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8. Monetary Survey
Date : Jan 21, 2021
(₹ Crore)
Item Outstanding as on March 31/last reporting Fridays of the month/reporting Fridays
2019-20 2019 2020
Nov. 22 Oct. 23 Nov. 6 Nov. 20
1 2 3 4 5
Monetary Aggregates          
NM1 (1.1 + 1.2.1+1.3) 4125948 3652760 4285981 4295180 4348375
NM2 (NM1 + 1.2.2.1) 9745776 9103488 10294913 10358590 10389164
NM3 (NM2 + 1.2.2.2 + 1.4 = 2.1 + 2.2 + 2.3 – 2.4 – 2.5) 16923893 16087659 17894503 18027697 18036372
1 Components          
1.1 Currency with the Public 2349748 2172488 2619578 2637687 2673534
1.2 Aggregate Deposits of Residents 14226198 13560689 14978869 15090079 15056913
1.2.1 Demand Deposits 1737692 1447960 1625686 1615836 1632938
1.2.2 Time Deposits of Residents 12488506 12112729 13353183 13474243 13423975
1.2.2.1 Short-term Time Deposits 5619828 5450728 6008932 6063409 6040789
1.2.2.1.1 Certificates of Deposit (CDs) 169419 158123 180512 74470 66156
1.2.2.2 Long-term Time Deposits 6868678 6662001 7344251 7410834 7383186
1.3 ‘Other’ Deposits with RBI 38507 32312 40717 41658 41904
1.4 Call/Term Funding from Financial Institutions 309439 322170 255339 258274 264021
2 Sources          
2.1 Domestic Credit 16857025 16251859 17549226 17769707 17737777
2.1.1 Net Bank Credit to the Government 4960362 4890841 5587218 5716069 5691514
2.1.1.1 Net RBI credit to the Government 992192 965438 905454 996346 1023947
2.1.1.2 Credit to the Government by the Banking System 3968170 3925403 4681764 4719723 4667567
2.1.2 Bank Credit to the Commercial Sector 11896663 11361017 11962008 12053638 12046263
2.1.2.1 RBI Credit to the Commercial Sector 13166 7144 38919 38336 35419
2.1.2.2 Credit to the Commercial Sector by the Banking System 11883497 11353873 11923089 12015302 12010844
2.1.2.2.1 Other Investments (Non-SLR Securities) 846284 883989 926628 940632 919780
2.2 Government’s Currency Liabilities to the Public 26348 26123 26481 26541 26541
2.3 Net Foreign Exchange Assets of the Banking Sector 3612303 3141351 4222595 4298103 4366249
2.3.1 Net Foreign Exchange Assets of the RBI 3590402 3207225 4120941 4203267 4249125
2.3.2 Net Foreign Currency Assets of the Banking System 21900 -65874 101655 94836 117124
2.4 Capital Account 2670439 2482957 2862261 2910875 2900745
2.5 Other items (net) 901344 848715 1041538 1155778 1193449
Note: NM2 and NM3 do not include FCNR (B) deposits.
2.4: Consist of paid-up capital and reserves.
2.5: includes other demand and time liabilities of the banking system.

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