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16. Industry-wise Deployment of Gross Bank Credit
Date : Jan 10, 2019
(₹ Billion)
Industry Outstanding as on Growth (%)
Mar. 30, 2018 2017 2018 Financial year so far Y-o-Y
Nov. 24 Oct. 26 Nov. 23 2018-19 2018
1 2 3 4 5 6
1 Industry 26,993 26,041 26,962 27,084 0.3 4.0
1.1 Mining & Quarrying (incl. Coal) 413 326 429 430 4.1 31.8
1.2 Food Processing 1,554 1,389 1,395 1,407 –9.4 1.3
1.2.1 Sugar 290 265 244 239 –17.5 –9.8
1.2.2 Edible Oils & Vanaspati 211 189 204 208 –1.6 9.9
1.2.3 Tea 45 47 55 54 22.3 15.6
1.2.4 Others 1,008 888 891 906 –10.1 2.0
1.3 Beverage & Tobacco 156 166 136 140 –10.4 –15.9
1.4 Textiles 2,099 1,949 1,968 1,984 –5.5 1.8
1.4.1 Cotton Textiles 1,057 967 971 987 –6.7 2.0
1.4.2 Jute Textiles 22 24 20 21 –5.8 –12.5
1.4.3 Man-Made Textiles 243 228 235 237 –2.5 3.9
1.4.4 Other Textiles 776 730 742 740 –4.7 1.3
1.5 Leather & Leather Products 113 107 113 111 –2.1 3.7
1.6 Wood & Wood Products 109 105 113 114 4.8 8.3
1.7 Paper & Paper Products 306 308 301 303 –1.0 –1.6
1.8 Petroleum, Coal Products & Nuclear Fuels 651 466 504 536 –17.7 15.1
1.9 Chemicals & Chemical Products 1,630 1,549 1,697 1,692 3.8 9.3
1.9.1 Fertiliser 306 240 252 268 –12.2 11.9
1.9.2 Drugs & Pharmaceuticals 484 447 518 508 5.0 13.6
1.9.3 Petro Chemicals 387 430 411 395 2.0 –8.3
1.9.4 Others 453 431 515 521 15.0 20.8
1.10 Rubber, Plastic & their Products 424 405 436 436 2.9 7.7
1.11 Glass & Glassware 85 82 103 102 20.5 23.7
1.12 Cement & Cement Products 526 532 513 556 5.7 4.5
1.13 Basic Metal & Metal Product 4,160 4,133 3,779 3,792 –8.9 –8.2
1.13.1 Iron & Steel 3,262 3,223 2,881 2,908 –10.8 –9.8
1.13.2 Other Metal & Metal Product 898 910 898 884 –1.6 –2.9
1.14 All Engineering 1,553 1,503 1,576 1,580 1.7 5.1
1.14.1 Electronics 344 347 364 369 7.3 6.5
1.14.2 Others 1,210 1,157 1,212 1,211 0.1 4.7
1.15 Vehicles, Vehicle Parts & Transport Equipment 787 712 777 785 –0.3 10.2
1.16 Gems & Jewellery 727 681 693 680 –6.5 –0.2
1.17 Construction 901 855 920 930 3.2 8.8
1.18 Infrastructure 8,909 8,796 9,550 9,579 7.5 8.9
1.18.1 Power 5,196 5,121 5,339 5,397 3.9 5.4
1.18.2 Telecommunications 846 844 953 900 6.4 6.6
1.18.3 Roads 1,665 1,707 1,789 1,822 9.4 6.8
1.18.4 Other Infrastructure 1,202 1,124 1,469 1,460 21.5 29.9
1.19 Other Industries 1,890 1,977 1,959 1,928 2.0 –2.5
Note : Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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