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16. Industry-wise Deployment of Gross Bank Credit
Date : Jan 21, 2021
(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 27, 2020 2019 2020 Financial year so far Y-o-Y
Nov. 22 Oct. 23 Nov. 20 2020-21 2020
1 2 3 4 5 6
1 Industry 2905151 2772248 2739841 2753281 –5.2 –0.7
1.1 Mining & Quarrying (incl. Coal) 43927 41372 42944 43831 –0.2 5.9
1.2 Food Processing 154146 136930 144158 147775 –4.1 7.9
1.2.1 Sugar 27382 24624 18371 20291 –25.9 –17.6
1.2.2 Edible Oils & Vanaspati 19240 17430 17956 18354 –4.6 5.3
1.2.3 Tea 5375 5832 5851 5809 8.1 –0.4
1.2.4 Others 102149 89044 101980 103321 1.1 16.0
1.3 Beverage & Tobacco 16522 14030 14830 14454 –12.5 3.0
1.4 Textiles 192424 186324 185856 186774 –2.9 0.2
1.4.1 Cotton Textiles 89283 83448 84289 84853 –5.0 1.7
1.4.2 Jute Textiles 2116 2181 2318 2429 14.8 11.4
1.4.3 Man-Made Textiles 26074 25821 26628 27251 4.5 5.5
1.4.4 Other Textiles 74951 74874 72621 72241 –3.6 –3.5
1.5 Leather & Leather Products 11098 10813 11368 11404 2.8 5.5
1.6 Wood & Wood Products 12233 11968 12786 12795 4.6 6.9
1.7 Paper & Paper Products 30965 30230 33159 33986 9.8 12.4
1.8 Petroleum, Coal Products & Nuclear Fuels 75834 52466 61172 60025 –20.8 14.4
1.9 Chemicals & Chemical Products 202949 173231 171479 177799 –12.4 2.6
1.9.1 Fertiliser 49066 34112 36560 37894 –22.8 11.1
1.9.2 Drugs & Pharmaceuticals 53427 48501 48477 48875 –8.5 0.8
1.9.3 Petro Chemicals 42233 37445 35172 39564 –6.3 5.7
1.9.4 Others 58223 53173 51270 51466 –11.6 –3.2
1.10 Rubber, Plastic & their Products 50415 47029 47580 49523 –1.8 5.3
1.11 Glass & Glassware 8777 8686 8748 8785 0.1 1.1
1.12 Cement & Cement Products 58689 59309 57789 57993 –1.2 –2.2
1.13 Basic Metal & Metal Product 350325 347906 337746 334078 –4.6 –4.0
1.13.1 Iron & Steel 262396 265599 247448 245072 –6.6 –7.7
1.13.2 Other Metal & Metal Product 87929 82307 90298 89006 1.2 8.1
1.14 All Engineering 157259 162680 137361 137233 –12.7 –15.6
1.14.1 Electronics 30159 32895 27146 27488 –8.9 –16.4
1.14.2 Others 127100 129785 110215 109745 –13.7 –15.4
1.15 Vehicles, Vehicle Parts & Transport Equipment 82606 81472 88400 86153 4.3 5.7
1.16 Gems & Jewellery 59515 61310 57374 60910 2.3 –0.7
1.17 Construction 104288 100091 104447 101379 –2.8 1.3
1.18 Infrastructure 1053913 1025154 999104 1007085 –4.4 –1.8
1.18.1 Power 559774 562711 552553 551731 –1.4 –2.0
1.18.2 Telecommunications 143760 130961 100969 103550 –28.0 –20.9
1.18.3 Roads 190676 186528 197379 201550 5.7 8.1
1.18.4 Other Infrastructure 159703 144954 148203 150254 –5.9 3.7
1.19 Other Industries 239266 221247 223540 221299 –7.5 0.0
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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