589.27 | 321.74 | 580.31 | 490.04 | 6 Prepaid Payment Instruments (PPIs) | 748.02 | 169.32 | 261.09 | 295.45 | 487.58 | 50.74 | 97.70 | 108.69 | 6.1 m-Wallet | 603.98 | 138.09 | 213.11 | 261.67 | 205.84 | 33.06 | 74.48 | 83.53 | 6.2 PPI Cards | 143.47 | 31.19 | 47.93 | 33.73 | 253.77 | 15.34 | 20.89 | 22.90 | 6.3 Paper Vouchers | 0.56 | 0.04 | 0.05 | 0.05 | 27.97 | 2.34 | 2.32 | 2.26 | 7 Mobile Banking | 389.49 | 87.47 | 110.64 | 106.12 | 4,040.91 | 1,365.70 | 1,498.18 | 1,382.98 | 8 Cards Outstanding | 686.04 | 772.36 | 789.44 | 846.83 | – | – | – | – | 8.1 Credit Card | 24.51 | 27.78 | 28.32 | 28.85 | – | – | – | – | 8.2 Debit Card | 661.54 | 744.58 | 761.12 | 817.98 | – | – | – | – | 9 Number of ATMs (in actuals) | 212061 | 219973 | 219793 | 220402 | – | – | – | – | 10 Number of POS (in actuals) | 1385668 | 1590714 | 1767733 | 2015847 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 15,126.04 | 1,479.95 | 1,990.42 | 1,976.79 | 1,835,102.59 | 193,171.92 | 201,784.01 | 187,679.56 | Note: Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |